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Secured Business Loan
Flexible Repayment Options- Low Interest Rates
- Quick Approvals
Reasons To Get A Secured Business Loan
From Aditya Birla Finance Limited
Quick Turnaround Time
Secure the loan you need within a week of submitting the documents.
Quick Initial Assessment
We only consider the nature of the requirement, your repayment capability, and financial valuation.
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Solutions For Diverse Needs
From working capital to infrastructure improvement, setting up new units, and scaling production - solve anything.
Parameterised Lending
Customised loan terms based on specific criteria, streamlining the process for timely fund release.
Large Loan Amounts
Need a big loan? Get up to ₹25 Crore as a secured business loan from ABFL.
Who Can Apply For Secured Business Loan?
You can apply for a Secured Business Loan if you fall under one of these categories.
Proprietorship
Partnership
Public Limited Companies
Private Limited Companies
Get A Secured Business Loan In 5 Easy Steps
Secured Business Loan Eligibility
Before applying for a Secured Business Loan, ensure you qualify for it by checking your eligibility.
Eligibility criteria
- Nationality Indian citizen
- Minimum age for applying 21 years
- Maximum age at loan maturity 70 years
- Credit History Good
- Constitution Type Self-employed Individuals/Proprietorships/Partnerships/
Private Limited Business should be operating for a minimum period of 3 years.
Documents needed
- Proof of identity and address | Aadhaar Card and Business PAN
- Proof of business | Business should be at least 1 year old with valid business proof
- Bank statement | Current Account statement for 1 year
- Other financial documents | Audited financials and Income Tax Returns filed for the last 2 years
Business Loan Calculators
Get a clearer picture of your loan requirements before applying.
What is a Business Loan EMI Calculator?
A Business Loan EMI calculator computes your monthly loan repayment amount, helping you foresee and manage repayments conveniently. It also helps you make wise financial choices by ensuring you can afford the loan in the given loan period.
How does the calculator work?
The calculator estimates monthly payments based on the loan amount, expected interest rate, and the tenure of your selection. All you need to do is provide the required data and the calculator will take care of the rest.
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Finance Customer
I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Aditya Birla Finance Customer
Belapur, India
Aditya Birla Finance Customer
Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Aditya Birla Finance Customer
Hyderabad, India
Different financial needs, different loans, one app - ABCD
For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Choose a loan tailored for your business needs -
Simple online application process
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Quick loan disbursals with minimal documentation
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Efficient money management with Spend Track
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Keep track of your expenses
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Track inflows and outflows
Easily check credit score with Credit Track
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Decide wisely with credit stimulator
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Get personalised loan offers
FAQs on Secured Business Loan
A secured business loan is a specialised financial product designed to meet the unique needs of small and medium-sized enterprises (SMEs). It involves the borrower providing collateral, such as assets or personal guarantees, to secure the loan.
If you're self-employed, whether as a professional or non-professional, such as a trader, proprietorship, partnership, or public or private limited company, you can easily apply for a Secured Business Loan.
A Secured Business Loan can support your business by covering working capital, investing in technology, improving infrastructure, setting up new units, or scaling up production for future demand
Cash deposits or withdrawals are not allowed directly from the loan account. All transactions must be conducted through cheques, ECS, NEFT, or RTGS.
Loan repayment can be conveniently managed with various repayment channels such as ECS and NACH or through a cheque favouring Aditya Birla Finance Limited.
ABC Of Business Loan
Our Other Product
Unsecured Business Loan
Get funds for your business growth in an instant—no need to queue up at a branch or wait for weeks.
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