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Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
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Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
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Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
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Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
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Health & Wellness PlansMake quality health care affordable and accessible
Super Top-up PlansGet extra coverage when you need it most
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Unsecured Business Loan
Short-term Loans- Approvals with 100% digital process
- Loan up to ₹10 lakhs without collateral
Reasons to Buy your Unsecured Business Loan
from Aditya Birla Finance Limited
No Branch Visits
Apply from home and our team will collect the required documents from your home or office for a seamless experience.
Collateral-free Loans
Get the loan without the need for collateral. Share key details and receive instant approval for business growth.
Instant Loan Disbursal
Get instant disbursal, thanks to our efficient online processing
Convenient Online Application
Apply online in just three simple steps. No need to wait for months or go anywhere.
Flexible Tenure
Tailor your repayment plan to suit your financial goals with our flexible tenure options, ranging from 12 to 36 months.
Who Can Apply For Unsecured Business Loan?
Self Employed Professional
Self Employed Non-Professional
Get An Unsecured Business Loan In 4 Easy Steps
Identify your needs
Check your loan eligibility
Upload required documents
Get loan disbursed instantly
04
Get loan disbursed instantly
Business Loans Interest Rates
Get the best rates to take your business to the next level!
| ROI | 21% - 29% |
| Processing Fees | 2.75% - 3% |
Unsecured Business Loan Eligibility
Before applying for a Udyog Plus Unsecured Business Loan, ensure you qualify by checking your eligibility here.
Eligibility criteria
- Constitution Type Self Employed Individuals, Proprietors
- Age 21 – 65 yrs (at the time of loan maturity)
- Business Vintage 1 year and above
- Business Turnover More than Rs.5 lakhs for the last 6 months
- Credit Score 650 and above
Documents needed
- Proof of identity and address | Aadhaar Card and PAN
- Proof of business | Valid business proofs
- Bank or GST statement | Bank Account statements of last 6 months or GST statements of last 2 years
Business Loan Calculators
Get a clearer picture of your loan requirements before applying.
What is a Business Loan EMI Calculator?
A Business Loan EMI calculator computes your monthly loan repayment amount, helping you foresee and manage repayments conveniently. It also helps you make wise financial choices by ensuring you can afford the loan in the given loan period.
How does the calculator work?
The calculator estimates monthly payments based on the loan amount, expected interest rate, and the tenure of your selection. All you need to do is provide the required data and the calculator will take care of the rest.
Customer Satisfaction Stories
Don’t just take our word for it. Hear from our customers about their successful financial journey with us
I appreciate the online documentation process which helped in ease of my loan process. I could get loan information through WhatsApp and other digital platforms.
Aditya Birla Finance Customer
Belapur, India
Aditya Birla Finance Customer
Seamless onboarding experience and great support provided by the Relationship Manager during the documentation process.
Aditya Birla Finance Customer
Hyderabad, India
Aditya Birla Finance Customer
Different financial needs, different loans, one app - ABCD
For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Choose a loan tailored for your business needs -
Simple online application process
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Quick loan disbursals with minimal documentation
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Scan the QR code to download our Mobile App
Easily check credit score with Credit Track
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Decide wisely with credit stimulator
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Get personalised loan offers
Efficient money management with Spend Track
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Keep track of your expenses
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Track inflows and outflows
FAQs on Unsecured Business Loan
Unsecured business loans are financial solutions crafted to support small businesses and aspiring entrepreneurs in swiftly addressing their capital requirements. Whether you are launching a new venture or aiming to expand an existing one, an Unsecured business loan serves as a quick and efficient means to secure the essential funds. By opting for such a loan, you gain immediate access to the capital necessary for covering various expenses, including initial setup costs, ongoing operational expenditures, and other crucial aspects of rapid business development.
If you are a self-employed individual, whether a professional or non-professional like a trader, manufacturer, or service provider, securing an online business loan in India is easily attainable. Additionally, entities such as LLPs, partnership firms, and private limited companies can apply for small business loans.
Yes! An instant business loan provides the flexibility to utilise the funds for various business needs such as inventory acquisition, bill payments, staffing, or business expansion. However, it is crucial to exercise prudence and allocate the funds solely for business-related expenses to prevent unwarranted debt.
Yes! People with poor credit history can also apply for a loan but it may incur high interest rates and fees compared to those with a better credit history.
If you are unable to repay the loan as per the deadline, please communicate the same to us. We may offer alternative options like payment plan, loan extension, or refinancing. It's important to note that non-repayment may impact your CIBIL credit score, incur additional charges, and could lead to legal action.
ABC Of Business Loans
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Secured Business Loan
Take your entrepreneurial journey to the next level with a low-interest, long repayment period secured business loan.
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