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Digital Gold
Own pure gold, stored digitally- Flexible redemption in cash & physical gold
- Government backed & trusted partner MMTC PAMP
- Purchased gold stored in secured vaults by partner
What is Digital Gold?
Digital Gold is a type of gold investments, in which you can buy units of gold online. These units are stored in secure vaults free of cost. The purchased gold can be easily sold at any time and redeemed for physical gold of the same quantity. You can start investing in digital gold with just ₹ 11. Digital Gold is offered in partnership with MMTC PAMP.
Top Benefits Of Digital Gold
Affordable
Investing in gold becomes affordable with Digital Gold wherein you can start investing with as little as ₹11.
Easy to hold and store
The gold that you buy is stored in secured vaults. This makes it easy to keep the gold in safe custody.
Easy liquidity
Digital Gold has an advantage over physical gold as it does not involve any making charges and you can buy and sell gold easily.
Hedges against inflation
Gold serves as a hedge against inflation and offers attractive inflation-adjusted returns. With Digital Gold in your portfolio, you can get inflation-beating returns.
Why Invest in Digital Gold?
| Digital Gold | Gold ETF | Sovereign Gold Bonds (SGB) |
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|---|---|---|---|
| Investment starting from ₹ 11 |  |
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| 24/7 trading at market-linked prices | |
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| Demat account not needed | |
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| No lock-in period | |
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| Indexation and tax benefits | |
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| Stable interest earning | |
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How does Digital Gold Works?
Sign Up to ABCD
Download the ABCD mobile app and register yourself to buy Digital Gold in a few steps.
Enter Amount
Choose and enter the amount which you want to invest to buy Digital Gold
Make payment, that’s it!
Make payment & complete your Digital Gold purchase !
Enter Amount/Grams
Choose the amount or grams of Digital Gold you want to sell and confirm the chosen value.
Bank Details
Provide your bank details where you want sale proceeds to be credited
Amount Credit
Once you approve the sale, the gold would be sold instantly at the live price and the amount would be credited to your bank account.
Choose Product
Choose option of product which you want to redeem.
Redemption
Check and confirm the redemption request and proceed to redeem your Digital Gold investment.
Amount Credit
Once your redemption is successful, the product will be sent to your given address by trusted courier partner.
Why Trust MMTC PAMP
Globally accredited refiner
MMTC PAMP boasts of being India’s sole internationally accredited refiner and fabricator having more than 50 years of global leadership.
Authentic gold
The company refines and fabricates 999.9 pure gold coins and bars. Each purchase of digigold is backed by equal physical gold stored in secured vaults by MMTC PAMP.
Government-backed
MMTC PAMP is a joint venture between the Indian government and PAMP S.A. of Switzerland.
Purity
The DigiGold that you buy is of 24 Karat 999.9 purity which is gold in its purest forms.
Safe storage
The DigiGold bought is stored safely by MMTC PAMP in a secured vault.
ABCD - One app to build a diversified investment portfolio
Invest in equity stocks or other securities listed on the market with the ABCD app. Get a completely convenient digital platform to trade effectively.
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Invest in gold, the digital way -
Real-time pricing for smart buys
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Secure storage without the hassle
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Table of Contents
What is Digital Gold?
Digital Gold is gold in digital format. You can buy gold virtually, in small amounts, and store them in secured vaults. Whenever you need, Digital Gold can be converted into physical gold or sold for cash.
Who should invest in Digital Gold?
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Investors looking to add gold to their portfolio
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Investors looking for a hedge against inflation
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Investors looking to invest in gold in small amounts
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Investors who want to avoid making charges on gold purchases
What is the minimum and maximum investment required for Digital Gold?
Minimum - ₹11
Maximum - ₹1 lakhWhat is the tax implication of Digital Gold?
Redemption within 36 months of investment = short-term capital gains= taxation at your income tax slab rates Redemption after 36 months of investment = long-term capital gains = taxation at 20% + 4% cess = 20.8%What are the features of Digital Gold?
- Gold bought in digital form
- Affordable to buy gold in small units
- Can be easily converted to physical gold
- Buying and selling at the prevalent gold rates
- Secure storage of purchased gold
FAQs on Digital Gold
Digital Gold is an online investment product which allows you to buy and invest in gold electronically. It is typically represented by digital certificates or tokens which are backed by physical gold stored in secure vaults. Physical gold, on the other hand, involves buying gold in physical form like jewellery, coins, bullion, etc. You can touch and store physical gold while Digital Gold is stored in a digital form.
Digital Gold can be bought from online platforms, financial institutions, websites of entities which offer Digital Gold. ABCDL allows you to buy Digital Gold through its mobile application in some simple steps.
Digital Gold is a blockchain-based asset which works by leveraging blockchain technology to exchange and hold gold electronically without having any metal. It creates digital certificates or tokens which represent a specific amount/weight of physical gold. Digital Gold can be purchased and traded in real time and has a value typically tied to the current market price of physical gold.
If you choose a reputed platform, like ABCDL, buying Digital Gold will be completely safe and secure. Moreover, you can store your Digital Gold in MMTC’s secured vault for safety.
Yes, you can convert your Digital Gold to physical gold. ABCDL allows instant redemptions and converting Digital Gold to physical gold via redemption options available on the ABCD App.
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• Offer Applicable only on the 1st Transaction during the offer period from October 21 to November 4, 2024
• Minimum purchase transaction (single) of Rs. 5000 worth of Digital Gold to be eligible for the offer
• Customers making their first ever Digital Gold transaction on the ABCD app are eligible for 5% back as ABCD coins
• All other customers are eligible for 1% back on their first transaction during the offer period.
• Offer applicable for the first 10,000 eligible customers during the offer period. • Each eligible customer will receive a maximum of 1000 ABCD coins.
• ABCD coins will be credited within 72 hours of the eligible transaction