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Activ One NXT
Up to 100% HealthReturnsTM*- Coverage for hospitalisation due to mental illnesses
- Unlimited refill with Super Reload1
Why buy Activ One NXT Plan?
Activ One NXT is a new-age Health Insurance plan offering comprehensive coverage and also helps you earn up to 100% HealthReturns™*, which can be used towards the next premium or other services$
Regular Health Assessments to track your health
Coverage for obesity treatments
Listed modern procedures and treatments are covered
How Does Activ One NXT Plan work?
He is at the peak of his career and does not want his work to affect his health.
Prakash bought the Activ One NXT Policy to reward him for staying active and healthy
A few years later, he got into a minor road accident. His Health Insurance covered the treatment cost, but it came with a small co-pay he needed to pay himself.
Thankfully, being an active person, Prakash had collected HealthReturns™ in the previous year.
He used HealthReturns™ to cover the co-pay and did not have to pay anything out of his pocket.
She’s a professor and a mother who spends most of her time juggling her responsibilities.
She bought the Activ One NXT Policy with a cover of ₹ 20 lakhs. She also chose the optional Chronic Management Program.
Three years later when she went in for her free annual health check, she discovered her blood pressure was very high.
Her plan covered her diagnostic test and the doctor’s consultation and put her on a customised Chronic Management Program.
A year later, Kriti has managed to get her blood pressure under control and has not had any serious issues. Being able to buy medicines with HealthReturns™, she did not have to pay for anything.
What's Included?
Earn up to 100% of your premium as HealthReturns<sup>TM* </sup>by embracing a healthy life.
Get a free health checkup that includes BP, BMI, blood sugar, total cholesterol, etc.
Unlimited refill<sup>1</sup> from 1<sup>st</sup> claim onwards up to base sum insured in case the Sum Insured is exhausted in a policy year.
Get covered for advanced and robotic treatments for listed illnesses and treatments.
If you are admitted to a hospital for 24 hours or more, coverage would be allowed for the expenses incurred, including room rent, doctor’s fees, nurse’s fees, etc.
Treatments not requiring 24-hour hospitalisation are also covered under the plan.
Treatments taken at home are called domiciliary hospitalisation. Such treatments are also covered under the plan.
Get coverage for the cost of an ambulance incurred on transporting you to the hospital up to the Base Sum Insured.
Get coverage for the expenses incurred in harvesting an organ from a live donor for organ transplant surgeries.
Coverage is allowed for non-allopathic, alternative treatments like Ayurveda, Unani, Siddha and Homeopathy.
Coverage for inpatient, pre and post-hospitalisation costs incurred for mental illnesses up to the base sum insured.
Coverage is allowed for bariatric surgeries which are medically necessary.
Get covered for the expenses incurred in availing of home treatments and healthcare facilities.
What's Not Included?
No coverage for diagnostic evaluations and investigations that do not result in treatments
Rest, cure, rehabilitation, and respite care are not included
Self-initiated obesity or weight control treatments
Gender change treatments
Cosmetic and plastic surgeries
Participation in hazardous activities, sports, or criminal acts
In the case of treatment from listed providers, emergency care will be paid till stabilisation
Treatments taken in nature care clinics, health hydros, spas, or similar centres
Get Started With Activ One NXT Plan
How to buy?
- Assess your needs and check the plan on the website at https://www.adityabirlacapital.com/healthinsurance/activ-one
- Carefully go through coverage and exclusions.
- Select the relevant riders and click “Buy Online”.
- Share your details, select coverage, terms, etc.
- Make the payment and enjoy your newfound peace.
How to renew?
- Visit the policy renewal page on the website.
- Enter the policy number and personal details.
- Check the renewal amount displayed.
- Make payment via the preferred mode, and you are done.
- You will receive a confirmation email of the successful policy renewal.
How to claim?
- Intimate the insurer before your hospitalisation or as soon after as possible.
- Gather all required documents - policy, hospital bills, doctor’s notes, etc.
- Visit the claims section on the website.
- Provide basic details about the policy and the policyholder.
- Submit the required documents, and we’ll get back to you.
Check Your Eligibility
Check your eligibility and take the first step toward financial security
Eligibility Criteria
-
Family floater minimum age
91 days for dependent children and 18 years for adults
Maximum - no capping - Individual plan minimum age- 5 years
- Maximum age 25 years for children and no limit for adults
- Medical tests May be required depending on age
- Base Sum Insured ₹5 lakhs to ₹2 crores
- Policy tenure 1,2 or 3 years
Waiting Period
- Initial Waiting Period 30 Days (not applicable in case of an accident)
-
Specified Diseases or
Procedures: 2 years - Pre-Existing Diseases: 4 years
Additional Covers For Extra Protection
Customer Satisfaction Stories
Don’t just take our word for it. Hear from our customers about their successful financial journey with us
Aditya Birla Health Insurance
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
ABCD - One app for all your insurance needs
With a few clicks on the ABCD app, you can get financial protection against medical emergencies with a health insurance plan.
-
Comprehensive coverage against illnesses and injuries -
Digital purchase process
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Low and affordable premiums with one-click payments
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Table of Contents
What is Activ One NXT Plan?
- Aditya Birla Activ One NXT plan is a comprehensive health plan which prioritises both health and financial well-being.
- Get comprehensive coverage for medical expenses with unique features like HealthReturns™, sum insuredrefill1, mental illness hospitalisation and more
- Choose from a range of optional coverage benefits for all-rounded protection.
- The policy offers individual and family floater policies, a choice of hospital rooms, and an annual health check-up facility to the insured, among other features.
Who should buy Activ One NXT Plan?
Young adults
Premiums are low at a younger age and can help you inculcate healthy habits. You can also earn back up to 100% of your premium as HealthReturns™*.
People with chronic illnesses
The plan's many features, such as health screening, coverage from day one, and a Chronic Management Program, can be especially helpful in mitigating risks.
Families
With the family floater option, you can cover the whole family under one plan. This would allow you to choose a much higher sum insured while being quite cost-effective.
Elderly individuals
The plan offers coverage for various age-related issues, such as hypertension, heart issues, and high cholesterol, which can be quite useful for someone in advanced age.
What is the optional Chronic Care Management Program?
What?
• Designed to provide specialised support to policyholders dealing with chronic health conditions.
• It covers asthma, hypertension, hyperlipidaemia, diabetes mellitus, chronic obstructive pulmonary disease, obesity, and chronic artery disease with PTCA done before 1 year.
How?
• Coverage for listed ailments from day 1.
• Dedicated support and guidance from healthcare professionals.
Who?
• Anyone over the age of 91 days.
• Spouses and children (under 25) can be added as dependents.
FAQs on Activ One NXT Plan
Activ One NXT is a comprehensive Health Insurance plan with adequate coverage against expensive medical bills. With the Activ One NXT plan, you can get a range of built-in coverage features and optional benefits to enhance the scope of the policy.
The plan's premiums are affordable, and you can enjoy up to 100% HealthReturnsTM, which can be used for premium payments and other benefits.
Unlike other Health Insurance plans, Activ One NXT rewards you for being healthy with up to 100% HealthReturnsTM*. You also get coverage for mental illnesses, listed advanced and modern treatments, obesity treatments, and more.
The coverage is allowed for up to ₹2 crores, and you get affordable premiums.
The key benefits of Activ One NXT are as follows -
● Get up to 100% HealthReturnsTM*
● Enjoy unlimited sum insured refill1 with Super Reload
● There’s no capping^ on the coverage of hospitalisation expenses
● Coverage is allowed for mental illness hospitalisation
● Double your sum insured with continuous renewals with the optional Super Credit feature
● Coverage for listed non-medical expenses is permitted with the optional Claim Protect# feature
Individuals fulfilling the entry age criterion can apply for Activ One NXT. The criterion is as follows-
For Family Floater plans
• Entry age for adults - Minimum 18 years, Maximum - no capping
• Entry age for children - Dependent child for family floater or multi-individual policy - 91 days to 25 years
For individual policy - 5 years
The medical expenses covered under Activ One NXT are as follows -
● Inpatient hospitalisation
● Pre and post-hospitalisation
● Road ambulance cover
● Organ donor expenses
● AYUSH treatments
● Daycare treatments
● Mental illness hospitalisation
● Listed modern procedures and treatments
● Obesity treatments
● Domiciliary treatments
● Home healthcare expenses
Find Us Near You
*The amount of HealthReturnsTM is indicative. The same shall be subject to the Product & Health Risk Assessment.
$Please refer to the Policy Wordings for a complete list under utilisation of HealthReturnsTM
#Claim Protect - Coverage for non-medical expenses (as per List 1,2,3,4 under Annexure I of Policy Wordings) for items like gloves, gowns, face masks, and more. For more details on the product, its benefits & HealthReturnsTM and T&C Apply, please refer to the Policy Wording before concluding a sale.
^Key benefits are covered up to the Sum Insured, and for more details, please refer to Annexure III - Product Benefit Table of Policy Wording.
1 Unlimited refill up to up to Base Sum Insured. T&C Apply. Aditya Birla Capital Digital Ltd (ABCDL) is a Corporate Agent with IRDAI Reg No. CA0871 of Aditya Birla Health Insurance Co. Limited and does not underwrite the risk or act as an insurer T&C Apply.
For the applicability of the benefit and more details, please refer to the PBT/Policy wordings.
Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677 | ADV UIN- ABHI/ONL/24-25/118. Product Name: Activ One, UIN: ADIHLIP24097V012324 Address: - 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com Website: adityabirlahealthinsurance.com Fax: +91 22 6225 7700 Phone: 1800 270 7000. For more details on risk factors, terms and conditions, please read policy wordings & prospectus carefully before concluding a sale. Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited, and Trademark/logo HealthReturns™, Healthy Heart Score and Active Dayz are owned by Momentum Metropolitan Life Limited (Formerly known as MMI Group Limited). These trademarks/Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). - Category of Certificate: Health Insurance. Validity of Certificate of Registration: Valid. Premium is indicative and may vary as per underwriting decisions. T&C Apply.