Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD Page
PLAY STORE
APPSTORE
1800 270 7000
Download
Insurances 
INVESTMENTS 
LOANS 
PAYMENTS 
QUICK SERVICES 
HEALTH INSURANCE 
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Health & Wellness PlansMake quality health care affordable and accessible
Super Top-up PlansGet extra coverage when you need it most
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Super Top-Up Health Insurance Plans
Coverage for inpatient hospitalisation- Sum insured up to ₹95 lakhs
- Individual and family floater coverage
Why Do You Need Super Health Plus Top-Up Insurance Plan?
Increasing medical expenses
Medical expenses are rising considerably, and meeting hospital bills can be a financial drain if you are not prepared^
Covers your family
Enjoy protection against the medical bills of your family members too with the Super Health Plus Top-Up plan^
Supplements coverage
The Super Health Plus Top-Up plan allows higher coverage levels to pay for expensive medical bills^
Affordable premiums
Premiums are pocket-friendly, allowing you to afford high coverage without hampering your budget^
Comprehensive protection
Get covered against inpatient hospitalisation, daycare treatments, domiciliary hospitalisation and more^
Tax benefit
Enjoy a deduction on the premium paid for the policy under Section 80D of Income Tax Act, 1938 and lower your tax liability**
Our Super Health Plus Top-Up Plans at a glance
Super Health Plus Top-Up
Super Health Plus Top-Up Plan
UIN: ADIHLIP21061V022021
KEY FEATURES 
- Two coverage variants
- Domestic and international coverage emergency assistance services
- Health and wellness discounts
Premium
₹10,768*/ year
Check Your Eligibility For Top Up Plans
Before you purchase Term Insurance, ensure you qualify and have the necessary documents.
Eligibility Criteria
-
Entry Age
Adults Age: 18 years onwards
Child Age : 91 days to 25 years - Family Floater Plan
5 years to 25 years - Individual Plan - Disclosures Must disclose pre-existing conditions and smoking habit.
- Family Must be spouse, children, parents, and sibling to be covered under a family floater plan.
Waiting Period
- Initial waiting period: 30 Days
- Pre-existing diseases: Depending on the plan selected
- Specific diseases: Depending on the plan selected
Document Needed
- Proposal form
- Identity proof
- Age proof
- Passport size photograph
- Address proof
- Medical reports
- PAN/ Aadhar card
Get Insured In 5 Easy Steps
Things To Keep In Mind
- Claim is triggered if the aggregate claims in a policy year exceed the deductible
- Claims below deductible will not be paid
- Inform the insurance company of the claim within the specified time frame
- Submit all relevant documents for claim processing
- Get claims settled on a cashless basis
- Self-inflicted injuries
- Criminal acts
- Injuries suffered under the influence of drugs or liquor
- War, nuclear threat or mutiny
- Congenital abnormalities
- Unproven, experimental and cosmetic treatments
- Maternity-related treatments and expenses
# For the complete list of exclusions please refer the policy wordings .
Customer Satisfaction Stories
Don’t just take our word for it. Hear from our customers about their successful financial journey with us
Aditya Birla Health Insurance
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
ABCD - One app for all your insurance needs
With a few clicks on the ABCD app, you can get financial protection against medical emergencies with a health insurance plan.
-
Comprehensive coverage against illnesses and injuries -
Digital purchase process
-
Low and affordable premiums with one-click payments
PLAY STORE
APP STORE
Scan the QR code to download our Mobile App
Table of Contents
What is a Super Health Plus Top-Up insurance plan ?
A Super Health Plus Top-Up plan is a supplemental health insurance coverage which seeks to enhance an existing health insurance coverage. The plan comes with a deductible limit and when claims exceed the deductible limit, the plan pays for the excess claims.
How does the Super Health Plus Top-Up plan work?
-
There is a sum insured and a deductible limit under Super Health Plus Top-Up plans.
-
Claims up to the deductible limit are not paid by the plan
-
Once the aggregate claims in a policy year exceed the deductible limit, the excess claim is paid
-
Super Health Plus Top-Up plans pay excess claims up to their sum insured limits
What are the features of a Super Health Plus Top-Up insurance plan?
-
Plans with a deductible limit
-
Affordable premiums with higher coverage
-
Provides inpatient coverage
-
Multi-year plans are available
What are the tax benefits of Super Health Plus Top-Up insurance?
Premium paid for the plan is allowed as a deduction under Section 80D of Income Tax Act, 1938**
The limit is as follows -
- ₹25,000 if you are below 60 years
- ₹50,000 if you are 60 and above
- Additional ₹25,000 for parents’ premium if the parents are below 60 years
- Additional ₹50,000 for parents’ premium if any parent is a senior citizen
What are the waiting periods under a Super Health Plus Top-Up plan?
-
Goal
Pre-existing waiting period - 36/48 months depending on plan variant
-
Risk appetite
Initial waiting period - 30 days
-
Duration
Specific illness waiting period - 24 months
-
Liquidity
Mental illness waiting period - 48 months
Who Should Buy a Super Health Plus Top-Up Policy?
The following individuals must buy the Super Health Plus Top-Up policy to benefit in the following ways:
Senior Citizens (Above 60 years) and Parents
Aging individuals, especially those above 60 years, may face higher health risks and increased medical expenses. A Super Health Plus Top-Up policy provides additional coverage beyond the threshold of their primary health insurance, ensuring comprehensive protection.
Your Parents
Parents, who may be in an older age bracket, can benefit from the extra financial security offered by a Super Health Plus Top-Up policy. This coverage becomes particularly important as healthcare needs tend to increase with age.
Upgrade Employer Health Plan
Employer-provided health insurance plans often come with limitations. Employees can consider a Super Health Plus Top-Up policy to supplement their employer's coverage, offering an added layer of protection against unexpected medical expenses.
If Your Existing Coverage is Insufficient
Individuals who find that their current health insurance coverage is inadequate can opt for a Super Health Plus Top-Up policy. This ensures additional financial support when the sum insured of their primary health plan is exhausted, offering a safety net during emergencies.
Track Health, gets insights for wellness
-
Digital health evaluation
-
Tips for healthy living
Secure your bike, ride worry-free
-
Variety of bike insurance plans
-
Easy online buying/renewal
FAQs on Super Health Plus Top-Up
A super top-up plan acts as an extra layer of protection over your existing coverage, tackling high medical bills exceeding your base plan's sum insured. Think of it as a financial safety net for unexpected medical emergencies.
A higher sum insured translates to greater financial protection against potentially hefty medical bills. Consider your base plan limits and future healthcare inflation when making this decision.
Yes, you can add your family members under super top-up plan. You can include your spouse, dependent children, dependent parents as well as extended family members like grandparents, grandchildren and more.
Yes, you can enjoy cashless hospitalization at Aditya Birla Health's network hospitals or empanelled service providers with your super top-up plan, just like your health insurance base plan. Please ensure to check the updated list of network providers before availing the services.
In the first claim, the amount is lower than the deductible limit of ₹4 lakhs. As such, the first claim would not be paid by the super top-up plan. However, in the second claim, the aggregate claim amounts to ₹5 lakhs (₹2 lakhs for the first claim and ₹3 lakhs for the second one). The aggregate claim is higher than the deductible limit. As such, you will get a claim of ₹1 lakhs (the claim exceeding the deductible) in the second instance.
ABC Of Insurance
Cashless hospital network
*Starting Plan price mentioned on the website are for self customer with age 30 and Sum Insured 5 LAKH
**Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
^Benefits are conditional to Plan/SI opted, please refer Policy Wordings for more details
UIN: ADIHLIP24102V052324 - Activ Health Platinum Essential is a Health Insurance Plan
UIN: ADIHLIP24102V052324 - Activ Health Platinum Enhanced is a Health Insurance Plan
UIN: ADIHLIP22008V012223 - Activ Fit Plus is a Health Insurance Plan
UIN: ADIHLIP22008V012223 - Activ Fit Preferred is a Health Insurance Plan
UIN: ADIHLIP23130V042223 - Activ Assure Diamond is a Health Insurance Plan
UIN: ADIHLIP21061V022021 - Activ Assure Diamond + Super Health Top-up is a Health Insurance Plan
UIN: ADIHLIP21062V022021 - Activ Care Classic is a Health Insurance Plan
UIN: ADIHLIP21061V022021 - Super Top-up Plus Plan A is a Super Top Up Health Insurance Plan
UIN: ADIHLIP21061V022021 - Super Top-up Plus Plan B is a Super Top Up Health Insurance Plan