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Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
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Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
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Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
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Health & Wellness PlansMake quality health care affordable and accessible
Super Top-up PlansGet extra coverage when you need it most
Life Insurance
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Pay with Ease Over a Phone Call
How to Pay on Call with UPI123?
Follow a few simple steps for easy payments over the call.
Call on +91 80 45163563
Select Mode of Transaction
Enter UPI PIN to pay
Pay without the internet withUPI 123
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Transfer money to anyone -
Utility bill payments
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FASTag recharge
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Mobile recharge
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Insurance payment
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EMI recollection
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Cash on delivery collection
How to start paying with ABCD App?
You can power your payments via the ABCD app with just a few simple steps.
Aditya Birla's Trust, you can rely on with confidence.
Bank on Aditya Birla’s trusted platform as your payment partner for hassle-free transactions.
Experience secured payment gateways and pay without worries!
Protect your data from frauds and cybercrimes with a completely safe payment experience
FAQs
UPI 123Pay is a Suite of solutions developed for Non Smart phone / feature phone users to use the UPI without internet connectivity.
No, you do not require a smartphone for a UPI Payment using UPI 123PAY.
Internet is not required for making payments through Feature Phone.
While registration of your account with UPI 123PAY, you have to setup a 4-6 digit UPI PIN.
Customer have to enter UPI PIN every time he makes the transactions. Note: If the customer already has a UPI PIN, they can use same UPI PIN.
UUPI PIN is a 4-6 digit pass code you create/set during first time registration with the Mobile App/IVR/any other channel. You have to enter this UPI-PIN to authorize all bank transactions. (Note: Banks issued MPIN is different from the UPI UPI-PIN) Note: Please do not share your UPI-PIN with anyone.