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Flexi Loan
Flexible repayment options- Hassle-free application process
- Quick and easy disbursal
Reasons To Get A Flexi Loan
From Aditya Birla Capital
Multiple Withdrawals
Enjoy the freedom to withdraw funds as per your evolving requirements, without the hassle of repeated loan applications. Pay interest only on the utilised amount.
Predictable Monthly Payments
Enjoy fixed interest rates and predictable monthly payments that help you plan your budget and finances accordingly.
Quick Disbursal
Get the loan amount quickly, usually within 24 hours of approval. This makes them ideal for emergencies.
Flexible Repayment Tenure
We offer flexible repayment tenure options, ranging up to 7 years, allowing you to choose a repayment plan that suits your financial situation and needs.
No Partial Repayment Charges
Make partial repayments without incurring any additional charges, providing you with the flexibility to get debt-free sooner.
Get A Flexi Loan In 5 Easy Steps
Flexi Loan Eligibility
Before opting for a Flexi Loan, ensure you qualify by checking your eligibility here.
Documents Needed
- Proof of identity and address Passport / Aadhaar Card / Voter's ID / Driving License / Job Card issued by NREGA / Registration certificate / PAN card (PAN Card only as identity proof)
- Proof of incomeSalary slip for the last 3 months showing all deductions and Form 16
- Bank statement where income is credited Last 6 months
- Proof of other incomeLast 3 months' salary slips or Salary certificate. Last 6 months' bank statement where salary is credited directly. Latest Form 16
Eligibility Criteria
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us
Aditya Birla Finance Customer
Aditya Birla Finance Customer
Aditya Birla Finance Customer
Different financial needs, different loans, one app - ABCD
For weddings, travel, vehicle purchases, or any other obligation, fulfil any need with personal finance solutions offered by the ABCD app.
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Range of loan options for different needs -
Range of loan options for different needs
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Quick sanctions and disbursals
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Scan the QR code to download our Mobile App
Affordable home loan on ABCD App
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Up to 90% property cost loans
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Flexible 30-year repayment tenures
Pledge property, access funds
- High LTV ratio for loans
- Low interest rates, easy repayments
FAQs on Flexi Loan
A Flexi loan is a credit option that allows you to meet financial obligations without the need to provide security or collateral. It comes without an end-use restriction, thus it can be used for a variety of purposes, making it easy to manage. Also, you can withdraw funds as needed and pay interest only on the utilised amount.
A Flexi loan is versatile and can cover various expenses like home renovations, marriage expenses, education fees, vacations, debt consolidation, purchasing electronics and appliances, medical bills, business investments, car repairs, and more.
To qualify for a Flexi loan, you need a consistent income, whether you're a salaried employee, self-employed, or a professional. Your eligibility depends on factors like employer, credit history, residential location, and other criteria as per the eligibility criteria mentioned.
No! There's no restriction on the number of withdrawals you can make, allowing you to access funds as and when required. However, it's crucial to ensure that your withdrawals remain within the pre-approved credit limit sanctioned by Aditya Birla Finance. This ensures responsible borrowing and prevents you from overextending your finances.
No. There is no difference between a 'Flexi loan' and a 'personal line of credit'. The terms are often used interchangeably, as they essentially refer to the same type of revolving credit facility. Both options provide a flexible line of credit, allowing borrowers to withdraw funds up to a pre-approved limit and repay them as needed. The primary distinction between the two terms lies in their branding and usage, with "Flexi loan" being more commonly used by Aditya Birla Finance and "personal line of credit" being a general term used by various financial institutions.
Our Other Product
Personal Loan
Your Dreams, Your Terms. Meet all your financial needs and aspirations with swift, simple, and tailored Personal Loans.
KNOW MOREABC Of Personal Finance
Find Us Near You
Our Lending Partners
Aditya Birla Finance Limited
10th Floor, R-Tech Park, Nirlon Complex, Goregaon, Mumbai - 400063, CIN: U65990GJ1991PLC064603, GRO Details: Ms. Shruti Sarraf, 080 - 45860196, grievance.finance@adityabirlacapital.com