Download

Download the ABCD app

Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !

Visit Our ABCD Page

PLAY STORE Discover Convenience Like Never Before

APPSTORE

1800 270 7000

Payments

GET IN TOUCH

Loans

Investments

Insurance

Loans

Investments

Insurance

Advisor

Select Advisor

Pocket Insurance

An affordable shield against everyday risks. Choose Aditya Birla Capital’s Pocket Insurance for financial protection.

Protect yourself against emergencies
Explore flexible plans that fit your budget
Enjoy peace of mind with affordable insurance

Step 1

Step 2

Step 3

Finish

Why do you need Pocket Insurance??

Whether you're worried about gadget damage, travel emergencies, or minor medical expenses, pocket insurance can provide immediate financial assistance. With customised plans and online convenience, it's easy to find the perfect insurance coverage for your needs.

You can also use an out-of-pocket insurance calculator that can help you make informed financial decisions.

Top Benefits

Affordability

Pocket insurance plans are designed to be budget-friendly, making them accessible to a wide range of people.

Flexibility

Pocket insurance plans can be customised to meet your specific needs.

Convenience

Pocket insurance is often available online or through mobile apps, making it easy to purchase and manage your plans.

Peace of Mind

Pocket insurance can provide peace of mind by protecting you against unexpected expenses.

Why to buy Pocket Insurance through ABCD

Our Pocket Insurance At A Glance.

Our pocket insurance plans offer comprehensive coverage for everyday risks, ensuring your financial security. From personal accidents to dental care and mental health support, our plans are designed to cater to your specific needs.

Eye Care

KEY FEATURES Our Car Insurance Plans

Avail up to 30% discount on diagnostics. Protect your vision with our affordable ophthal care plans.

Insurance Cover

Upto 5 Vision Eye Care

Premium

Rs. 455/ Year

View Plan Buy Online

Dental Care

KEY FEATURES Our Car Insurance Plans

Our dental care insurance provides up to 30% discount on diagnostics and 15% discount on dental procedures and pharmacy.

Insurance Cover

Up to 5 Sessions

Premium

Rs. 415/ Year

View Plan Buy Online

Hospicash Insurance

KEY FEATURES Our Car Insurance Plans

Our hospicash insurance offers upto 30 days coverage per policy. Enjoy hassle-free claims and timely reimbursements.

Insurance Cover

Rs. 1000/Day for 30 Days

Premium

Rs. 351/ Year

View Plan Buy Online

Mental Health and Nutrition

KEY FEATURES Our Car Insurance Plans

Our mental health and nutrition insurance covers consultations with psychologists and nutritionists. Avail 3 sessions each from a psychologist and nutritionist.

Insurance Cover

3 sessions for each

Premium

Rs. 555/ Year

View Plan Buy Online

Personal Accident

KEY FEATURES Our Car Insurance Plans

Our personal accident insurance provides financial compensation of upto ₹5 lakh in case of an accident.

Insurance Cover

Rs. 5 Lakh

Premium

Rs. 176/ Year

View Plan Buy Online

Buy Pocket Insurance via ABCD

Get Insured to Buy Pocket Insurance via ABCD

● Go to the insurance section and click on ‘Pocket Insurance’.
● Select your desired pocket insurance category.
● Choose the specific pocket insurance product.
● Select the plan option that suits you best.
● Click ‘Continue’ and fill in your personal details.
● Fill in the nominee details in the next step.
● Sign the Good Health declaration if applicable.
● Review all the details.
● Complete the payment.

Documents Required

No documents are required to buy pocket insurance.

Things to Keep In Mind

Coverage

Understand the specific risks covered by the policy.

Exclusions

Be aware of any activities or conditions not covered.

Limits

Check the maximum amount covered per claim or per year.

Premiums

Compare premiums from different providers.

Claim process

Understand how to file a claim and the documentation required.

Get Insured In 4 Easy Steps

STEP

Click on your profile section.

STEP

Select ‘Reports and Documents’

STEP

Choose ‘Pocket Insurance’.

STEP

Click on ‘Download Policy’ to download your policy details.

STEP

Click on ‘Download Policy’ to download your policy details.

ABCD: One app
for all your insurance needs

Secure yourself and your loved ones financially with life insurance. Buy online through the ABCD app and get instant coverage.

Wide range of insurance policies
Online premium payments
Plan purchase in few clicks

Download our mobile app now

PLAY STORE

APP STORE

Scan the QR code to download our Mobile App

Download our mobile app now

PLAY STORE

APP STORE

Customer Satisfaction Stories

Hear from our customers what they have to say about their experience.

Arun Sharma

Aditya Birla Health Insurance

Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice

Mr. Rajinder Balhara

Aditya Birla Health Insurance Customer

Delhi, India

Mrs. Mangal Prathamesh Mithari

Aditya Birla Health Insurance Customer

Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.

Mr. Himanshu Chaturvedi

Aditya Birla Health Insurance Customer

Noida, India

Shruti Davda

Aditya Birla Health Insurance

Understanding Pocket Insurance

Table of Contents

Why is Pocket Finance Necessary?How Does Pocket Finance Work?What are the Types of Pocket Finance Plans?When Should I Start Pocket Financing How Much Pocket Finance Coverage Do I Need?What Should I Check Before Choosing a Pocket Finance Plan?Factors to Consider When Choosing a Pocket Finance Plan?

Why is Pocket Finance Necessary?

Financial Security: Ensures your family's financial future is unaffected even in your absence.
Investment Opportunities: Build wealth over time while getting suitable protection.
Tax Benefits: Avail of tax benefits, as specified in Section 80C and Section 10(100)** of India's Income Tax Act.
Retirement Planning: Achieve retirement goals and leave a legacy for loved ones.
Peace of Mind: Rest assured that your loved ones will be cared for when you are not around.

How Does Pocket Finance Work?

Pocket finance works by providing financial protection and investment opportunities. It involves paying regular premiums in exchange for a death benefit or other benefits.

What are the Types of Pocket Finance Plans?

Term Life Insurance

Provides coverage for a specific period.

Whole Life Insurance

Provides coverage for your entire life.

Universal Life Insurance

Offers flexibility in premium payments and death benefits.

Variable Life Insurance

Invests premiums in various investment options.

When Should I Start Pocket Financing?

It is recommended to start pocket financing as early as possible to benefit from lower premiums and build wealth over time.

How Much Pocket Finance Coverage Do I Need?

The amount of pocket finance coverage you need depends on your financial obligations and the needs of your dependent(s).

What Should I Check Before Choosing a Pocket Finance Plan?

Coverage

Ensure the plan covers your specific needs.
Premiums

Compare premiums from different providers.
Riders

Consider additional riders to enhance your coverage.

Claim Settlement

Check the insurer's claim settlement ratio.
Customer Service

Evaluate the insurer's reputation for customer service.

Factors to Consider When Choosing a Pocket Finance Plan?

Your financial goals
Your age and health
Your family's needs
Your budget

FAQs on Pocket Insurance

Pocket Insurance covers accidental death, critical illness, hospital cash, personal accidents, and travel.

Premiums are generally low, starting at a few dollars per month.

Yes, you can but renewal terms may vary.

Personal information and proof of identity may be needed.

You must notify your insurer, provide documentation, and cooperate with the claims process.

ABC Of Insurance

VIEW ALL ARTICLES

Protecting Solutions

How to Download a PMJJBY Certificate Online?

15 January 2025

Protecting Solutions

What is Insurance? – Definition, Types, and Benefits

8 January 2025

Protecting Solutions

Financial Freedom: Meaning and Ways to Achieve It

16 December 2024

Protecting Solutions

Janshree Bima Yojana Scheme: Benefits & Application Process

10 October 2024

Protecting Solutions

Postal Life Insurance (PLI) - Features, Types & Eligibility Explained

10 June 2024

Protecting Solutions

Future Value of Annuity Due Formula

30 May 2024

Protecting Solutions

Workmen’s Compensation Act 1923 (Employees Compensation Act)

8 May 2024

Protecting Solutions

Backdating in Life Insurance Policy – A Guide

22 January 2024

VIEW ALL ARTICLES

Step 1

Step 2

Step 3

Finish

Pocket Insurance

Why do you need Pocket Insurance??