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Stocks & Securities
The Advantages Of Investing In Stocks and Securities
Attractive returns
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Beat inflation
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Value Subscription Plans
Trade 20
₹20/order Brokerage fee
(A minimum brokerage of Rs.20 per executed order will be charged subject to a maximum of 2.5% of the traded value. If the brokerage levied as a percentage on the value of the shares/contract is less than the agreed brokerage payable per share/contract, you will be charged the minimum rate of brokerage per share instead of the percentage)
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Equity Intraday -
Futures
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Options
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Currency Futures
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Currency Options
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Commodity Futures
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Commodity Options
Trade5
₹3999 + GST p.a. Brokerage fee
(A minimum brokerage of Rs.5 per executed order will be charged subject to a maximum of 2.5% of the traded value. If the brokerage levied as a percentage on the value of the shares/contract is less than the agreed brokerage payable per share/contract, you will be charged a minimum rate of brokerage per share instead of the percentage)
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Equity Intraday
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Futures
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Options
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Currency Futures
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Currency Options
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Commodity Futures
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Commodity Options
RM Plan
0.03%/order Brokerage fee
(A minimum brokerage of Rs.20 per executed order will be charged subject to a maximum of 2.5% of the traded value. If the brokerage levied as a percentage on the value of the shares/contract is less than the agreed brokerage payable per share/contract, you will be charged the minimum rate of brokerage per share instead of the percentage)
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Equity-Intraday
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Equity Delivery
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Equity Derivatives-futures
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Currency Derivatives-futures
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Commodity Futures
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Commodity Options
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₹35/lot Brokerage fee
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Equity Derivatives-Options
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Currency Derivatives-Options
How To Open Your Demat Account
Sign Up To ABCD
Download the ABCD app on your Smartphone and sign up in minutes to start your account opening journey.
Mobile and email verification
Provide your email and mobile number and verify them.
Bank account verification
Enter your bank account number and verify it online.
Personal details
Provide your personal details like your name, age, gender, etc.
IPV
Take a live selfie with the app to verify your identity.
Aadhaar-based digital signature
Follow the steps for Aadhaar-based digital signature and complete the account opening journey.
Documents Requires to Open Demat Account
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ID Proof
Pan Card
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Address Proof
Aadhaar Card/Passport/Driving License/Voter’s ID
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Bank details
Bank statement/cheque/passbook
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Signature proof
SIgnature
ABCD - One app to build a diversified investment portfolio
Invest in equity stocks or other securities listed on the market with the ABCD app. Get a completely convenient digital platform to trade effectively.
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Invest in a few clicks and build your portfolio
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One-stop platform for buying and selling stocks and securities
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Invest or redeem at your discretion without any restriction
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Customer Satisfaction Stories
Don’t just take our word for it. Hear from our customers about their successful financial journey with us
Account opening process is very simple and steps mentioned in the process are user friendly. Guidance wherever required is excellent and prompt.
Aditya Birla Money Customer
Panvel, India
My trading experience with ABM has been very fruitful. I have always been receiving excellent support from my dealer. Moreover, the transparent business practices at ABM makes it the preferred broker in the industry.
Aditya Birla Money Customer
Mumbai, India
Table of Contents
What are stocks?
A stock is a security that represents a fractional ownership in a company. When you buy a company's stock, you're purchasing a small piece of that company, called a share.
Investors purchase stocks in companies they think will go up in value. If that happens, the company's stock increases in value as well. The stock can then be sold for a profit.
How do stocks differ from securities ?
Securities involve different investment instruments like stocks, derivatives, bonds, etc.
Security is a wide concept which is used to denote a collection of different instruments.
Stocks are a type of security which means equity shares of a company.
Every stock is a security but every security is not a stock.
What types of securities exist in the financial markets?
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Equity
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Debt
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Hybrid
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Derivatives
How do I buy stocks and securities?
You can buy stocks and securities from the financial market with ABCD. You need a valid demat account, trading account and a savings account for the transaction.
The trading account is linked to your savings account and is used to pay for stocks and securities.
The demat account is used to store the stocks and securities that you buy.
What are the risks involved?
The risk depends on the type of security that you buy.
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Equity securities are the riskiest as they are prone to short-term market volatility.
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Debt securities are low-risk as they offer fixed interest rates.
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Derivatives involve high risks as the speculation on the price movement might not work.
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Hybrid securities have a moderate risk profile since they are a combination of equity and debt .
What is the tax implication?
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Equity stocks are taxed at 15% if redeemed within 12 months.
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Redemption after 12 months gives tax-free returns up to Rs.1 lakhs.
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Returns exceeding Rs.1 lakh are taxed at 10%.
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The dividend received is taxed at your income tax slab rates.
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Return from debt securities are taxed at your income tax slab rates.
Common Terms of a Demat Account?
Depository
An entity that offers the Demat account to investors and also maintains the account.
Depository Participant(s)(DP)
SEBI-registered agents of depositories that help investors open Demat Accounts with depositories.
Portfolio Holding
The aggregate investment done by an individual or the total securities held in the Demat account including shares, mutual funds, bonds, ETFs, etc.
Unique ID
The ID assigned to each Demat Account holder to identify him from other investors.
Demat Account Number
A unique number assigned to the Demat account for facilitating easy transactions.
ISIN
A unique 12-digit alphanumeric value assigned to each security. It stands for International Securities Identification Number.
Things to know before opening a Demat account ?
Documents needed for Demat
ID Proof: PAN Card
Address Proof: Aadhaar Card/Passport/Driving License/Voter’s ID
Bank details: Bank statement/cheque/passbook
Signature proof: Signature
Charges
Account opening charge - a charge levied for opening an account with a depository participant
Account maintenance charge - a charge for maintaining the account
Safety or custodian charge - a charge for holding the securities safely in a dematerialised format
Transaction charge - a charge incurred on every transaction done on the Demat account
Linking Demat
The Demat account should be linked to a trading account to carry out trading or investment activities. But you don’t have to worry, we at ABCD open both the accounts at one go.
File nomination
Add a nominee to the Demat account. This would ensure easy settlement of the balance in the Demat account on the investor’s demise.
Invest in exchange-listed passive MFs
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Cost-effective ETFs
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Enjoy professional fund management
Diversify with hybrid funds
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Various hybrid fund types
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Mix of equity, debt, gold
FAQs on Demat Account
A Demat (Dematerialized) account is an electronic account which allows you to hold shares and securities such as stocks, mutual funds, bonds, exchange-traded funds, and government securities electronically in a dematerialized form. A demat account is a bank account difference being a bank account holds money and a demat account holds shares for the account holder. Similar to a bank account, where funds are debited and credited, securities are debited and credited from a Demat account.
A Demat Account is required for electronic investing and trading in stocks, financial instruments and mutual funds in the securities market. It eliminates the requirement for physical share certificates and offers a convenient and secure way to hold and transfer securities. Demat accounts facilitate the immediate transfer of securities, eliminate paperwork and transaction costs, provide a nomination facility, consolidate accounts/folios, and enable automatic credit of securities in the holder’s demat account arising out of merger, consolidation or split.
You can open a Demat Account with ABCD. To do so, download the ABCD app on your Smartphone and sign up. Upload all the relevant documents required for the account opening process and continue. Once your documents are verified, your Demat account will be opened and you can start your trading journey.
If you want to open a demat account, begin with selecting a registered depository participant. Then, approach your DP, fill up and submit an account opening form. You would be required to provide your photograph and self-attested KYC documents such as PAN Card, Proof of Address, and Cancelled Cheque. You are also required to carry original documents to the DP for in-person verification. If you are unable to bring the original papers for verification, then a photocopy of the documents should be attested by any authorized entity, like a public notary.
Further, your DP may require additional identity proof or address proof to meet its requisition in addition to the above-mentioned documents.
ABCD makes the whole process easy by allowing online Demat account opening in a few steps.
You can open more than one demat account with the different depository participants (DP). There is no restriction on the number of demat accounts you can open with a depository participant. However, it's essential to inform each DP about your existing demat accounts.
ABC Of Stock
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*Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
**Sec 10(10D) benefit is available subject to fulfilment of conditions specified therein
#Provided all due premiums are paid
^ As per annual audited figures submitted to IRDAI for the period FY 22 – 23 for individual death claims paid.
¹LI Age 21, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: ₹ 1 Cr., PT: 10 years, Premium paying term: 10 years, Annual Premium: ₹ 5900/- ( which is ₹ 491.66/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
²Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income and Deferment Period 0 years.
Annualized Premium is ₹1,15,380. Annual Income of Rs. 43,844 (43,844*40=17,53,776) + Maturity Benefit (Rs.16,15,320)= Rs. 33,69,096
³ABSLI Empower Pension Plan, age 40 year healthy male, Policy term is 10 years, Accumulation period is 10 years, basic premium is Rs.100000/-, Plan Option: Assured, Payment frequency: Annual, Return@8% fund value is Rs.13.57 lakhs and @4% is Rs.10,84,803/-
ABSLI Child’s Future Assured Plan. Plan option: Education & Marriage Milestone. Male | Age: 35 years | Policy term: 25 years | Premium paying term: 10 years | Education milestone benefit period: 3 yrs & Education assured benefit start term: 15 yrs | Marriage assured benefit start term: 25 years | Annualized premium: ₹1,00,000 (excluding tax) | Total Benefits Payout: Rs 21,58,664 [Education Milestone Payout: Rs 10,79,332 (policy year 15,16,17) and Marriage Milestone Payout: Rs 10,79,332 (policy year 25)] | Age of Child: 0 years, Child as a nominee | Sum assured multiple for marriage: 100%
⁵ABSLI Wealth Assure Plus plan for 30 years of a healthy male. Plan type: Classic. Investment option: Smart option. Risk Profile: Moderate. Payment frequency: Yearly. Basic annual premium: ₹24,000. Policy Term: 15 years. Premium paying term: 10 years
ABSLI Nishchit Aayush Plan (UIN No 109N137V02) is a non-linked non-participating individual savings life insurance plan.
ABSLI Digishield Plan (UIN: 109N108V11) is a non-linked non-participating individual pure risk premium life insurance plan
ABSLI Empower Pension Plan (UIN: 109L078V03) is an individual unit linked pension plan
ABSLI Child Future Assured Plan (UIN: 109N124V01) is a non-linked non-participating individual life insurance savings plan
ABSLI Wealth Aspire Plan (UIN:109L100V05) is a non-participating unit linked life insurance plan
ABSLI Salaried Term Insurance Plan is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
ADV/10/23-24/2471
Honesty is the best policy
Applicants should ensure that insurance details in the application form is filled by oneself with “ Utmost good faith”.
Be honest & truthful about your medical history, health conditions, or any other complications.
Also, let the insurer know about any habits like use of alcohol, tobacco or any narcotics/ psychotropic substances in the present or past, to ease the process of Policy issuance and claim assessment process.