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Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Secured Business LoanBoost your business growth with competitive rates and flexible terms backed by your assets
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business expansion with fast approval and flexible terms without the need for collateral.
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingUnlock the value of your property offering quick access to funds by leveraging your rental income.
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CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
IPO financingSeize investment opportunities with IPO Financing to help you invest with ease.
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
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Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
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Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,482
No. of Employees
59,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
Corporate Governance Policies
Financial and Debt-Related Policies
- Public Issue of Debt
- Properties for Auction under SARFAESI Act
- Secured Assets Possessed Under SARFAESI Act
- ECLGS (Emergency Credit Line Guarantee Scheme)
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Fraud Awareness
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Read about MoneyMoney management made easy
Read about TaxUnderstanding direct and indirect taxes
Read about Retirement PlanKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read about InvestingInvestments and their jargon - simplified
Read about Loans and FinancingKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
Eligibility CalculatorCheck your credit score and get tips on how to improve it
EMI CalculatorHealthy living made easy with ABCD’s Digital Health Evaluation
Application FormsBring your assets and liabilities under one platform
BrochureManage your money effectively with Spend Track.
FAQsManage your money effectively with Spend Track.
Financial ReportsManage your money effectively with Spend Track.
SME & Business Finance FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Loan Against Property FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Risk Factors & FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
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Pay with Ease Over a Phone Call
How to Pay on Call with UPI123?
Follow a few simple steps for easy payments over the call.
Call on +91 80 45163563
Select Mode of Transaction
Enter UPI PIN to pay
Pay without the internet withUPI 123
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Transfer money to anyone
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Utility bill payments
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FASTag recharge
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Mobile recharge
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Insurance payment
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EMI recollection
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Cash on delivery collection
How to start paying with ABCD App?
You can power your payments via the ABCD app with just a few simple steps.
Aditya Birla's Trust, you can rely on with confidence.
Bank on Aditya Birla’s trusted platform as your payment partner for hassle-free transactions.
Experience secured payment gateways and pay without worries!
Protect your data from frauds and cybercrimes with a completely safe payment experience
FAQs
UPI 123Pay is a Suite of solutions developed for Non Smart phone / feature phone users to use the UPI without internet connectivity.
No, you do not require a smartphone for a UPI Payment using UPI 123PAY.
Internet is not required for making payments through Feature Phone.
While registration of your account with UPI 123PAY, you have to setup a 4-6 digit UPI PIN.
Customer have to enter UPI PIN every time he makes the transactions. Note: If the customer already has a UPI PIN, they can use same UPI PIN.
UUPI PIN is a 4-6 digit pass code you create/set during first time registration with the Mobile App/IVR/any other channel. You have to enter this UPI-PIN to authorize all bank transactions. (Note: Banks issued MPIN is different from the UPI UPI-PIN) Note: Please do not share your UPI-PIN with anyone.