Elevate Your Lifestyle

Aditya Birla Finance Limited, in partnership with AU Small Finance Bank, is offering 4 co-branded credit card variants for its customers – ABC Flex Credit Card, ABC Nxt Credit Card, ABC Pro Credit Card & ABC Biz Credit Card.

You can apply through the link available on our website or download the Aditya Birla Finance app from Play Store or App Store and proceed to apply for Aditya Birla Co-branded Credit Cards. The entire process is a simple 4 step digital journey and takes less than 10 minutes.

ABC Credit Card is a Co-branded credit card issued in partnership with one of our banking / financial institution partners AU Small Finance Bank.

Yes, the Aditya Birla Co-branded Credit Card is a contactless card. It means you can tap your card at a terminal to pay for transactions up to ₹5,000 without having to input the PIN. Currently this limit is applicable only in India and on those terminals, which accept contactless payments.

In addition to your plastic Aditya Birla Co-branded Credit Card, there is a virtual rendition of the same card available for you in the Aditya Birla Finance app. This card is also a VISA/RuPay powered credit card so you can use it for any online or app-based transactions or purchases. The security parameters are set as per industry standards.

We completely understand that sometimes we lose things, so if you feel your card is misplaced, you can block it from the Aditya Birla Finance app. Please call the AU Bank Customer Care at 180012001500 and place a request for replacement. Card Replacement charges of ₹100 + taxes are applicable.

ABC Flex Credit Card and ABC Nxt Credit Card are lifetime free.(However, you may choose additional features while customizing your card at a nominal fee to earn cashback & other varied benefits on your card.)

ABC Pro Credit Card has an annual fee of ₹999 + taxes, which can be reversed, if you spend at least ₹1,50,000 for that year.

ABC Biz Credit Card has a monthly fee of ₹49 + taxes, which can be reversed, if you spend at least ₹10,000 for that statement cycle.

The eligibility criteria is as follows:

• Primary cardholder between the age of 21 years and 60 years
• Add-on cardholder should be over 18 years
• Should be a Resident Indian

These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.

All customers can customise features on their credit cards by opting for specially curated byte sized products. Except in case of onboarding, all the features are valid for 90 days effective from the day they are activated. Each feature, however, will be designated as “auto-renewal” and will be renewed after 90 days. Customers can disable auto-renewal of any features that has already been selected by visiting the Aditya Birla Finance App. Once disabled, feature would not be renewed post 90 days of existing feature duration. Please note that these features can be availed on the ABC Flex Credit Card & ABC Nxt Credit Card only.

Manage your card using Aditya Birla Finance app for PIN generation, Transaction controls, Blocking of card, etc. You can download the Aditya Birla Finance app from Play Store or App Store.

Your application once submitted will be approved within 7 to 10 working days, subject to policy checks. Generally, the physical card shall be delivered at your delivery address given at the time of application within 3 working days of application approval. To track your Aditya Birla Co-branded Credit Card application and Card delivery, click here to check the status of your Aditya Birla Co-branded Credit Card.

Your Aditya Birla Co-branded Credit Card will be delivered to your card delivery address given during your application.

You can always resume the journey from where you left off by providing your Mobile number.

You can approach us in any of the following ways:

For any query during the journey:

• Write to us at: abc.cards@adityabirlacapital.com

For any queries on the card:

• Call the AU Bank Customer Care number: 180012001500
• Write at: creditcard.support@aubank.in