Aditya Birla Capital AU Small Finance Bank Credit Card

Aditya Birla Finance AU Biz Credit Card

A power packed offering
designed for your business
expenses

Apply Now

Issuing Bank Partner:

Rewards & Milestones
Earn accelerated reward points on each transaction:

10X reward points on select categories like Education, Utilities, Insurance, Grocery & Government spends

4X rewards on non-accelerated spends for first 5 days every month

2X reward points on online and offline spend

1X = 1 Reward Point per ₹200 spends. 1 Reward Point = ₹0.20

Reward Points not earned when spends done in the following categories: EMI, Cash Withdrawals, Fuel, Jewellery & Rent

Features & Benefits
Live life unlimited with:

Up to 30% off

with dining partners with

Silver Spoon Dining Program

Unlimited
1% Fuel Surcharge

Waiver for all fuel transactions between ₹400 and ₹5,000

Exclusive offers

on Swiggy, Zomato, and

many more

2 railway lounge

access/quarter

EMI conversion

on spends above ₹2,000

Fees & Charges

Minimal Fees, Maximum Benefits with:

Monthly Fee : ₹49 + GST
First Month Free
Monthly Fee reversal on spends of ₹15,000 in every statement cycle

Forex markup of 3.50%

For more details on fees and charges, please refer to the Key Fact Statement

Value Chart
ABC Biz Value Chart on monthly spends of INR 52,000

Online Spends (2X rewards)
Except Government, Insurance, Utilities, Education, and Grocery spends

8,000

192

Offline Spends (2X rewards)
Except Government, Insurance, Utilities, Education, and Grocery spends

5,000

120

Government and Insurance Spends (10X rewards)

8,000

960

Utilities Spends (10X rewards)

11,000

1,320

Education Spends (10X rewards)

4,000

480

Grocery Spends (10X rewards)

10,000

1,200

Fuel Surcharge Waiver

2,000

240

Silver Spoon Dining Spends
For more details on the restaurants, click here

1,500

7,200

Other Portfolio Offer Benefits
(movie ticket, dining, travel, food offers, etc)

-

18,000
(average benefit of INR 1,500 monthly)

Welcome Benefit
(4X rewards on non-accelerated categories for first 5 days of the statement cycle)

2,000
(non-accelerated spends in first 5 days)

96

Railway Lounge Benefit
Twice every quarter

-

2,400

Total Annual Benefits

32,208

Value chart is made using certain assumptions, that the customer will be spending the minimum of the above-mentioned amount on the categories covered. This value chart is for illustrative purpose only.

Scan the QR Code to download the Aditya Birla Finance Mobile App and manage your card on your fingertips
Terms and Conditions apply.
This card is issued by AU Small Finance Bank Limited in partnership with Aditya Birla Finance Limited (co-branding partner). Terms and conditions of AU Small Finance Bank and third parties apply. AU Small Finance Bank and Aditya Birla Finance Ltd are not responsible for third party goods, services and offers. All pictures shown are for illustration purpose only.

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