Aditya Birla Capital AU Small Finance Bank Credit Card

Say hello to

Customization!

Select features as per
your lifestyle

Choose pricing as per
your need

Switch features ON/OFF
as you wish

Manage & Track features
in real time

Select features as per
your lifestyle

Choose pricing as per
your need

Switch features ON/OFF
as you wish

Manage & Track features
in real time

Milestone Cashbacks

Category Cashbacks

Entertainment Memberships

Lounge Access

Earn 5% Additional Cashback

Applicable on minimum spends of ₹7,500. Fuel, rent, insurance, jewellery, and cash withdrawal to not be included. Maximum ₹500 cashback for every 30 days’ period.

₹299 (for 90 Days)

Earn 2% Additional Cashback

Applicable on minimum spends of ₹10,000. Fuel, rent, insurance, jewellery, and cash withdrawal to not be included. Maximum ₹1,000 cashback for every 30 days’ period.

₹199 (for 90 Days)

Earn 5% Cashback on Travel Spends

Maximum cashback of ₹1,000 applicable for every 30 days’ period

₹299 (for 90 Days)

Earn 5% Cashback on Dining Spends

Maximum cashback of ₹1,000 applicable for every 30 days’ period

₹299 (for 90 Days)

Earn 5% Cashback on Electronics

Maximum cashback of ₹1,000 applicable for every 30 days’ period

₹299 (for 90 Days)

Earn 5% Cashback on Apparel Spends

Maximum cashback of ₹1,000 applicable for every 30 days’ period

₹199 (for 90 Days)

Zee5 - 3 months

Minimum ₹5,000 to be spent within 90 days’ period else penalty of ₹50

₹99 (for 90 Days)

Amazon Prime - 3 months

Minimum ₹10,000 to be spent within 90 days’ period else penalty of ₹100

₹199 (for 90 Days)

Cult.fit - 3 months

Minimum ₹20,000 to be spent within 90 days’ period else penalty of ₹200

₹499 (for 90 Days)

Lounge Access – 1 visit/quarter

Get 1 visit/quarter to domestic airport lounges within India.Maximum 4 visits per 90 days

₹199 (for 90 Days)

Lounge Access – 2 visits/quarter

Get 2 visits/quarter to domestic airport lounges within India.Maximum 4 visits per 90 days

₹299 (for 90 Days)

Follow the steps to build your card

Login into “Credit Card Login” Section on ABFL mobile App landing page

Click on “Customise Benefits“

Enter your mobile number linked with your Credit Card

Select Customisable features as required

Manage & track your features transparently

Follow the steps to build your card

Login into “Credit Card Login” Section on ABFL mobile App landing page

Click on “Customise Benefits”

Enter your mobile number linked with your Credit Card

Select Customisable features as required

Manage & track your features transparently

Frequently Asked Questions

Except in case of onboarding, all the features are valid for 90 days effective from the day they are activated. Each feature, however, will be designated as auto renewal and will be renewed after 90 days. Customers can disable auto renewal of any feature that has already been selected by visiting the Aditya Birla Capital App. Once disabled, feature would not be renewed post 90 days of existing feature duration.
You may Disable auto-renewal through Aditya Birla Capital App. All benefits are applicable for 90 days with auto renewal enabled by default.
All features are valid for 90 days from the date they are activated. Feature fees for 90 days would be levied on the day customer opts in for the feature except in case of feature selected during application process, in which fee is levied from the date of Card issuance.
Feature fees for 90 days would be levied on the day customer opts in for the feature except in case of feature selected during application process, in which fee is levied from the date of Card issuance.
Cashback will be credited after 5 days of the 30-day ending period
Customer will receive membership code instantly on activating the feature and it will be visible on Aditya Birla Capital App. Penalty charges will be applicable on not meeting the spends criteria, which is given below:
Category Feature Name Conditions (if any)
Memberships Zee5 - 3 months INR 5,000 to be spent in 90 days' period, otherwise penalty of INR 50 to be levied
Amazon Prime - 3 months INR 10,000 to be spent in 90 days' period, otherwise penalty of INR 100 to be levied
Cult Fit - 3 months INR 20,000 to be spent in 90 days' period, otherwise penalty of INR 200 to be levied

Penalty will be levied post 5 days after feature end date

Terms and Conditions apply.
This card is issued by AU Small Finance Bank Limited in partnership with Aditya Birla Finance Limited (co-branding partner). Terms and conditions of AU Small Finance Bank and third parties apply. AU Small Finance Bank and Aditya Birla Finance Ltd are not responsible for third party goods, services and offers. All pictures shown are for illustration purpose only.

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