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Equity Mutual Funds

Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth

Wealth creation through compounding returns
Easy liquidity and Accessibility
Spread risk through diversification

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27+

Years of Trust

6 lakh+

Happy Customers

68,000 Cr+

Depository AUM

1000+

Franchisee Outlets

What are
equity mutual funds?

Equity Mutual Funds are those that invest at least 65% of their portfolio in equity and equity-oriented securities. These funds carry a high volatility risk with a high return potential.

Why you should invest in Equity Funds?

Long-Term Growth

Stay invested in equity mutual funds for a long term and grow your savings as volatility tends to smoothed out in long term.

Diversification

Choose equity securities across different market caps and sectors and invest in a diversified portfolio to enhance the return potential.

Tax Saving

Save tax on investment with Equity Linked Saving Schemes. Claim a deduction of up to Rs.1.5 lakhs under Section 80C.

Wealth Creation

Create optimal funds for your financial goals with the returns offered by Equity Funds and achieve financial independence.

Types of Equity Funds

Equity Mutual Funds Calculator

Find an estimate of how much you could have accumulated by investing in equity mutual funds using Aditya Birla capital Digital calculators.

SIP

Invest regularly and get the benefit of compounding and rupee-cost averaging, not to mention, affordable savings!

Lump Sum

Make a one-time investment to grab a good market opportunity and let your saving grow over time.

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Calculate Portfolio Value

TARGETED EARNINGS

Investment Period (1 to 30 Years)

Expected Returns (8 to 20%)

MONTHLY SIP AMOUNT

Investment Period (1 to 30 Years)

Expected Returns (8 to 20%)

INVESTED AMOUNT

EST. RETURNS

Monthly SIP Amount

₹ 0

Total Amount Invested

₹ 0

Expected Wealth Gain

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ABCD - One app to build a diversified
investment portfolio

Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.

A choice of different types of mutual fund schemes
Online investments with a fully integrated digital platform
Facility to switch, redeem and invest more from a single platform

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Understanding Equity Mutual Funds

Table of Contents

How do equity mutual funds work?What are the features of equity mutual funds?How many equity mutual funds do you need?What are the payout options?What should be the duration of your equity investment?What are the tax implications of Equity mutual Fund Investment?

How do equity mutual funds work?

Investors looking to invest in equity pool their investments in a particular fund.
The fund manager allocates the corpus into different equity stocks and securities based on the investment objective of the fund.
If the equity market performs well, the value of the portfolio rises and investors make a gain.
However, if the equity market suffers from short-term volatility, there’s a possibility of loss.

What are the features of equity mutual funds?

SIP and lump sum investment modes
Tax-saving with ELSS funds
Open-ended schemes for any time investments
Suitable for investors with a healthy risk appetite
Professionally managed portfolios

How many equity mutual funds do you need?

There is no universal number dictating the number of Equity Funds in an ideal portfolio.

You can invest in different types of Equity Funds for a diversified portfolio.

The choice of funds depends on your ;

1. Financial goals
2. Risk appetite
3. Investment horizon.

What are the payout options?

Equity Funds offer two payout options -

Dividend

You earn regular dividends on your investment.

Growth

The returns are reinvested in the portfolio, and you can earn a lump sum return on redemption.

What should be the duration of your equity investment?

It is better to hold Equity Funds for the long term. This helps in two ways:

You can wait for short-term volatility to die out and earn good returns.
If you give your investment time, compounding helps you grow a sizeable corpus.

What are the tax implications of Equity mutual Fund Investment?

Redemption within 12 months - short-term capital gains tax of 15% on the returns
Redemption after 12 months - long-term capital gains tax of 10% on returns exceeding Rs.1 lakh. Returns up to Rs.1 lakh are tax-free.

Bonds

Guaranteed returns, liquid trading

Diverse bond types
Stable portfolio returns

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ULIP

Invest and secure with ULIPs

Market-linked returns
Flexibility: withdraw, switch, top up

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FAQs On Equity Mutual Funds

Equity mutual funds are well-suited for:

● Investors who are committed to a long-term investment horizon.
● Investors with a high-risk tolerance.
● Those seeking portfolio diversification.
● Investors aiming for tax savings and wealth accumulation
● Investors who want to Start Equity Investing with a Small Amount

Since the optimal performance of equity mutual funds is typically observed over the long term, it is advisable to maintain investments in these funds for more than 3 years

Yes! Investing in Equity Funds is advantageous, given their historical track record of delivering superior returns compared to alternative investment options. However, it is imperative to remain patient and maintain your investments through market fluctuations to benefit from such investments.

Opting for Equity Mutual Funds is a superior choice, especially if you lack the time or expertise for independent research. With Equity Funds, one can initiate investments with as little as ₹100.

The best type of Equity Fund will vary according to your need, the risk you are willing to take, and your investment horizon. Large-cap funds or Flexi Cap funds are suitable if you prefer flexibility without the lock-in period. For tax savings consider ELSS but it has 3 years lock in. small-cap or mid-cap funds are advisable for those comfortable with higher risks, has longer investment horizon and can patiently wait if their portfolio is down by more than 30-40%,.