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Eye Insurance from ABCD?
Eye insurance offers financial protection for a range of eye care expenses, including routine check-ups and corrective eyewear. It helps mitigate the financial burden associated with unexpected eye-related health issues, ensuring access to quality eye care without affecting your finances.
Why Do You Need Eye Care?
Early Detection
Catch eye diseases like glaucoma (affecting over 80 million globally) and macular degeneration (a leading cause of vision loss in the elderly) early.
Improved Vision
Correct refractive errors (nearsightedness, farsightedness, astigmatism) affecting billions worldwide.
Enhanced Quality of Life
Reduce digital eye strain (a growing concern due to increased screen time) and improve overall visual comfort.
Systemic Health Check
Identify underlying health issues like diabetes (a major risk factor for eye diseases) and high blood pressure.
Types of Eye Care Policy
Ophthalmologists
Medical doctors specialising in eye and vision care.
Optometrists
Healthcare professionals who provide primary vision care, including eye exams and prescribing corrective lenses.
Comprehensive Eye Exams
In-depth examinations to assess overall eye health and vision.
Vision Tests
Evaluations of visual acuity, colour vision, and eye muscle function.
Glaucoma Screening
Checks for increased pressure within the eye, a risk factor for glaucoma.
Consultations
Expert advice on various eye conditions, such as cataracts, macular degeneration, and dry eye syndrome.
Benefits of Eye Care
Our Eye Care Plans At A Glance.
Here is what you will get with our eye care insurance:
Most Popular
Eye Insurance
KEY FEATURES 
- In-person eye care consultations
- Up to 30% discount on diagnostics
- Up to 15% discount on optics and pharmacy
Cover
Upto 5 Vision Eye Care
Premium Starting From
Rs. 455/ Year
Get Insured in 5 Easy Steps
Select an eye care insurance plan that aligns with your specific needs and budget.
Share essential personal details like your name, age, contact information, and medical history.
Choose your desired coverage amount and any additional riders or benefits you may require.
Understand what is covered and what is not.
Once your payment is confirmed, your eye care insurance policy will be activated.
Understand what is covered and what is not.
Once your payment is confirmed, your eye care insurance policy will be activated.
Things To Keep in Mind
Comprehensive Coverage
Ensure it covers routine check-ups, eyeglasses, contact lenses, and surgeries.
Network Providers
Choose a plan with your preferred eye doctors and clinic.
Coverage Limits
Understand annual and lifetime coverage limits.
Exclusions and Waiting Periods
Be aware of limitations and waiting times.
Affordability
Select a plan that fits your budget.
Claims Process
Opt for a hassle-free claims process with quick reimbursements.
Additional Benefits
Look for discounts, telehealth consultations, and other perks.
What's Covered v/s What's not Covered
in Eye Insurance
What's Covered
Here's what is covered in the eye insurance:
- Vision consultation in person - up to 5 consultations per person
- Optical discounts of up to 15% from Lenskart and Titan Eye
- Diagnostic discounts of up to 30%
- Pharmacy discounts of up to 15%
What's not Covered
Here is what is not covered with the eye insurance
- Pre-existing diseases
- Heart diseases
- HIV/AIDS
- High blood pressure
- Kidney disease
- Liver disease
- Lungs disease
- Cancer
- Blood disorders
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
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What is eye insurance?
Eye insurance, also known as vision insurance, is a type of insurance that covers specific eye-related expenses.
How is eye insurance different from health insurance?
While health insurance may cover some eye-related conditions or injuries, it often doesn't cover routine eye care like eye exams or prescription eyewear. Eye insurance specifically focuses on these types of expenses.
What does eye insurance typically cover?
Most eye insurance plans cover annual eye exams, prescription glasses, and contact lenses. Some plans may also offer discounts on laser eye surgery or other vision correction procedures.
How much does eye insurance cost?
The cost of eye insurance varies depending on the provider, the level of coverage, and your age. It's generally more affordable than comprehensive health insurance.
How do I choose an eye insurance plan?
You should consider factors like the annual eye exam allowance, the coverage for glasses and contacts, and any additional benefits like discounts on vision correction surgery. .
Can I use my eye insurance at any eye doctor?
You can usually use your eye insurance at any eye doctor who is part of the insurance provider's network. However, you may have to pay more if you see an out-of-network provider.
How often can I get a new pair of glasses or contacts with eye insurance?
The frequency with which you can get new glasses or contacts depends on your specific plan. Some plans allow for annual replacements, while others may have longer waiting periods.
Does eye insurance cover eye diseases like glaucoma or cataracts?
Eye insurance typically doesn't cover the treatment of eye diseases like glaucoma or cataracts. These conditions are usually covered by health insurance.
Can I get eye insurance as a standalone plan?
Yes, you can often purchase eye insurance as a standalone plan, separate from your health insurance.
Is eye insurance worth it?
If you wear glasses or contact lenses, or if you have a family history of eye problems, eye insurance can be a worthwhile investment. It can help you save money on routine eye care and prescription eyewear.
Need Help with Your Eye Check-Up? Find an Ophthalmologist and Submit a Claim Online
• Download the "Visit" app on the Play Store.
• Register on the app by submitting your details.
• Book in-clinic consultations and get the help you need.
FAQs on Eye Insurance Plans
The premium cost of eye insurance varies depending on several factors, including age, coverage level, chosen provider, and location.
Yes, you can usually renew your eye care policy after it expires. Your insurer will typically send you a renewal notice.
The specific documents required may vary, but generally, you'll need:
• Proof of identity (e.g., driver's licence, passport)
• Proof of address (e.g., utility bill, rental agreement)
• Medical history information
• Employment details (if applicable)
Go to the Play Store and download the "Visit" app. Once you have downloaded the app, you can book an appointment with an in-person specialist.
Go to the Google Play Store and download the "Visit" app. After installation, you can use the app to book an appointment.
Insurance Glossary
- Premium: The periodic payment made by the policyholder to the insurance company.
- Deductible: A fixed amount that the policyholder must pay out-of-pocket before the insurance company starts covering the claim.
- Claim: A formal request for payment under an insurance policy.
- Beneficiary: A person or organisation designated to receive the benefits of an insurance policy.
- Underwriter: A person who assesses risk and determines insurance rates.
Our Other Plans
Personal Accident Insurance
This policy provides financial protection against accidental injuries. It's a safety net for unforeseen circumstances.
Know More
Hospital Cash Insurance
Hospital Cash Insurance offers daily cash benefits on hospitalisation for treatment due to illness or injury.
Know More
Dental Care Insurance
This policy covers dental treatments helping maintain oral health without financial stress.
Mental Health and Nutrition Insurance
The mental health and nutrition insurance provides counselling for both nutrition and mental health purposes. A 24/7 psychologist is also available online.