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Hospicash insurance provides a daily cash benefit during hospitalisation. It covers additional expenses caused during hospitalisation. Hospicash helps alleviate financial stress during medical emergencies, ensuring you can focus on recovery without worrying about the costs of healthcare.
This is a separate policy that solely provides a daily cash benefit during hospitalisation. It offers flexibility and can be customised to suit individual needs.
Many health insurance providers offer Hospicash as an optional add-on to your main health insurance policy for comprehensive healthcare coverage.
Select an insurance plan that aligns with your specific needs.
Share essential personal details like your name, age, contact information, and medical history.
Choose your desired coverage amount.
Understand what is covered and what is not.
Once your payment is confirmed, your insurance policy will be activated.
Understand what is covered and what is not.
Once your payment is confirmed, your insurance policy will be activated.
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Hospicash insurance is a type of policy that provides a daily cash benefit to cover additional expenses during hospitalisation.
You pay a premium to the insurance company. In case of hospitalisation, the insurer pays you a fixed daily amount, up to a specified limit.
Hospicash insurance typically covers additional expenses like food, travel, accommodation, and loss of income during hospitalisation.
Financial security, reduced financial burden, peace of mind, and flexibility in managing hospitalisation costs.
Factors like age, sum insured, and the level of coverage can influence the premium. .
Common exclusions may include pre-existing conditions, self-inflicted injuries, and certain medical procedures.
To file a claim, you typically need to inform the insurer within a specified timeframe and provide necessary documents like hospitalisation bills and the discharge summary.
The Insured Person/ Policyholder can contact Us with the details
through our
website: www.adityabirlacapital.com,
Email: care.healthinsurance@adityabirlacapital.com, or
Toll Free: 1800 270 7000.
Address: Any of Our Branch office or Corporate office.
For senior citizens, please contact respective branch office of the Company or call at 1800 270 7000 or
write an e- mail at seniorcitizen.healthinsurance@adityabirlacapital.com.
The Insured Person can also walk-in and approach the grievance cell at any of Our branches. If in case the Insured Person is not satisfied with the response, then they can
contact Our Head of Customer Service at the following email
arehead.healthinsurance@adityabirlacapital.com.
If the Insured Person is still not satisfied with Our redressal, he/she may approach the nearest Insurance Ombudsman. The contact details of the Ombudsman offices are provided on Our website and in the Policy.
Consider factors like your age, medical history, and financial needs. Consult with an insurance agent or advisor to understand your specific requirements.
Hospitalisation can lead to significant financial strain, especially for unexpected medical emergencies. Hospicash insurance provides a financial safety net to help you manage these costs.
Claim intimation can be given by calling ABHIC’s call centre- 18002707000 or by e-mailcare.healthinsurance@adityabirlacapital.com
You can also write to ABHIC’s office address along with the following details:
• COI number of member
• Name of the group member
• Name and address of the Insured Person (Group member or the family members enrolled in the Policy) in respect of whom the request is being made
• Hospital where treatment/Surgery was taken
• Date of admission and date of discharge or approximate length of stay
• Any other information that may be relevant to the Illness/ Injury/ hospitalisation
Premium costs vary depending on factors like age, sum insured, and the level of coverage. It's best to consult with an insurance agent or directly with the insurance provider to get accurate quotes.
Yes, most hospital cash insurance policies can be renewed annually. However, the renewal process and premium may vary depending on your insurer.
Typically, you'll need to provide proof of identity, proof of address, and medical information.
To file a claim, you'll usually need to inform the insurer within a specified timeframe and provide necessary documents like hospitalisation bills and the discharge summary.
The claim process involves informing the insurer, submitting required documents, and undergoing a medical examination (if necessary). The insurer will then assess the claim and process the payment.