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Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
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Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
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Secured Business LoanBoost your business with competitive rates & flexible terms
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business with fast approval & flexible terms
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
IPO financingSeize investment opportunities with IPO Financing to help you invest with ease.
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
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Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Find out how much life insurance you need with our Human Life calculator
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Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,482
No. of Employees
59,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Read about MoneyMoney management made easy
Read about TaxUnderstanding direct and indirect taxes
Read about Retirement PlanKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read about InvestingInvestments and their jargon - simplified
Read about Loans and FinancingKnow all about loans and their management
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
Eligibility CalculatorCheck your credit score and get tips on how to improve it
EMI CalculatorHealthy living made easy with ABCD’s Digital Health Evaluation
Application FormsBring your assets and liabilities under one platform
BrochureManage your money effectively with Spend Track.
FAQsManage your money effectively with Spend Track.
Financial ReportsManage your money effectively with Spend Track.
SME & Business Finance FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Loan Against Property FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Loan Against Securities FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Risk Factors & FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Tele OPD Consultations from ABCD?
Your overall well-being and comfort have always been our priority. That’s why we bring healthcare to your doorstep with our Tele OPD Consultations Pocket Insurance Plan. Avail of unlimited consultations via video or voice calls with general physicians and experience quality healthcare from the comfort of your home.
Why Do You Need Tele OPD Consultations?
Connects Patients Across Geographies
Offers healthcare advice to patients irrespective of their place of residence.
Contributes to Well-being in Rural Areas
Addresses the shortages of medical experts and infrastructure in rural areas.
Reduces the Spread of Contagious Diseases
Treats patients remotely and prevents the spread of infectious diseases.
Offers Personalised Care and Advice
Provides quality health care based on patient’s medical history, lifestyle, diet, etc.
Types of Tele OPD Consultations
Store and Forward
Secure collection and storage of medical information that is forwarded to a health expert for consultation.
Remote Monitoring
Makes use of devices to collect patients’ data for an assessment by professionals.
Interactive Services
Connects with patients on a real-time basis via video conferencing or phone calls.
Benefits of Tele OPD Consultations
Our Tele OPD Consultations Plans At A Glance.
Take charge of your health with our pocket insurance and enjoy:
Most Popular
Tele OPD Consultations
KEY FEATURES 
- Unlimited video or voice consultations at affordable premiums.
- Easy access to general physicians and specialists.
- Quality care from the comfort of your home.
Cover
Unlimited
Premium Starting From
Rs. 200/ Year
Get Insured in 5 Easy Steps
Pick a plan that fits your needs.
Share the required personal details.
Select sum assured, riders, payment cycle, etc.
Go through the coverage and exclusions.
Complete payment and submit documents.
Go through the coverage and exclusions.
Complete payment and submit documents.
Things To Keep in Mind
Here are a few things that you should consider before choosing Tele OPD Consultations:
Provider Expertise
Reach out to licenced and experienced insurance providers.
Coverage Offered
Understand the inclusions and exclusions of the plan.
Professional Care
Check the qualifications and expertise of the empanelled doctors.
Language Comfort
Find out if you can seek medical guidance in your preferred language.
Confidentiality
Ensure privacy that safeguards your personal information.
What's Covered v/s What's not Covered in Tele OPD Consultations
What's Covered
- Unlimited consultations via video or voice call with general physicians.
- An initial waiting period of 30 days.
What's not Covered
- Specific illnesses
- Pre-existing diseases like:
• Heart diseases
• HIV/AIDS
• High BP
• Kidney disease
• Liver disease
• Lung disease
• Cancer
• Blood disorders
Customer Satisfaction Stories
Hear from our happy customers what they have to say about their experience with us.
Aditya Birla Health Insurance
Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returnsᵀᴹ keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice
Aditya Birla Health Insurance Customer
Delhi, India
Aditya Birla Health Insurance Customer
Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.
Aditya Birla Health Insurance Customer
Noida, India
Aditya Birla Health Insurance
ABCD: One app for all your insurance needs
Secure yourself and your loved ones financially with life insurance. Buy online through the ABCD app and get instant coverage.
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Wide range of insurance policies -
Online premium payments
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Plan purchase in few clicks
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Understanding Tele OPD Consultations
What is Tele OPD Consultations cover?
Tele OPD Consultations allow you to get expert medical advice from the comfort of your home, without travelling hassles.
Why is the Tele OPD Consultations cover important?
It gives you easy and better access to quality healthcare, especially during medical emergencies.
What is the maximum number of Tele OPD Consultations that I can avail of?
There is generally no capping on the number of consultations. You can get unlimited consultations through video or voice calls.
What are the timings of Tele OPD Consultations?
The tele consultation with doctor is generally available between 9 a.m. to 11 p.m.
How long does it take for a doctor to respond after I request for Tele OPD Consultations?
In the case of general physicians, you are likely to get a confirmation within five minutes, and you can expect the doctor to call within 20 minutes. The confirmation time is the same for specialists, however their callback time may extend to approximately 45 minutes. .
How can I prepare myself for Tele OPD Consultations?
You can opt for voice call or video call consultations. Take the call in a quiet place where the network/internet connectivity is stable. Also, prepare a list of your concerns and questions beforehand.
I have poor internet connectivity and want to consult a doctor online. What can I do?
If you have poor internet connectivity, you can always consult a doctor online via a voice call.
I want to take a second opinion. Can I use Tele OPD Consultations?
Yes. You can avail of a second opinion using Tele OPD Consultations and get your doubts resolved.
I will be travelling to a new city next week and have an appointment for Tele OPD Consultations. What should I do?
You can avail of Tele OPD Consultations irrespective of your location. You can connect with the doctor through video or voice calls.
What are the benefits of Tele OPD Consultations?
You can easily access expert medical professionals without the hassles of travelling, at your convenience. Also, Tele OPD Consultations can guide you to deal with medical emergencies better.
Need Help with Teleconsultation? Consult General Physicians Online & Submit a Claim
• Download the ‘Visit’ app from the Play Store or Apple Store.
• Submit the relevant details and register on the ‘Visit’ app.
• Get all the help you need by booking online consultations.