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Stocks & Securities
What is the Equity?
Equity represents part ownership in the company into which you invest. You can buy stocks and shares of the company or invest in its derivatives, and benefit from a share in the company’s profits, voting rights and more.
Why Invest in Equity?
Returns
Equity has the potential to yield high returns on your investments. As the market rises, your portfolio has the potential to grow.
Liquidity
Equity investments are extremely liquid. You can redeem your portfolio anytime and get instant funds.
Wealth creation
If you stay invested over a long-term horizon, you can wait out market volatility and grow your savings for your financial goals.
Value Subscription Plans
Trade 20
₹20/order Brokerage fee
(A minimum brokerage of Rs.20 per executed order will be charged subject to a maximum of 2.5% of the traded value. If the brokerage levied as a percentage on the value of the shares/contract is less than the agreed brokerage payable per share/contract, you will be charged the minimum rate of brokerage per share instead of the percentage)
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Equity Intraday -
Futures
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Options
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Currency Futures
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Currency Options
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Commodity Futures
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Commodity Options
Trade5
₹3999 + GST p.a. Brokerage fee
(A minimum brokerage of Rs.5 per executed order will be charged subject to a maximum of 2.5% of the traded value. If the brokerage levied as a percentage on the value of the shares/contract is less than the agreed brokerage payable per share/contract, you will be charged a minimum rate of brokerage per share instead of the percentage)
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Equity Intraday
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Futures
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Options
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Currency Futures
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Currency Options
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Commodity Futures
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Commodity Options
RM Plan
0.03%/order Brokerage fee
(A minimum brokerage of Rs.20 per executed order will be charged subject to a maximum of 2.5% of the traded value. If the brokerage levied as a percentage on the value of the shares/contract is less than the agreed brokerage payable per share/contract, you will be charged the minimum rate of brokerage per share instead of the percentage)
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Equity-Intraday
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Equity Delivery
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Equity Derivatives-futures
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Currency Derivatives-futures
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Commodity Futures
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Commodity Options
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₹35/lot Brokerage fee
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Equity Derivatives-Options
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Currency Derivatives-Options
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Account opening process is very simple and steps mentioned in the process are user friendly. Guidance wherever required is excellent and prompt.
Aditya Birla Money Customer
Panvel, India
My trading experience with ABM has been very fruitful. I have always been receiving excellent support from my dealer. Moreover, the transparent business practices at ABM makes it the preferred broker in the industry.
Aditya Birla Money Customer
Mumbai, India
ABCD - One app to build a diversified investment portfolio
Invest in equity stocks or other securities listed on the market with the ABCD app. Get a completely convenient digital platform to trade effectively.
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Invest or redeem at your discretion without any restriction
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Table of Contents
What is equity?
Equity represents ownership rights in a company. When you invest in equity, you become part owner of the company. As an owner, you get a share of profits, voting rights, say in management and more privileges.
What are the features of equity?
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High-risk investment avenue
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High return potential
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Prone to market volatility
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Ease of converting into liquid cash
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Invest in stocks, mutual funds and derivatives
What are the types of equity investing?
Stocks and shares
You can buy shares of a listed or unlisted company at the prevailing market price.
Parents
Includes Equity Futures and Options wherein you speculate on future price movements.
Equity Funds
Investing in equity mutual funds or equity funds offered by unit-linked life insurance plans.
Private equity
You can invest in the equity capital or private companies and become their promoters.
What are the two types of equity shares?
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Preference shares
Preferential payment on liquidation and assured dividends.
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Equity shares
Last payment on liquidation and non-guaranteed dividends.
What is the tax implication of investing in equity?
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Holding period up to 12 months - short-term capital gains - returns taxed at 15%
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Holding period of 12 months or above - long-term capital gains - tax-free returns up to Rs.1 lakh - excess returns taxed at 10%
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Dividend income - taxed at income tax slab rates
Things to remember when investing in equity?
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There’s a fear of capital erosion if the market falls. This results in negative returns.
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There’s a high volatility risk with short-term investing. A long-term horizon is preferable.
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If investing in independent shares, you should choose stocks which have the potential to grow and yield returns.
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You can choose equity funds for a diversified portfolio.
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Diversify your portfolio across other asset classes to stabilise the high risk associated with equity.
What are the types of equity trading?
Intraday trading
Buying and selling stocks within the same trading session.
Delivery trading
Buying and selling stocks over different trading sessions. This is a buy-and-hold strategy of trading.
What Is the Process of Equity Trading?
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Open a demat account
Open a trading account for handling transactions plus a demat account for storing the shares you buy.
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Consider stock prices
Research the factors that impact stock prices thoroughly to be ready for the right entry and exit decisions.
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Learn all about the stocks
Analyse the company/stock fundamentally for assets, liabilities, net worth, and historical performance.
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Place a trade order
Based on the analysis, decide whether you want to execute a buy trade or a sell trade. Then place an order.
Equity Funds for diversification
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Various equity funds
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Tax benefits on capital gains
Invest in exchange-listed passive MFs
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Cost-effective ETFs
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Enjoy professional fund management
FAQs on Equity
To buy equity shares, you need a trading account, a Demat account with NSDL/ CDSL and a valid PAN Card. You can link your bank account with your trading account for quick and seamless transactions. Research and select a reputable stock broker or brokerage firm authorised by SEBI to facilitate the buying and selling of shares.
You can choose the right stocks for investment based on thorough research and market study. Consider several factors such as industry trends, the financial health, valuation and growth prospects of the company to make informed decisions which align with your investment goals. Ensure to diversify your portfolio to spread risk and stay updated on current developments and market news.
Short-term investing aims to make quick profits, often within a year, capitalizing on market fluctuations. On the other hand, long-term investing involves holding the equity shares for an extended period, often 3 years or more, to benefit from market growth and compounding. Short-term investing is susceptible to market volatility whereas long-term investing focuses on weathering market volatility and gain from fundamental growth of the company.
Yes, in certain situations, you might lose more than your initial investments. If the value of your stock investments falls significantly, and if you have invested borrowed money (margin trading), the losses might exceed your initial investment. Hence, it is necessary to avoid overleveraging, manage risk and diversify your investment portfolio.
Diversification is spreading your investments across various stocks to reduce or mitigate risk. Investing in a mix of equity shares from different sectors minimizes the impact of the poor performance in one sector on your portfolio and helps you offset the potential losses in any particular investment. Balancing low-risk and high-risk assets enables you to achieve a more stable investment strategy.
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*Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
**Sec 10(10D) benefit is available subject to fulfilment of conditions specified therein
#Provided all due premiums are paid
^ As per annual audited figures submitted to IRDAI for the period FY 22 – 23 for individual death claims paid.
¹LI Age 21, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: ₹ 1 Cr., PT: 10 years, Premium paying term: 10 years, Annual Premium: ₹ 5900/- ( which is ₹ 491.66/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
²Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income and Deferment Period 0 years.
Annualized Premium is ₹1,15,380. Annual Income of Rs. 43,844 (43,844*40=17,53,776) + Maturity Benefit (Rs.16,15,320)= Rs. 33,69,096
³ABSLI Empower Pension Plan, age 40 year healthy male, Policy term is 10 years, Accumulation period is 10 years, basic premium is Rs.100000/-, Plan Option: Assured, Payment frequency: Annual, Return@8% fund value is Rs.13.57 lakhs and @4% is Rs.10,84,803/-
ABSLI Child’s Future Assured Plan. Plan option: Education & Marriage Milestone. Male | Age: 35 years | Policy term: 25 years | Premium paying term: 10 years | Education milestone benefit period: 3 yrs & Education assured benefit start term: 15 yrs | Marriage assured benefit start term: 25 years | Annualized premium: ₹1,00,000 (excluding tax) | Total Benefits Payout: Rs 21,58,664 [Education Milestone Payout: Rs 10,79,332 (policy year 15,16,17) and Marriage Milestone Payout: Rs 10,79,332 (policy year 25)] | Age of Child: 0 years, Child as a nominee | Sum assured multiple for marriage: 100%
⁵ABSLI Wealth Assure Plus plan for 30 years of a healthy male. Plan type: Classic. Investment option: Smart option. Risk Profile: Moderate. Payment frequency: Yearly. Basic annual premium: ₹24,000. Policy Term: 15 years. Premium paying term: 10 years
ABSLI Nishchit Aayush Plan (UIN No 109N137V02) is a non-linked non-participating individual savings life insurance plan.
ABSLI Digishield Plan (UIN: 109N108V11) is a non-linked non-participating individual pure risk premium life insurance plan
ABSLI Empower Pension Plan (UIN: 109L078V03) is an individual unit linked pension plan
ABSLI Child Future Assured Plan (UIN: 109N124V01) is a non-linked non-participating individual life insurance savings plan
ABSLI Wealth Aspire Plan (UIN:109L100V05) is a non-participating unit linked life insurance plan
ABSLI Salaried Term Insurance Plan is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
ADV/10/23-24/2471
Honesty is the best policy
Applicants should ensure that insurance details in the application form is filled by oneself with “ Utmost good faith”.
Be honest & truthful about your medical history, health conditions, or any other complications.
Also, let the insurer know about any habits like use of alcohol, tobacco or any narcotics/ psychotropic substances in the present or past, to ease the process of Policy issuance and claim assessment process.