Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
CALCULATE NOWBoost your business growth with competitive rates and flexible terms backed by your assets
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business expansion with fast approval and flexible terms without the need for collateral.
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Unlock the value of your property offering quick access to funds by leveraging your rental income.
Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Seize investment opportunities with IPO Financing to help you invest with ease.
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Turn your ideas into reality with flexible funding to support your vision from start to finish
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Retirement Funds
Children’s Funds
Exchange Traded Funds
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowBring security and peace to life’s unpredictability
Get a guaranteed regular pension plus a lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Find out how much life insurance you need with our Human Life calculator
CALCULATE NOWProtect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Secure your future with our affordable personal accident insurance plans.
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 59,000 employees, the businesses of ABCL have a nationwide reach with over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1482No. of Employees
33,500+Agents/Channel Partners
2,00,000+Aggregate Assets
INR 3,550 BillionActive Customer Base
39 MillionConsolidated Lending Book
INR 699 BillionCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
This data Privacy Policy sets forth the reasonable security practices and procedures adopted by ABFL and shall apply to use and disclosure and sharing of your Sensitive personal data or information ("personal Information") provided by you to ABFL on the website or otherwise.This privacy policy shall be read in conjunction with the terms of use agreed by you while registering with ABFL for availing its services.
ABFL shall obtain your consent in writing before collecting personal information for providing Services. Personal information for purposes of this Policy means information that identifies you, such as your Name, Date of birth, Bank Account details or Credit Card or Debit Card, Phone number, Fax number or email address etc., All or any personal information so provided will be as and on basis and ABFL shall not responsible for the authenticity of the personal information supplied by you. These personal information which are provided are collected from you are solely for the purposes connected with the terms of use which has been agreed by you to provide various services by ABFL.
You have the option not to provide or agree to the collection of personal information. If you choose not to agree with the policy, you will not be entitled to use the Services as per the terms of use. You can also anytime withdraw the consent you provided by writing to us at Aditya Birla Finance Ltd, One Indiabulls Centre, Tower 1, 18th Floor, Jupiter Mills Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai 400 013 or e-mail at care.finance@adityabirlacapital.com and making a request for termination of the services agreed as per the terms of use.
ABFL needs this minimal information to operate and provide various services. ABFL uses and discloses your personal information only as follows:
All such personal information collected shall be retained so long so you are having account with ABFL and remain active to avail various services or as may be required under the law. In case of deactivation / termination of the account / services with us, the personal information provided will no longer be used and the same will also get deleted upon the expiry of the maximum tenure as may be prescribed under the provisions of the law as applicable.
ABFL encourages you to update this information as and when there are any changes. You are also entitled to review the information provided and ensure that any personal information or sensitive personal data or information found to be inaccurate or deficient be corrected or amended as feasible. However ABFL shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by you.
Personal information of the users will not be sold or otherwise transferred to unaffiliated third parties unless otherwise stated at the time of collection or without the approval of the user as the case may be. However, ABFL might share, exchange and disclose information to our affiliates and / or group companies, agents or to any third party service provider to deliver you products and services in the manner agreed by you.
ABFL treats your personal information or your use of the service as private and confidential and does not check, edit, or reveal it to any third parties except where it is expressly agreed where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes, or to protect and defend the rights of other users or to enforce the terms of service.ABFL may disclose personal information where it is under legal obligation to do so or where it is mandated under law. ABFL may transfer sensitive personal data or information to another Indian or overseas body corporate that ensures the same level of data protection that is adhered to by ABFL, if it is necessary for the performance of a lawful contract between ABFL or any person on its behalf and you or where you have consented to the data transfer.
Except where specifically agreed or necessary for operational or regulatory reasons, ABFL will not send you any unsolicited information. However, to help you to take full advantage of the service offerings of the Company, you will have the opportunity to indicate whether you would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from ABFL and/or any third parties etc. If the user does not opt out, ABFL may use any email addresses of users to send occasional emails pertaining to the said information. The user can nevertheless unsubscribe from receipt of such emails by following instructions therein or by communicating accordingly to ABFL.
ABFL shall not retain personal information longer than the purpose for which it is sought is served or is otherwise required under any other law for the time being in force.The information so collected shall be used only for the purpose for which it is collected.
Also, users should be aware that ABFL may sometimes permit third parties to offer subscription and/or registration-based services through its website. ABFL is not responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such party when providing personally identifiable information. Further, ABFL will not be responsible if the users do not get the benefits announced if any, by the third parties permitted to offer subscription and registration based services on its site.
The Company web sites, may use "cookies" (information stored on your computer by your browser at our request). "Cookies" is a term generally used for small text files a web site can use to recognize repeat users, facilitate the user's ongoing access to and use of the site, allow a site to track usage behaviour and compile aggregate data that will allow content improvements and targeted advertising etc. Cookies themselves do not personally identify you, but they do identify your computer. Generally cookies work by assigning a unique number to the user computer that has no meaning outside the assigning site. Users are also being made aware that ABFL cannot control the use of cookies or the resulting information by advertisers or third parties hosting data on the Company website. If a user does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature.
This website is not intended for use by children and minors. Parents are requested to ensure that personal information is not provided by minors.
ABFL uses the help of Internet Protocol ("IP") addresses to diagnose any problems with its server and to administer its web site including by blocking certain addresses that it feels are inappropriately using its website. IP addresses are used to gather broad demographics information, such as browser types, visitor's country, visiting frequency, operating systems, etc.
Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization or other change in control. If the Company is sold, merged or transferred any part of our business, part of the sale may include your personal information.
ABFL has been verified by third party for its use of SSL encryption technologies and audited by third party auditorfor its privacy practices.
ABFL reserves the right to change Privacy Policy at any time. Users may note that this Privacy Policy itself and any such change of policy will be effective from the date of posting on the site.
In case of any grievances as regards misuse or processing of your personal information in a time bound manner, please contact Mr. Arijit Sen at arijit.sen@adityabirlacapital.com. The Grievance Officer shall redress your grievances expeditiously not later than one month from the date of receipt of grievance.
ABFL welcomes feedback regarding this Policy at care.finance@adityabirlacapital.com. If at any time you believe that the Company has not adhered to this Privacy Policy, please send your feedback to us and we shall endeavour to resolve the same.