Find customised home loan solutions for your unique needs
Find a better interest rate for your existing home loan
Get a loan on your existing home loan to meet your needs
Turn your assets into a financial ally
Meet all your dreams and needs with a collateral-free Personal Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
CALCULATE NOWBoost your business growth with competitive rates and flexible terms backed by your assets
Get anytime funds, quick approval, & ongoing support with Line of Credit
Strengthen your business cash flow with quick access to funds & flexible repayment options
Improve your cash flow & gain quick access to funds by discounting your invoices
Fuel your business expansion with fast approval and flexible terms without the need for collateral.
Our solutions with Flexible funding, project requirements to drive construction forward.
Turn your property vision into reality with flexible terms and competitive interest rates.
Unlock the value of your property offering quick access to funds by leveraging your rental income.
Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Unlock the value of your investments while keeping your assets intact
Get loans for all your business needs at attractive rates
Seize investment opportunities with IPO Financing to help you invest with ease.
Empower your business growth with financial solutions to support expansion & ownership
Turn your ideas into reality with flexible funding to support your vision from start to finish
Turn your ideas into reality with flexible funding to support your vision from start to finish
Keep your business running smoothly with quick access to funds for day-to-day operations
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Diversify your portfolio and reduce risk with Debt Funds
Invest smartly in Equity Funds to aim for higher returns
Diversify your portfolio and reduce your risk with a mix of equity and debt
Retirement Funds
Children’s Funds
Exchange Traded Funds
Choose the smart way to diversify risks and grow investments
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate NowBring security and peace to life’s unpredictability
Get a guaranteed regular pension plus a lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Find out how much life insurance you need with our Human Life calculator
CALCULATE NOWProtect your vision with comprehensive eye insurance.
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Get financial support with our hospital cash insurance for unexpected medical expenses.
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 59,000 employees, the businesses of ABCL have a nationwide reach with over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1482No. of Employees
33,500+Agents/Channel Partners
2,00,000+Aggregate Assets
INR 3,550 BillionActive Customer Base
39 MillionConsolidated Lending Book
INR 699 BillionCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Money management made easy
Understanding direct and indirect taxes
Know how to plan retirement well
Insurance and it's aspects for laymen
Investments and their jargon - simplified
Know all about loans and their management
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Calculate the expected EMI of your loan for easier repayments
It measure your leanness or obesity basis your height and the weight.
Calculate the tax payable by you based on your income
Estimate the returns you can earn with your SIP investments
Calculate the Life Insurance cover you need to secure your family’s future
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
Check your credit score and get tips on how to improve it
Healthy living made easy with ABCD’s Digital Health Evaluation
Manage your money effectively with Spend Track.
Bring your assets and liabilities under one platform
Manage your money effectively with Spend Track.
Manage your money effectively with Spend Track.
ABFL offers comprehensive solutions for all your business requirements. Our Corporate Finance help business owners scale up operations or acquire new processes for optimal functioning and profitability. In addition, our Corporate Finance facility is an excellent solution applicable to both short-term (managing assets and existing liabilities) and long-term (capital purchases and future investments) financial issues.
It focuses on opportunities in infrastructure, core, and manufacturing sectors and offers comprehensive solutions for mid-sized projects, and partner with other infrastructure financing institutions for larger projects.
We offer customised and innovative solutions for long-term working capital requirements, bridge loans, acquisition financing, and equity investment requirements.
We offer working capital solutions to suit an array of short-term business requirements of companies whose current operational costs are higher than their monthly revenues.
Our corporate term loans can help companies expand operations, acquire equipment and manpower, upgrade existing processes, etc., to augment business output.
It focuses on opportunities in infrastructure, core, and manufacturing sectors and offers comprehensive solutions for mid-sized projects, and partner with other infrastructure financing institutions for larger projects.
We offer customised and innovative solutions for long-term working capital requirements, bridge loans, acquisition financing, and equity investment requirements.
We offer working capital solutions to suit an array of short-term business requirements of companies whose current operational costs are higher than their monthly revenues.
Our corporate term loans can help companies expand operations, acquire equipment and manpower, upgrade existing processes, etc., to augment business output.
The DCM business aims to provide solutions by leveraging its knowledge and insight of the debt capital markets in India. These are coupled with robust distribution and structuring capabilities.
Our Loan Syndication & Advisory team provides holistic solutions to corporate clients for their projects, acquisitions, and general corporate requirements thereby syndicating corporate debt across sectors as diverse as manufacturing, infrastructure, health-care, hospitality, logistics, IT Parks etc. with a multitude of lenders across the lending spectrum.
The DCM business aims to provide solutions by leveraging its knowledge and insight of the debt capital markets in India. These are coupled with robust distribution and structuring capabilities.
Our Loan Syndication & Advisory team provides holistic solutions to corporate clients for their projects, acquisitions, and general corporate requirements thereby syndicating corporate debt across sectors as diverse as manufacturing, infrastructure, health-care, hospitality, logistics, IT Parks etc. with a multitude of lenders across the lending spectrum.
A new facility in accordance with the Emergency Credit Line Guarantee Scheme (“Scheme”) is launched by NCGTC (National Credit Guarantee Trustee Company Ltd., Ministry of Finance, Government of India).
Under the Scheme, an additional loan up to 20% of the outstanding as on February 29, 2020 can be extended. This facility will be valid for 4 years with a 12-month principal moratorium.
This loan offer is subject to you complying with the following additional requirements, as specified under the Scheme:
Additional details of the above scheme is available on the following link:
https://www.eclgs.com/Corporate loans are funds extended by banks or financial institutions to businesses for diverse financial requirements like working capital, expansion, equipment acquisition, or debt restructuring. They are repaid with interest over a set period.
Also Read: Everything You Need to Know About0 Corporate Finance
Eligibility for a corporate loan depends on factors like financial health, creditworthiness, profitability, business stability, existing debt, and loan purpose. Lenders may also assess industry, collateral, and track records. A strong financial standing and a clear repayment plan are crucial for approval.
Corporate loan interest rates vary based on lender policies, market conditions, borrower creditworthiness, loan amount, and repayment period. Rates range from slightly above the base lending rate to higher rates for riskier borrowers or shorter terms.
Yes, you can take more than one small business loan at a time, provided you are aware of their terms and conditions.
In addition to interest payments, various charges may be associated with maintaining a corporate loan. These charges can include:
Loan processing and disbursement require a minimum of 7 working days after the document submission. Loan approvals are solely at the discretion of the bank. .