1800 270 7000
- Housing Loan
- Personal Finance
- SME & Business Finance
- Gold Loan
- Loan Against Property
- Loan Against Securities
- Corporate Finance
Home Loan
Find customised home loan solutions for your unique needs
Balance Transfer
Find a better interest rate for your existing home loan
Top up Home Loan
Get a loan on your existing home loan to meet your needs
Loan Against Property
Turn your assets into a financial ally
Personal Loan
Meet all your dreams and needs with a collateral-free Personal Loan
Flexi Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
CALCULATE NOW
Secured Business Loan
Boost your business growth with competitive rates and flexible terms backed by your assets
Line of Credit
Get anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand Loan
Strengthen your business cash flow with quick access to funds & flexible repayment options
Supply Chain Financing Solutions - Invoice Discounting
Improve your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business Loan
Fuel your business expansion with fast approval and flexible terms without the need for collateral.
Constrcution Finance
Our solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property Purchase
Turn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental Discounting
Unlock the value of your property offering quick access to funds by leveraging your rental income.
Loan Against Shares
Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual Funds
Unlock the value of your investments while keeping your assets intact
Loan Against Life Insurance Policy
Get loans for all your business needs at attractive rates
IPO Financing
Seize investment opportunities with IPO Financing to help you invest with ease.
Promoter Funding
Empower your business growth with financial solutions to support expansion & ownership
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Working Capital Demand Loan
Keep your business running smoothly with quick access to funds for day-to-day operations
Term Loan
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt Funds
Diversify your portfolio and reduce risk with Debt Funds
Equity Funds
Invest smartly in Equity Funds to aim for higher returns
Hybrid Funds
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Retirement Funds
Secure your child’s financial future with solutions-oriented children’s funds
Children’s Funds
Unlock a smart, hassle-free way to invest in various assets
Exchange Traded Funds
Fund Of Funds
Choose the smart way to diversify risks and grow investments
Index Funds
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Term Insurance
Bring security and peace to life’s unpredictability
Retirement Plan
Get a guaranteed regular pension plus a lump sum on plan maturity
Savings Plan
Get a guaranteed regular pension plus lump sum on plan maturity
ULIP Plans
Get a guaranteed regular pension plus lump sum on plan maturity
Find out how much life insurance you need with our Human Life calculator
CALCULATE NOW
Eye Insurance
Protect your vision with comprehensive eye insurance.
Dental Insurance
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash Insurance
Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident Insurance
Secure your future with our affordable personal accident insurance plans.
Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 59,000 employees, the businesses of ABCL have a nationwide reach with over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1482
No. of Employees
33,500+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rate & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Fraud Awareness
- My Track
- ABCD Of Money
- ABCD Of Calculators
- Personal Finance
- SME and Business Finance
- Loan Against Property
Read about Money
Money management made easy
Read about Tax
Understanding direct and indirect taxes
Read about Retirement Plan
Know how to plan retirement well
Read about Insurance
Insurance and it's aspects for laymen
Read about Investing
Investments and their jargon - simplified
Read about Loans and Financing
Know all about loans and their management
Personal Loan EMI Calculator
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility Calculator
Calculate the expected EMI of your loan for easier repayments
BMI Calculator
It measure your leanness or obesity basis your height and the weight.
Income Tax Calculator
Calculate the tax payable by you based on your income
SIP Calculator
Estimate the returns you can earn with your SIP investments
SWP Calculator
Calculate the Life Insurance cover you need to secure your family’s future
Eligibility Calculator
Check your credit score and get tips on how to improve it
EMI Calculator
Healthy living made easy with ABCD’s Digital Health Evaluation
Application Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
FAQs
Manage your money effectively with Spend Track.
Financial Reports
Manage your money effectively with Spend Track.
Eligibility Calculator
Check your credit score and get tips on how to improve it
EMI Calculator
Healthy living made easy with ABCD’s Digital Health Evaluation
Application Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
FAQs
Manage your money effectively with Spend Track.
Financial Reports
Manage your money effectively with Spend Track.
Eligibility Calculator
Check your credit score and get tips on how to improve it
EMI Calculator
Healthy living made easy with ABCD’s Digital Health Evaluation
Application Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
FAQs
Manage your money effectively with Spend Track.
Financial Reports
Manage your money effectively with Spend Track.
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
IPO Financing
Leverage your securities for easy financial solutions
-
Register yourself -
Provide basic documentation
-
Get loan disbursal in no time
About the Loan
About the IPO Financing
Investing in IPOs is a rewarding experience for individuals or companies. However, it may so happen that you may not possess the requisite funds to subscribe to IPOs. At this juncture, an inflow of funds from another source may become necessary. One can explore the option of IPO Financing to bridge the deficit between the resources at hand and the funds needed in aggregate.
Why IPO Financing ?
Aditya Birla Finance offers you the opportunity to leverage your own funds in primary markets, thereby increasing the Allotment Quantum Manifold. IPO Financing is an invaluable financial instrument that bridges the gap between required funds and the resources at hand at a pre-defined margin; the customer only needs to pay the margin amount and we fund the remainder. The IPO loan helps you apply for as many shares of the IPO as is possible within the funds now in hand. You also have the flexibility to hold or sell the shares depending on market trends and nature of the securities purchased.Is IPO Financing for you ?
IPO Funding gives you the flexibility to apply for more shares of an IPO. This increases the chance of getting a bigger allotment and hence, higher returns.You can choose to buy shares of the IPO directly from the companies (from the primary market) or from the secondary market, but the former will fetch you securities at a cheaper rate. It is advisable to remember this when you apply for shares of the IPO, before they are oversubscribed.
Once you are allotted some or all of the shares you applied for, the shares are credited to your demat account. Once listed, you can sell the shares to make a profit. If you are not allotted any shares, your invested money is returned within a period of 10 days.
Features of IPO Financing
- Tenure: 7 to 10 days.
- Minimum Loan Amount: Rs 25 lakh.
- Loan Margin: Case-to-Case basis
- Complete guidance offered during application, banking and follow-up process during subscription and listing.
Next steps...
- If you own physical shares, you must dematerialise them before you proceed with the IPO Financing application.
- Do you want complete product details? Download the brochure.
- If you want to apply for LAS/LOC, download the application form.
Do you have questions?
Call +91 1800 270 7000 OR write to us at care.finance@adityabirlacapital.com.IPO Financing FAQ's
IPO financing is a loan provided by financial institutions to investors who wish to participate in an Initial Public Offering but lack sufficient funds. It allows investors to purchase shares during the IPO. The shares serve as collateral until the loan is repaid after the shares are listed and their value increases.
The eligibility criteria for an IPO loan include:
- A good credit history.
- Sufficient collateral.
- Meeting the minimum income requirements set by the loan provider.
Additionally, investors may need to demonstrate their ability to repay the loan within the specified timeframe.
To apply for IPO financing, investors must contact a financial institution or brokerage firm offering such services. They would then fill out an application form and provide proof of identity, income, and collateral details. Once documents are approved, investors can use the financing to participate in the IPO, with the shares purchased serving as collateral for the loan.
The minimum and maximum loan amounts in IPO financing depend on the financial institution's or brokerage firm's policies. Usually, the minimum amount is a few thousand units of local currency. The maximum is a percentage of the IPO share value, subject to borrower creditworthiness and collateral.
To apply for IPO financing, you must provide:
- Identity proof (e.g., passport or driver's license).
- Address proof (e.g., utility bill or bank statement).
- Income proof (e.g., salary slips or income tax returns).
- Details of the IPO you intend to invest in.
- Details of the collateral you plan to pledge (if applicable).
Investing in an IPO offers the chance to buy into a company during its early stages of going public, potentially resulting in significant returns if the company succeeds. It also adds liquidity and diversification to investment portfolios. .
Contact a financial institution or brokerage firm offering IPO financing. Complete an application form and submit necessary documents like proof of identity, income, and collateral details. Upon approval, use the loan to participate in the IPO, with the purchased shares acting as collateral. .
.webp?extension=webp){kind=link}
.webp?extension=webp){kind=link}
