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Careers

1800 270 7000

Loans

Investments

Insurances

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About Us

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,482

No. of Employees

59,000

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 3,550 Billion

Active Customer Base

39 Million

Consolidated Lending Book

INR 699 Billion

Loans

Investments

Insurance

Loans

Investments

Insurance

Complete Money Solutions

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Home Loan

Find customised home loan solutions for your unique needs

Balance Transfer

Find a better interest rate for your existing home loan

Top up Home Loan

Get a loan on your existing home loan to meet your needs

Loan Against Property

Turn your assets into a financial ally

Credit Track

Discover your financial fitness - check your credit score

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Home Loan EMI Calculator

Get an estimate of your Home Loan EMI now

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Mortgage Calculator

Calculate your Loan amount for your Current property

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Home Loan Eligibility Calculator

Are you eligible for a Home Loan? Find out now!

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Supply Chain Financing Solutions

Enables you to convert your receivables into cash which in turn improves liquidity resulting into a healthy and continuous cash flow for your business.

Vendor Finance
Channel Finance for Manufacturers
Channel Finance for Traders

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Supply Chain Financing Solutions - Invoice Discounting

This solution provides finance by discounting the sales bills of your vendors or by discounting your purchase bills. This financing facility is also available for your channel partners. Besides regular bill discounting, we also service bill discounting backed by Letter of Credit (LCBD).

Some of the benefits of this financing solution are:

Instant conversion of receivables into cash
Helps to build strong relationships with vendors and channel partners
Assures availability of working capital finance to channel partners and vendors at competitive costs of credit
Facilitates increased sales through higher purchasing power for channel partners
Faster payments leading to cash discounts from companies
Faster Turnaround Time (TAT) and simple procedures

Supply Chain Financing Solutions include: Sales Bill Discounting, Purchase Bill Discounting and Letter of Credit Bill Discounting.

Supply Chain Financing FAQ's

Supply chain finance (SCF) refers to a range of technology-driven solutions designed to reduce financing costs and enhance business efficiency for buyers and sellers engaged in a sales transaction. SCF methodologies achieve this by automating transactions and monitoring invoice approval and settlement processes from initiation to completion.

Supply chain finance involves a collaboration between a buyer and a financial institution. Under this arrangement, the financial institution pays the suppliers directly on behalf of the buyer. While suppliers may need to enrol in the program, it's the responsibility of the buying company to initiate and establish this arrangement.

The primary advantage of supply chain finance is that the buyer incurs no fee to extend its payment terms, and the supplier only pays a minimal discount if they opt for early payment of a supply chain loan.

Supplier finance applies to companies across diverse sectors, including automotive, electronics, manufacturing, retail, and others. It benefits organisations on both sides of the supply chain, allowing buying entities to extend their payment terms while suppliers can receive earlier payments.

Under Supply Chain Finance, various supply chain financing solutions are offered to facilitate smooth transactions between buyers and sellers. Some common types include: