1800 270 7000
- Housing Loan
- Personal Finance
- SME & Business Finance
- Gold Loan
- Loan Against Property
- Loan Against Securities
- Corporate Finance
Home Loan
Find customised home loan solutions for your unique needs
Balance Transfer
Find a better interest rate for your existing home loan
Top up Home Loan
Get a loan on your existing home loan to meet your needs
Loan Against Property
Turn your assets into a financial ally
Personal Loan
Meet all your dreams and needs with a collateral-free Personal Loan
Flexi Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
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Secured Business Loan
Boost your business with competitive rates & flexible terms
Line of Credit
Get anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand Loan
Strengthen your business cash flow with quick access to funds & flexible repayment options
Supply Chain Financing Solutions - Invoice Discounting
Improve your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business Loan
Fuel your business with fast approval & flexible terms
Constrcution Finance
Our solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property Purchase
Turn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental Discounting
Supporting real estate businesses in project completion
Loan Against Shares
Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual Funds
Unlock the value of your investments while keeping your assets intact
Loan Against Life Insurance Policy
Get loans for all your business needs at attractive rates
IPO Financing
Seize investment opportunities with IPO Financing to help you invest with ease.
Promoter Funding
Empower your business growth with financial solutions to support expansion & ownership
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Working Capital Demand Loan
Keep your business running smoothly with quick access to funds for day-to-day operations
Term Loan
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt Funds
Diversify your portfolio and reduce risk with Debt Funds
Equity Funds
Invest smartly in Equity Funds to aim for higher returns
Hybrid Funds
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Retirement Funds
Secure your child’s financial future with solutions-oriented children’s funds
Children’s Funds
Unlock a smart, hassle-free way to invest in various assets
Exchange Traded Funds
Fund Of Funds
Choose the smart way to diversify risks and grow investments
Index Funds
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
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Term Insurance
Bring security and peace to life’s unpredictability
Retirement Plan
Get a guaranteed regular pension plus a lump sum on plan maturity
Savings Plan
Get a guaranteed regular pension plus lump sum on plan maturity
ULIP Plans
Get a guaranteed regular pension plus lump sum on plan maturity
Find out how much life insurance you need with our Human Life calculator
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Eye Insurance
Protect your vision with comprehensive eye insurance.
Dental Insurance
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash Insurance
Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident Insurance
Secure your future with our affordable personal accident insurance plans.
Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,482
No. of Employees
59,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- Our Digital Referral Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rate & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Archival Policy
- Fraud Awareness
- My Track
- ABCD Of Money
- ABCD Of Calculators
- Personal Finance
- SME and Business Finance
- Loan Against Property
- Loan Against Securities
- Corporate Finance
Read about Money
Money management made easy
Read about Tax
Understanding direct and indirect taxes
Read about Retirement Plan
Know how to plan retirement well
Read about Insurance
Insurance and it's aspects for laymen
Read about Investing
Investments and their jargon - simplified
Read about Loans and Financing
Know all about loans and their management
Personal Loan EMI Calculator
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility Calculator
Calculate the expected EMI of your loan for easier repayments
BMI Calculator
It measure your leanness or obesity basis your height and the weight.
Income Tax Calculator
Calculate the tax payable by you based on your income
SIP Calculator
Estimate the returns you can earn with your SIP investments
SWP Calculator
Calculate the Life Insurance cover you need to secure your family’s future
Eligibility Calculator
Check your credit score and get tips on how to improve it
EMI Calculator
Healthy living made easy with ABCD’s Digital Health Evaluation
Application Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
FAQs
Manage your money effectively with Spend Track.
Financial Reports
Manage your money effectively with Spend Track.
SME & Business Finance FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Loan Against Property FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Loan Against Securities FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Risk Factors & FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Line of Credit
Quick loans to help your SMEs flourish
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Register yourself -
Get verified as an applicant
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Get loan disbursal in no time
Line of Credit
A line of credit, is an arrangement between a financial institutions, and a customer that establishes a maximum loan balance that the lender permits the borrower to access or maintain a customer may draw upon the available line of credit, provided that the amount does not exceed the limit. Money borrowed on the line of credit must be paid back within a specified timeframe, at a specified interest rate. Unlike a loan, however, only the money actually drawn (or used) on a line of credit is charged
Line of Credit FAQ's
A LOC is a predetermined borrowing limit that can be accessed anytime. The borrower can withdraw funds as necessary till the given limit. In the case of an open line of credit, repaid amounts can be borrowed again.
- Personal Line of Credit
- Business Line of Credit
- Secured Line of Credit
A LOC can serve various purposes, such as covering wedding or vacation expenses or addressing an unforeseen financial emergency.
The timely repayment of a line of credit loan significantly influences your credit score, leading to an increase and improvement in your credit score and history. Alternatively, failure to repay your LOC on time can have a negative impact, causing a drop in your credit score.
Read More: How to get urgent Personal Loans for Bad Credit score?
To apply for a line of credit, simply visit our branch, submit all necessary documents, and undergo a credit score and income verification process. The approval of the request is contingent upon the applicant's credit score and income assessment. Once approved, the credit amount is determined, and the interest rate is based on the borrower's credit score, income, and provided security. You can explore the online line of credit option.
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