Health Insurance for Diabetes Patients - Why is it important?

Ajay is 32 and he is a sales professional in an MNC. Off late, he constantly feels fatigued at work and suffers from excessive hunger and thirst at times. He did not visit a doctor and overlooked the condition for a very long time until he had to go for a regular check-up as per the mandatory requirement of his company. At that time, he was diagnosed with Type II diabetes. It is a क्रॉनिक कंडीशन that could be reversible with changes in diet and lifestyle. It is a progressive condition where the body loses the ability to produce enough insulin. Ajay does not have a स्वास्थ्य बीमा योजना और पता नहीं है कि आने वाले समय में उसे मेडिकल खर्चों से कैसे निपटना होगा. कल, कोई भी अजय के स्थान पर हो सकता है. इसलिए, यह जानना महत्वपूर्ण है कि ऐसी स्थिति में क्या करना है.

आपको डायबिटीज के लिए हेल्थ इंश्योरेंस क्यों चुनना चाहिए?

One of the most common lifestyle diseases amongst individuals today is diabetes. It is the cause of the changing lifestyle and the eating habits. Also known as the ‘silent killer,’ diabetes can be diagnosed in individuals of any age. There is a high probability of hospitalization in case of patients suffering from diabetes. This means there will be a large number of hospital bills that will have to be borne out of pocket unless an investment in a health insurance plan has been made.

Any individual can purchase a health insurance and there is no waiting period for the same. There are diabetes insurance plans that focus on the expenses incurred for the medication and treatment of policyholders suffering from diabetes. The plan will help meet the expenses incurred in case of hospitalization due to diabetes. In case of diabetes, there are chances of further complications, which include kidney failure, stroke, loss of vision, and heart diseases. Hence, for an individual suffering from diabetes, a health insurance plan can help address the concerns.

अगर आप खरीदते हैं एक जनरल स्वास्थ्य बीमा योजना, डायबिटीज को पहले से मौजूद स्थिति माना जाएगा और आपको एक से दो वर्ष के बीच की प्रतीक्षा अवधि से गुजरना पड़ सकता है, जिसे चार साल तक भी बढ़ाया जा सकता है. हालांकि, यदि आप खरीदते हैं डायबिटीज के लिए हेल्थ इंश्योरेंस, आपको प्रतीक्षा नहीं करनी होगी और प्लान को विशेष रूप से आपकी मेडिकल ज़रूरतों को पूरा करने के लिए डिजाइन किया जाएगा. देश में डायबिटीज के मामलों की संख्या बढ़ रही है और व्यक्तियों की जीवनशैली में परिवर्तन के कारण यह आशा की जाती है कि डायबिटीज के मरीजों की संख्या में केवल वृद्धि होगी. इसमें निवेश करे क्रिटिकल इलनेस के लिए हेल्थ इंश्योरेंस यह सुनिश्चित करेगा कि हॉस्पिटलाइज़ेशन और दवा के लिए खर्च इंश्योरेंस कंपनी द्वारा कवर किए जाते हैं और आपको उसका खर्चा नहीं उठाना होगा.

The health insurance plan will provide immediate as well as specialized covers for a serious disease like diabetes. Hence, it is worth investing in a health insurance plan specially meant for diabetes patients. An early diagnosis can help in the immediate treatment and medication; it will also reduce the damage to the health and body of the individual suffering from diabetes. Purchasing a health insurance for diabetes can be costlier than the normal health insurance since it is a specialized product and will ensure that policyholders can afford quality treatment. It is sensible to purchase a diabetes-specific plan which is comprehensive than any other health plans.