प्रोडक्ट के बारे में प्रदान की गई जानकारी केवल प्रोडक्ट की मुख्य विशेषताएं प्रदान करती है. नियम व शर्तों के बारे में अधिक जानकारी के लिए, कृपया बिक्री समाप्त करने से पहले प्रोडक्ट प्रॉस्पेक्टस को ध्यान से पढ़ें. प्रोडक्ट पर लागू फीचर, लाभ और एक्सक्लूज़न की विस्तृत जानकारी के लिए पॉलिसी के नियम व शर्तें देखें. ऑनलाइन खरीदने के लिए कुछ प्लान और लाभ उपलब्ध नहीं हो सकते हैं. इन विकल्पों का लाभ उठाने के लिए कृपया हमसे 1800 270 2700 पर संपर्क करें या हमारे ब्रांच ऑफिस में जाएं.

यहां की जानकारी विश्वसनीय है, लेकिन आदित्य बिरला हेल्थ इंश्योरेंस कंपनी लिमिटेड (ABHICL) इसकी सटीकता या सत्यता की वारंटी नहीं देती है. रिसर्च रिपोर्ट, लेखों और आंकड़ों की व्याख्या का कॉन्टेंट पूरी तरह से योगदानकर्ताओं के निजी विचार हैं और इन्हें ABHICL के विचारों के रूप में नहीं माना जा सकता है.

किसी भी इंश्योरेंस प्रोडक्ट या किसी अन्य फाइनेंशियल प्रोडक्ट को खरीदने या बेचने के लिए ABHICL द्वारा कोई जानकारी या कोई राय नहीं दी जाती है. ABHICL या इसके कर्मचारी, सहयोगी, डायरेक्टर और इस जानकारी को तैयार करने में शामिल व्यक्ति किसी भी समय वेबसाइट में निहित राय और जानकारी के आधार पर या स्वतंत्र रूप से प्रोडक्ट को खरीद या बेच सकते हैं. इस वेबसाइट पर दी गई जानकारी का उपयोग करने वाला व्यक्ति अपनी इंश्योरेंस आवश्यकताओं पर विचार करने के बाद निर्णय ले सकता है.

इस वेबसाइट पर प्रदान की गई जानकारी, राय और मटीरियल बिना किसी पूर्व सूचना के बदले जा सकते हैं. ABHICL का यहां उल्लेखित कंपनियों के साथ बिज़नेस संबंध हो सकता है और वह किसी भी अनुबंध में शामिल हो सकता है या बिज़नेस के सामान्य कामकाज के लिए कोई ट्रांजैक्शन कर सकता है.

ABHICL and its directors, employees, associates, or other representatives shall not be liable for any damages or injury arising out of or in connection with the use or non-use including non availability of the website and also for any consequential loss or any damages caused because of non performance of the system due to computer virus, system failure, corruption of data, delay in operation or transmission, communication line failure, or any other reasons whatsoever. The ABHICL will not be responsible for any liability arising out of delay in providing any information on the Website.

ABHICL may provide services of linked sites to the Users of the website, however it will not be responsible for the contents of such linked sites, neither does it endorse the content of the linked sites nor the services provided by such sites. This website is not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. The insurance services and products mentioned in the website may not be available in every jurisdiction / country.

यह डिस्क्लेमर खंड इस वेबसाइट पर जाने/एक्सेस करने वाले किसी भी व्यक्ति पर लागू होगा और/या ABHICL द्वारा ऑफर की जाने वाली सेवाओं का लाभ उठाने से संबंधित एग्रीमेंट में प्रवेश करने वाले कस्टमर पर लागू होगा.

• ABHICL owns / has necessary licenses to operate the web site with the URL adityabirlacapital.com/healthinsurance The services of adityabirlacapital.com/healthinsurance are offered to you only if you are legally eligible to enter into a valid agreement as per the provisions on the Indian Contracts Act and you accept the terms, conditions, and notices contained herein without modification whatsoever. Please note carefully that by clicking on the "Submit" button, you are agreeing to be bound by all of the terms and conditions of adityabirlacapital.com/healthinsurance services.

• You are requested to note that Insurance is a subject matter of solicitation and the information, tools and planners contained in the site, adityabirlacapital.com/healthinsurance are meant for your general information only and not to be used for deciding on your insurance requirements. You are specifically advised to contact one of our qualified Insurance Advisors for any of your particular insurance needs.

• To sign up for adityabirlacapital.com/healthinsurance membership, you must provide us your present and accurate information as given in the Registration Form. adityabirlacapital.com/healthinsurance reserves the right to accept or reject your application without assigning any whatsoever reason whatsoever.

• If your application for registration is accepted, you will be provided with a password sent through a separate message mailed to your registered e-mail address. You are totally accountable for all actions that take place in your membership account. It is entirely your responsibility to maintain the confidentiality of your password and membership identification and also to inform adityabirlacapital.com/healthinsurance without delay of any dishonest, unauthorized or illegal use of your account.

• adityabirlacapital.com/healthinsurance is committed to protecting your privacy subject to the Privacy Policy expressly stated elsewhere in the web site. You agree that you have read the contents of the Privacy Policy and are bound by it in every respect.

• adityabirlacapital.com/healthinsurance offers the membership services for your authentic, bona fide, valid, legitimate and personal use only. You declare that you will not use adityabirlacapital.com/healthinsurance services for any purpose that is unlawful, dishonest, unauthorized, improper and/or in contradiction of the terms, conditions, and notices contained herein.

• adityabirlacapital.com/healthinsurance expressly prohibits you from any unauthorized commercial use or resale of its services. You agree to comply with all rules, regulations, statutes, codes of conduct valid as per any local, state, national and international laws in force and are wholly responsible for all actions or lapses that take place through your membership account or password, including the content of your messages sent through adityabirlacapital.com/healthinsurance both online and off line.

• adityabirlacapital.com/healthinsurance expressly prohibits you from engaging in any of the activities illustratively but not exclusively mentioned hereunder, but not limited to:

• अपमान, शोषण, पीड़ा, आघात, डराना या दूसरों के कानूनी अधिकारों का उल्लंघन करना.

• किसी भी अनुचित, व्युत्पन्न, कमजोर, उल्लंघन, अपमानजनक, बेईमानी, अपराधी या अवैध जानकारी या सामग्री को आगे बढ़ाना, प्रसार या उसका प्रचार करना.

• प्रेषक की पहचान या संचार की ओरिजिन के संबंध में किसी को भ्रमित करने के लिए, एक नकली पहचान बनाना.

• किसी भी ऐसे पदार्थ को ट्रांसमिट करें, जिसमें वायरस, ट्रोजन हॉर्स, वर्म, टाइम बम, बॉट कैंसल करना, या कोई अन्य हानिकारक या दोषपूर्ण प्रोग्राम शामिल हैं.

• अगर आपके पास अधिकार हैं या सभी आवश्यक सहमति प्राप्त हैं, तो बौद्धिक संपदा कानूनों, गोपनीयता के अधिकारों या किसी भी अन्य लागू कानून द्वारा शासित किसी भी सामग्री को भेजें.

• Obstruct or interrupt systems connected to the adityabirlacapital.com/healthinsurance services or infringe the rules, policies or procedures of such systems.

• Try to secure unauthorized access to the services provided by adityabirlacapital.com/healthinsurance computer systems or networks connected to adityabirlacapital.com/healthinsurance other members' accounts, through password hacking or any other method.

• भारत या अन्य स्थानों में इन्फॉर्मेशन टेक्नोलॉजी से संबंधित कानूनों सहित लागू कानूनों या विनियमों का उल्लंघन करना.

• Obstruct another member's use and enjoyment of the services offered by adityabirlacapital.com/healthinsurance

• Use adityabirlacapital.com/healthinsurance or its services to conduct surveys, competitions, pyramid schemes, chain letters, unsolicited e-mail, or unwanted messages for profit or otherwise.

• Dig for or otherwise gather information about others members, including e-mail addresses, without their consent. Provided further, that it shall not be binding on adityabirlacapital.com/healthinsurance to part with such information even if the consent is obtained.

• You specifically agree to indemnify adityabirlacapital.com/healthinsurance its parents, subsidiaries, affiliates, directors, officers and employees, any loss, claim, demand, or damage, including legal expenses, incurred due to or arising out of your use of or conduct in respect the services offered by adityabirlacapital.com/healthinsurance.

• adityabirlacapital.com/healthinsurance is not responsible for monitoring its services or any User's use thereof or restrain or regulate the messages, content or subject matter of any User delivered through the services offered by 1800 270 2700.

• Nevertheless, adityabirlacapital.com/healthinsurance reserves the right always to regulate, restrain, monitor, review, retain and/or divulge any information as necessary to satisfy any applicable rules, regulation, law, court or government order or to protect and defend the rights of other Users or to enforce the terms of service which are binding on all the Users of adityabirlacapital.com/healthinsurance.

• adityabirlacapital.com/healthinsurance reserves the right to terminate your access to the site wholly or partially and/or cancel your membership account, at any time without assigning any reason or giving notice whatsoever.

• adityabirlacapital.com/healthinsurance is not responsible or accountable for any intimidating, offensive, vulgar obscene, improper or illegal content or conduct of any member or any breach of another member's privacy or privileges or intellectual property rights.

• adityabirlacapital.com/healthinsurance obtains information and data contained in this web site from various sources it believes to be reliable, but it does not guarantee its accuracy, validity, timeliness, reliability or completeness. adityabirlacapital.com/healthinsurance is under no obligation to update the information on /in the web site or to provide data that reflect the current state of affairs. adityabirlacapital.com/healthinsurance does not stipulate or warrant that its services will be uninterrupted or free of errors or that defects will be corrected, or that the services or the server that makes it available, are free of viruses or other unsafe components. You expressly agree that adityabirlacapital.com/healthinsurance shall not be responsible for unauthorized access to and/or erroneous alteration of your messages, transmissions, data, material sent or received or not sent or received, or any communication entered into through the use of its services.

• adityabirlacapital.com/healthinsurance, nor any of its affiliates, directors, officers or employees, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of adityabirlacapital.com/healthinsurance or of any vendor providing software or services support. In no event will adityabirlacapital.com/healthinsurance be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if adityabirlacapital.com/healthinsurance or any other party have been advised of the possibility thereof.

• आप स्पष्ट रूप से सहमत हैं कि साइट में उपलब्ध सामग्री का कोई भी हिस्सा किसी भी रूप में कॉपी या डुप्लीकेट नहीं किया जा सकता है या किसी भी तरीके से, प्रत्यक्ष या अप्रत्यक्ष रूप से कमर्शियल प्रयोजनों के लिए पुनर्वितरित नहीं किया जा सकता है. अगर आप इस साइट से कोई जानकारी या सॉफ्टवेयर डाउनलोड करते हैं, तो आप इस बात से सहमत हैं कि आप इसे अपने व्यक्तिगत और गैर-वाणिज्यिक उद्देश्यों के लिए इस्तेमाल करेंगे और इसे कॉपीराइट या अन्य सूचनाओं या किसी भी जानकारी में शामिल किसी भी सूचना या लेजेंड की नकल नहीं करेंगे, उन्हें नहीं हटाएंगे या नहीं छिपाएंगे.

• adityabirlacapital.com/healthinsurance may refer to or provide information or links to third party sites only as a matter of User convenience. adityabirlacapital.com/healthinsurance expressly states that such inclusion of any references, information or links do not imply or endorse the services or content offered by such third party sites nor it implies any association of adityabirlacapital.com/healthinsurance with those sites. You agree that the linked sites are not under the control of adityabirlacapital.com/healthinsurance and adityabirlacapital.com/healthinsurance is not responsible for the services or contents of any referred or linked or third party site or for web casting or any other form of transmission received from any such third party referred or linked sites.

• adityabirlacapital.com/healthinsurance its parents, subsidiaries, affiliates, directors, officers, employees or dealers shall under no circumstances be liable for any direct, indirect, punitive, incidental, special, consequential damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the service or related web sites, with the delay or inability to use the service or related web sites, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the service, or otherwise arising out of the use of the service, whether based on contract, tort, negligence, strict liability or otherwise, even if adityabirlacapital.com/healthinsurance its parents, subsidiaries, affiliates, directors, officers, employees or dealers or any of its suppliers have been advised of the possibility of such damages.

• To facilitate User convenience, adityabirlacapital.com/healthinsurance may arrange for advertisements, promotions and refer to or provide information or links to third party sites in respect of any related or non related products or services. adityabirlacapital.com/healthinsurance expressly states that such inclusion of any links, references or information do not imply or endorse the merchantability, suitability for a specific purpose of such products or services. You specifically agree that any transactions with Advertisers on the products or services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such transactions or promotions, are solely between you and the Advertiser or other third party. adityabirlacapital.com/healthinsurance shall not be responsible or liable for any part of any such dealings or promotions.

• You specifically agree that neither the information nor any opinion expressed should be construed as an offer to sell or the solicitation of an offer to buy any security. You also agree that not all instruments, products, or services that may be mentioned in adityabirlacapital.com/healthinsurance are available in all countries, and no part of the site here is an offer or solicitation of any instrument, product or service in any jurisdiction where their offer or sale is not qualified or exempt from regulation.

• adityabirlacapital.com/healthinsurance expressly states that nothing contained herein shall be deemded to be financial advice of any sort.

• adityabirlacapital.com/healthinsurance reserves the right to change, subject to necessary approval of regulatory authorities, any or all of the terms and conditions any time under which the services are offered. In the event of such change, adityabirlacapital.com/healthinsurance notifies all Users by presenting the revised terms and conditions on the adityabirlacapital.com/healthinsurance web site. You agree that it is your responsibility to regularly review the terms and conditions and your continued use of adityabirlacapital.com/healthinsurance services subsequent to any such changes shall represent your agreement to such changes.

• adityabirlacapital.com/healthinsurance specifically prohibits you from usage of any of its services in any countries or jurisdictions that do not corroborate to all stipulations of these terms and conditions. You agree that disputes if any arising as a result of this agreement or out of the usage of the services offered by adityabirlacapital.com/healthinsurance are subject to the jurisdiction of courts in Mumbai, India. The Applicable laws shall be the laws of India.

• किसी भी थर्ड पार्टी सर्विस प्रोवाइडर द्वारा प्रदान किया जाने वाला कंटेंट किसी भी विशेष प्रयोजन के लिए संतोषजनक क्वालिटी फिटनेस, मौलिकता और नॉन-इनफ्रिंजमेंट सहित, और किसी भी अधिकारिता के कानूनों के तहत व्यापार या उनके समकक्षों के कारण उत्पन्न होने वाली सभी वारंटी को शामिल नहीं किया जाएगा, थर्ड पार्टी सर्विस प्रोवाइडर की सामग्री प्रबंधन या सलाहकार सेवाएं नहीं मानी जाएंगी.