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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,482
No. of Employees
59,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionABCL
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Dynamic Bond Mutual Funds
- Average returns - Dynamic
- Number of funds - (Static)
What is a Dynamic Bond Fund?
A Dynamic Bond Fund is a debt mutual fund that invests in debt instruments across different durations. The portfolio can invest in any duration, depending on market movements.
Advantages of Dynamic Bond Funds
Good returns
These funds invest across duration and the choice of securities change with changing interest rates. This helps in generating good returns.
Stability
The returns are stable since these funds invest in debt instruments which are not exposed to volatility risks
Diversified portfolio
You get an actively managed, diversified portfolio that invests in high-quality bonds and also switches investments to sync with interest rate movements.
Explore Dynamic Bond Funds
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Dynamic Bond Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
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A choice of different types of mutual fund schemes -
Online investments with a fully integrated digital platform
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Understanding Dynamic Bond Funds
Table of Contents
What are Dynamic Bond Funds?
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A type of open-ended debt mutual fund , Dynamic Bond Funds are those that invest in bond of differing durations. The funds have the flexibility of switching between short and long-term bonds depending on interest rate movements. Thus, the funds aim to provide good returns and minimise credit risk.
What are the features of dynamic bond mutual funds?
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Offers stable returns on investment
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Flexibility to own differing duration securities minimises interest rate risk
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There’s no capping on the maximum investment amount
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You can get better returns compared to fixed deposits
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The funds aim to grow the portfolio through interest earned and also through the rise in the price of the underlying securities
Things to keep in mind when investing in Dynamic Bond Funds
Check the expense ratio of such schemes. A high ratio eats into the fund’s returns and should be avoided
Compare Dynamic Bond Funds on their returns. A fund with the highest return is better
Check the fund manager’s performance in the past to see if the fund was managed when interest rates were changing
What are the types of risks that Dynamic Bond Funds face?
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Credit risk
Risk of default on the debt instrument
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Interest rate risk
Risk of rising interest rates, which reduces the value of debt instruments
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Inflation risk
Risk of inflation reducing the returns from the debt fund
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Liquidity risk
Risk of not being able to trade in debt instruments
What is the tax implication of Dynamic Bond Funds?
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Returns earned are taxed at your income tax slab rates
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Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
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Dividend option
Earn dividends on your investment at regular intervals
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Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
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FAQs On Dynamic Bond Funds
Dynamic Bond Funds are basically debt funds in which fund managers have the flexibility to select the portfolio duration. This helps in situations such as interest rate fluctuations. For example, when interest rates are expected to increase, the fund manager can add investments to short-tenure debt securities since they are less impacted by interest rate risks.
Dynamic Bond Funds give managers the opportunity to move the investment duration around as per interest rate fluctuation predictions. For example, the manager can buy a greater number of short-term and medium-term instruments and reduce gilt holdings. They could also increase the investment in high-rated corporate bonds, aiming at high accrual income.
Dynamic Bond Funds invest majorly in bonds (government, municipal, corporate, convertible) and other debt instruments, such as mortgage-backed securities (MBS).
Since Dynamic Bond Funds are medium-level-risk funds, new investors should invest in them only if their risk appetite matches.
Dynamic Bond Funds are moderately risky. So if you decide to invest in one, make sure that you are aware of the risk-reward ratio.
Types of Debt Funds
Funds Based On Duration
Funds Based On Portfolio Allocation
Other asset class funds
Equity Fund
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
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Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
Hybrid Funds
Get a mix of equity, debt and other asset classes for a diversified portfolio
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Index Fund
Passively-managed mutual funds tracking a particular index
Know More
ETF Funds
Invest in funds listed and traded on the stock exchange