Download the ABCD app
Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD Page
PLAY STORE
APPSTORE
1800 270 7000
Download
Popular Searches
Trending Plans
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Personal Loan Eligibility Calculator
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Secured Business LoanBoost your business growth with competitive rates and flexible terms backed by your assets
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business expansion with fast approval and flexible terms without the need for collateral.
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingUnlock the value of your property offering quick access to funds by leveraging your rental income.
Business Loan EMI Calculator
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
IPO financingSeize investment opportunities with IPO Financing to help you invest with ease.
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Mutual Fund Lumpsum Calculator
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Open A Demat AccountOPEN DEMAT ACCOUNT
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Human Life Value Calculator
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 59,000 employees, the businesses of ABCL have a nationwide reach with
over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,482
No. of Employees
59,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionABCL
Corporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
Corporate Governance Policies
Financial and Debt-Related Policies
- Public Issue of Debt
- Properties for Auction under SARFAESI Act
- Secured Assets Possessed Under SARFAESI Act
- ECLGS (Emergency Credit Line Guarantee Scheme)
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Fraud Awareness
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Dynamic Bond Mutual Funds
- Average returns - Dynamic
- Number of funds - (Static)
What is a Dynamic Bond Fund?
A Dynamic Bond Fund is a debt mutual fund that invests in debt instruments across different durations. The portfolio can invest in any duration, depending on market movements.
Advantages of Dynamic Bond Funds
Good returns
These funds invest across duration and the choice of securities change with changing interest rates. This helps in generating good returns.
Stability
The returns are stable since these funds invest in debt instruments which are not exposed to volatility risks
Diversified portfolio
You get an actively managed, diversified portfolio that invests in high-quality bonds and also switches investments to sync with interest rate movements.
Explore Dynamic Bond Funds
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Dynamic Bond Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
ABCD - One app to build a diversified investment portfolio
Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.
-
A choice of different types of mutual fund schemes -
Online investments with a fully integrated digital platform
-
Facility to switch, redeem and invest more from a single platform
PLAY STORE
APP STORE
Scan the QR code to download our Mobile App
Understanding Dynamic Bond Funds
Table of Contents
What are Dynamic Bond Funds?
-
A type of open-ended debt mutual fund , Dynamic Bond Funds are those that invest in bond of differing durations. The funds have the flexibility of switching between short and long-term bonds depending on interest rate movements. Thus, the funds aim to provide good returns and minimise credit risk.
What are the features of dynamic bond mutual funds?
-
Offers stable returns on investment
-
Flexibility to own differing duration securities minimises interest rate risk
-
There’s no capping on the maximum investment amount
-
You can get better returns compared to fixed deposits
-
The funds aim to grow the portfolio through interest earned and also through the rise in the price of the underlying securities
Things to keep in mind when investing in Dynamic Bond Funds
Check the expense ratio of such schemes. A high ratio eats into the fund’s returns and should be avoided
Compare Dynamic Bond Funds on their returns. A fund with the highest return is better
Check the fund manager’s performance in the past to see if the fund was managed when interest rates were changing
What are the types of risks that Dynamic Bond Funds face?
-
Credit risk
Risk of default on the debt instrument
-
Interest rate risk
Risk of rising interest rates, which reduces the value of debt instruments
-
Inflation risk
Risk of inflation reducing the returns from the debt fund
-
Liquidity risk
Risk of not being able to trade in debt instruments
What is the tax implication of Dynamic Bond Funds?
-
Returns earned are taxed at your income tax slab rates
-
Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
-
Dividend option
Earn dividends on your investment at regular intervals
-
Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Portfolio Track
Consolidate with Portfolio Track
-
Consolidate assets, liabilities
-
Track portfolio at fingertips
Credit Track
Easily check credit score with Credit Track
-
Decide wisely with credit stimulator
-
Get personalised loan offers
FAQs On Dynamic Bond Funds
Dynamic Bond Funds are basically debt funds in which fund managers have the flexibility to select the portfolio duration. This helps in situations such as interest rate fluctuations. For example, when interest rates are expected to increase, the fund manager can add investments to short-tenure debt securities since they are less impacted by interest rate risks.
Dynamic Bond Funds give managers the opportunity to move the investment duration around as per interest rate fluctuation predictions. For example, the manager can buy a greater number of short-term and medium-term instruments and reduce gilt holdings. They could also increase the investment in high-rated corporate bonds, aiming at high accrual income.
Dynamic Bond Funds invest majorly in bonds (government, municipal, corporate, convertible) and other debt instruments, such as mortgage-backed securities (MBS).
Since Dynamic Bond Funds are medium-level-risk funds, new investors should invest in them only if their risk appetite matches.
Dynamic Bond Funds are moderately risky. So if you decide to invest in one, make sure that you are aware of the risk-reward ratio.
Types of Debt Funds
Funds Based On Duration
Funds Based On Portfolio Allocation
Other asset class funds
Equity Fund
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
Know More
Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
Hybrid Funds
Get a mix of equity, debt and other asset classes for a diversified portfolio
Know More
Index Fund
Passively-managed mutual funds tracking a particular index
Know More
ETF Funds
Invest in funds listed and traded on the stock exchange