Download the ABCD app
Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App !
Visit Our ABCD Page
PLAY STORE
APPSTORE
1800 270 7000
Download
Popular Searches
Trending Plans
Health Insurance
Housing Finance
Life Insurance
Mutual Funds
Personal Insurance
SME Finance
Stock & Securities
Home LoanFind customised home loan solutions for your unique needs
Balance TransferFind a better interest rate for your existing home loan
Top up Home LoanGet a loan on your existing home loan to meet your needs
Loan Against PropertyTurn your assets into a financial ally
Personal LoanMeet all your dreams and needs with a collateral-free Personal Loan
Flexi LoanMake loan repayment flexible and hassle-free with Flexi Loans
Instant Personal LoanGet quick funds with Aditya Birla Capital Instant Personal Loan
Long Term Personal LoanEnjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Personal Loan EligibilityCheck your Aditya Birla Capital Personal Loan eligibility
Personal Loan Interest RatesEnjoy low personal loan interest rates for affordable repayments
Personal Loan Eligibility Calculator
Are you eligible for a Personal Loan? Find out now!
Calculate Now
Secured Business LoanBoost your business with competitive rates & flexible terms
Line Of CreditGet anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand LoanStrengthen your business cash flow with quick access to funds & flexible repayment options
Supply chain financing Solution - Invoice DiscountingImprove your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business LoanFuel your business with fast approval & flexible terms
Construction FinanceOur solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property PurchaseTurn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental DiscountingSupporting real estate businesses in project completion
Business Loan EMI Calculator
Mauris Porta Arcu Id Tortor Pulvinar Cursus. Mattis, Diam Id.
CALCULATE NOWLoan Against SharesLeverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual FundsUnlock the value of your investments while keeping your assets intact
Loan Against Life insurance PolicyGet loans for all your business needs at attractive rates
IPO financingSeize investment opportunities with IPO Financing to help you invest with ease.
Promoter FundingEmpower your business growth with financial solutions to support expansion & ownership
Project FinanceTurn your ideas into reality with flexible funding to support your vision from start to finish
Structured FinanceUnlock customized financial solutions designed to meet the unique needs of complex business projects
Working Capital Demand LoanKeep your business running smoothly with quick access to funds for day-to-day operations
Term LoanAchieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt FundsDiversify your portfolio and reduce risk with Debt Funds
Equity FundsInvest smartly in Equity Funds to aim for higher returns
Hybrid FundsDiversify your portfolio and reduce your risk with a mix of equity and debt
Retirement FundsGoal-oriented fund with a lock-in period to create a corpus for retirement
Children’s FundsSecure your child’s financial future with solutions-oriented children’s funds
Exchange Traded FundsUnlock a smart, hassle-free way to invest in various assets
Fund Of FundsChoose the smart way to diversify risks and grow investments
Index FundsFollow the benchmark of smart investors to grow your wealth
Mutual Fund Lumpsum Calculator
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Equity TradingInvest or trade in equity for attractive returns and long-term capital growth
Margin Trading FacilityGet up to 5X leverage on leading stocks & increase your trading power
BondsGive your portfolio stability with attractive returns
Open A Demat AccountOPEN DEMAT ACCOUNT
Start trading in equities and other securities. Grow your wealth with our Demat account.
Attractive returns
Term InsuranceBring security and peace to life’s unpredictability
Retirement PlansGet a guaranteed regular pension plus lump sum on plan maturity
Savings PlansGet a guaranteed regular pension plus lump sum on plan maturity
ULIP PlansGet the benefits of insurance & wealth creation in one convenient plan
Human Life Value Calculator
Find out how much life insurance you need with our Human Life calculator
Calculate Now
Eye InsuranceProtect your vision with comprehensive eye insurance.
Dental InsuranceProtect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash InsuranceGet financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition InsuranceGet the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident InsuranceSecure your future with our affordable personal accident insurance plans.
Tele OPD ConsultationsAccess convenient teleconsultation and video doctor consultations for your health needs.
Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1,482
No. of Employees
59,000
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionABCL
Corporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rates & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Archival Policy
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & SecuritiesABCD of MoneyView All
Read about MoneyMoney management made easy
Read about TaxUnderstanding direct and indirect taxes
Read about Retirement PlanKnow how to plan retirement well
Read about InsuranceInsurance and it's aspects for laymen
Read about InvestingInvestments and their jargon - simplified
Read about Loans and FinancingKnow all about loans and their management
ABCD of CalculatorsView All
Personal Loan EMI CalculatorEstimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility CalculatorCalculate the expected EMI of your loan for easier repayments
BMI CalculatorIt measure your leanness or obesity basis your height and the weight.
Income Tax CalculatorCalculate the tax payable by you based on your income
SIP CalculatorEstimate the returns you can earn with your SIP investments
SWP CalculatorCalculate the Life Insurance cover you need to secure your family’s future
Eligibility CalculatorCheck your credit score and get tips on how to improve it
EMI CalculatorHealthy living made easy with ABCD’s Digital Health Evaluation
Application FormsBring your assets and liabilities under one platform
BrochureManage your money effectively with Spend Track.
FAQsManage your money effectively with Spend Track.
Financial ReportsManage your money effectively with Spend Track.
SME & Business Finance FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Loan Against Property FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Loan Against Securities FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Risk Factors & FAQsCheck your credit score and get tips on how to improve it
Account StatementHealthy living made easy with ABCD’s Digital Health Evaluation
Financial ReportsBring your assets and liabilities under one platform
FormsManage your money effectively with Spend Track.
BrochuresManage your money effectively with Spend Track.
Grievance FormManage your money effectively with Spend Track.
Liquid Mutual Funds
- Average returns - Dynamic
- Number of funds - (Static)
What is a
Liquid Mutual Funds?
A liquid mutual fund is a debt-oriented fund which invests in securities that have a maturity period of up to 91 days. They are short-term investment avenues that offer stable investment returns.
Advantages of Liquid Mutual Funds
Low risks
Being debt-oriented, liquid funds have low volatility risks and offer stable returns on your investment.
Emergency planning
With instant redemptions, liquid funds can be a good avenue to save for emergencies.
Cost-effective
With instant redemptions, liquid funds can be a good avenue to save for emergencies.
Explore liquid mutual funds
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Liquid funds returns calculator
Check out the expected returns on your liquid fund investments. Use the Aditya Birla Sun Life Mutual Fund (ABSLMF) calculator for quick calculations.
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
ABCD - One app to build a diversified investment portfolio
Invest in mutual funds online with the ABCD app and build your portfolio one click at a time.
-
A choice of different types of mutual fund schemes -
Online investments with a fully integrated digital platform
-
Facility to switch, redeem and invest more from a single platform
PLAY STORE
APP STORE
Scan the QR code to download our Mobile App
Understanding Liquid Mutual Funds
Table of Contents
What are liquid mutual funds?
-
Liquid mutual funds are open-ended debt funds which invest their portfolio in money market instruments or securities with a maturity of up to 91 days. Liquid funds are short-term investment avenues which offer quick redemptions.
What are the features of liquid mutual funds?
-
Park your surplus funds for a short tenure and earn good returns
-
Low interest rate risk since the maturity of the underlying portfolio is short-term
-
There’s no capping on the maximum investment amount
-
Returns from liquid funds range in the 6% to 8% limit
-
No exit load is charged if redeemed after 7 days of investment
Things to keep in mind when investing in liquid mutual funds?
• Liquid funds are not completely risk-free. There’s some element of credit risk
• Redemptions within the first 6 days would attract an exit load
• Check the expense ratio of liquid schemes. Though the ratio is low, choose a fund which has the lowest ratio for maximum investment
• Compare liquid funds on their returns too. A fund with the highest return is better
What should be the investment horizon for liquid mutual funds?
Liquid funds invest in securities with a short maturity period
Hence, they are suitable for short-term investments
If you want to park your surplus funds for a week or more, you can choose liquid mutual funds
You can invest your emergency corpus in liquid funds and stay invested for as long as you want
What is the tax implication of liquid mutual funds?
Returns earned are taxed at your income tax slab rates
Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
-
Dividend option
Earn dividends on your investment at regular intervals
-
Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
Portfolio Track
Consolidate with Portfolio Track
-
Consolidate assets, liabilities
-
Track portfolio at fingertips
Credit Track
Easily check credit score with Credit Track
-
Decide wisely with credit stimulator
-
Get personalised loan offers
FAQs On Liquid Mutual Funds
The returns from liquid funds are comparable to those from short-term fixed deposits. Liquid funds also offer benefits such as no lock-in period and no exit load after 7 days. So, liquid funds are better if you want liquidity and better returns. However, the returns from liquid funds are not guaranteed, while fixed deposits offer assured returns.
Online investment in liquid funds is safe if you choose a reputed platform, like ABCD, to invest.
No. Liquid funds are better known as short-term investment options, especially if you want to park your surplus funds for a short time before they come to use or are invested elsewhere for the long term. For long-term investments, you can choose long-term debt funds and benefit from higher returns.
Yes, liquid funds are a good option for parking emergency funds because of their high liquidity and relatively higher return potential than savings accounts and fixed deposits
Liquid funds invest majorly in short-term debt instruments, while debt funds invest in various debt securities across time horizons.
Types of Debt Mutual Funds
Funds Based On Duration
Funds Based On Portfolio Allocation
Other asset class funds
Equity Fund
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
Know More
Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
Hybrid Funds
Get a mix of equity, debt and other asset classes for a diversified portfolio
Know More
Index Fund
Passively-managed mutual funds tracking a particular index
Know More
ETF Funds
Invest in funds listed and traded on the stock exchange