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Aditya Birla Capital LimitedAditya Birla Capital Limited (“ABCL”) is a listed systemically important nondeposit taking Non-Banking Financial Company (NBFC) and the holding
company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans,
Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 68,400 employees, the businesses of ABCL have a nationwide reach with over 1,740 branches and more than 200,000 agents/channel partners along with several bank partners.
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INR 2 Lakh CrABCL
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Advantages of Ultra Short Duration Funds
Low risks
Being debt-oriented, ultra short duration funds have low volatility risks and offer stable returns on your investment.
Short-term investment
Ultra short duration funds are suitable for short-term investments if you want to redeem within 3 to 6 months.
Stable returns
Ultra short duration funds have the potential to offer stable returns comparable to a fixed deposit scheme.
Cost-effective investment
Ultra-short duration funds usually come with a low total expense ratio - an affordable option for short-term investors.
Explore Ultra Short Duration Funds
Most Popular
AUM: 23427(Cr)
Risk: Very High
- MIN. INVESTMENT 500
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹10000
- Get (30 Yrs) ₹24,850*
*Projections/estimations is backtested using historical data.
Most Popular
- AUM: 23427(Cr)
- Risk: High
- MIN. INVESTMENT 1000
- 5 YRS RETURNS 33.32%
- Invest (Per Month) ₹15000
- Get (30 Yrs) ₹34,850*
*Projections/estimations is backtested using historical data.
Ultra Short Duration Funds Returns Calculator
REGULAR INVESTMENT
SIP
Invest systematically in regular amounts and build a corpus with a disciplined investing habit.
START SIPONE TIME INVESTMENT
Lump sum
Invest once with the facility of lump sum investing and save at your will. Time the market correctly and earn good returns.
INVEST LUMPSUMTotal Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
Total Amount Invested
₹ 0
after 30 years you will get a return of
₹ 0
Disclaimer: Projections/estimations is backtested using historical data.
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Understanding Ultra Short Duration Funds
Table of Contents
What are ultra short duration funds?What are the features of ultra short duration mutual funds?Things to keep in mind when investing in ultra short duration fundsWhat should be the investment horizon for ultra short duration funds?What is the tax implication of ultra short duration funds?What are the payout options?
What are ultra short duration funds?
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A type of debt mutual fund , ultra short duration funds are those that invest in debt securities in such a manner that the Macaulay portfolio duration lies between 3 and 6 months. Ultra short duration funds offer stable returns on investment.
What are the features of ultra short duration mutual funds?
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Park your funds for a short tenure and earn good return
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Low interest rate risk since the maturity of the underlying portfolio is short-term
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There’s no capping on the maximum investment amount
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Returns from these funds range in the 6% to 8% limit
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The funds invest in securities carrying a high credit rating
Things to keep in mind when investing in ultra short duration funds
Ultra short duration funds are not completely risk-free. There’s some element of credit risk
Check the expense ratio of such schemes. Though the ratio is low, choose a fund which has the lowest ratio for maximum investment
Compare ultra short duration funds on their returns too. A fund with the highest return is better
If your investment horizon is less than 3 months, you can explore liquid funds rather than ultra short duration funds.
What should be the investment horizon for Ultra Short Duration Funds?
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Ultra short duration funds invest in securities with a short maturity period
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Hence, they are suitable for short-term investments
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If you want to park your surplus funds for 3 months to 6 months, you can choose ultra short duration funds
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Since there’s no restriction on redemptions, you can invest your emergency corpus in these funds and let the corpus grow
What is the tax implication of ultra short duration funds?
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Returns earned are taxed at your income tax slab rates
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Dividends earned, if any, are taxed at your income tax slab rate
What are the payout options?
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Dividend option
Earn dividends on your investment at regular intervals
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Growth option
Accumulate the returns over the investment tenure and get a lump sum amount on redemption
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Other asset class funds
Equity Fund
Give your savings the growth they deserve. Invest in Equity Funds and unlock the potential of long-term growth
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Fund of Funds
Mutual funds that invest in other mutual funds both in India and globally
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Index Fund
Passively-managed mutual funds tracking a particular index
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ETF Funds
Invest in funds listed and traded on the stock exchange
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