1800 270 7000
- Housing Loan
- Personal Finance
- SME & Business Finance
- Gold Loan
- Loan Against Property
- Loan Against Securities
- Corporate Finance
Home Loan
Find customised home loan solutions for your unique needs
Balance Transfer
Find a better interest rate for your existing home loan
Top up Home Loan
Get a loan on your existing home loan to meet your needs
Loan Against Property
Turn your assets into a financial ally
Personal Loan
Meet all your dreams and needs with a collateral-free Personal Loan
Flexi Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
CALCULATE NOW
Secured Business Loan
Boost your business growth with competitive rates and flexible terms backed by your assets
Line of Credit
Get anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand Loan
Strengthen your business cash flow with quick access to funds & flexible repayment options
Supply Chain Financing Solutions - Invoice Discounting
Improve your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business Loan
Fuel your business expansion with fast approval and flexible terms without the need for collateral.
Constrcution Finance
Our solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property Purchase
Turn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental Discounting
Unlock the value of your property offering quick access to funds by leveraging your rental income.
Loan Against Shares
Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual Funds
Unlock the value of your investments while keeping your assets intact
Loan Against Life Insurance Policy
Get loans for all your business needs at attractive rates
IPO Financing
Seize investment opportunities with IPO Financing to help you invest with ease.
Promoter Funding
Empower your business growth with financial solutions to support expansion & ownership
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Working Capital Demand Loan
Keep your business running smoothly with quick access to funds for day-to-day operations
Term Loan
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt Funds
Diversify your portfolio and reduce risk with Debt Funds
Equity Funds
Invest smartly in Equity Funds to aim for higher returns
Hybrid Funds
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Retirement Funds
Secure your child’s financial future with solutions-oriented children’s funds
Children’s Funds
Unlock a smart, hassle-free way to invest in various assets
Exchange Traded Funds
Fund Of Funds
Choose the smart way to diversify risks and grow investments
Index Funds
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Term Insurance
Bring security and peace to life’s unpredictability
Retirement Plan
Get a guaranteed regular pension plus a lump sum on plan maturity
Savings Plan
Get a guaranteed regular pension plus lump sum on plan maturity
ULIP Plans
Get a guaranteed regular pension plus lump sum on plan maturity
Find out how much life insurance you need with our Human Life calculator
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Eye Insurance
Protect your vision with comprehensive eye insurance.
Dental Insurance
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash Insurance
Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident Insurance
Secure your future with our affordable personal accident insurance plans.
Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1482
No. of Employees
33,500+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rate & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Fraud Awareness
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Deep Pal Singh
Chief Risk Officer
Deep Pal Singh has been the Chief Risk Officer (CRO) at Aditya Birla Finance Limited since December 2021. He has 25 years of experience in the financial services industry across India and Africa – having worked across large Multinational Banks, Financial Conglomerates, and Non-Banking Financial Institutions.
He joined ABFL from Standard Chartered Bank, where he spent 22 years – starting with Credit Card and then moving to Consumer, Private, and Business Banking (CPBB) with roles across Risk and Business. In his last role, he was the Managing Director and Head of CPBB for Southern Africa (2018-2021), covering Zambia, Botswana, South Africa, and Zimbabwe. He was instrumental in launching a Digital Bank in three markets in Southern Africa (Zambia, Botswana, and Zimbabwe) and in digitizing the entire client on-boarding journey.
Deep is a management graduate with Advanced Management Certification from INSEAD, Asia Campus (Singapore) & Said Business School, Oxford University.
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