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CALCULATE NOWBoost your business growth with competitive rates and flexible terms backed by your assets
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Retirement Funds
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Calculate NowBring security and peace to life’s unpredictability
Get a guaranteed regular pension plus a lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
Get a guaranteed regular pension plus lump sum on plan maturity
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Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1482No. of Employees
33,500+Agents/Channel Partners
2,00,000+Aggregate Assets
INR 3,550 BillionActive Customer Base
39 MillionConsolidated Lending Book
INR 699 BillionCorporate Governance Policies
Financial and Debt-Related Policies
Business and Partnership Policies
Chief Executive Officer
Vishakha Mulye is the Chief Executive Officer at Aditya Birla Capital Limited (“ABCL”), the holding company of the financial services arm of Aditya Birla Group. She is a director on the board of Aditya Birla Management Corporation Private Limited (“ABMCPL”), the apex corporate body of Aditya Birla Group that provides strategic direction and vision to group companies.
Taking charge in 2022, Vishakha has been instrumental in scripting the transformational journey of Aditya Birla Capital. By leveraging data, digital and technology, she has reimagined its business model to drive accelerated growth momentum and improved profitability across businesses, thus further strengthening its leadership position in the market.
A strong proponent of digital-first and customer-first value proposition, Vishakha has been bolstering the company’s digital capabilities and leveraging the group ecosystem to provide simplified financial solutions to customers in a frictionless manner. Under her mentorship, ABCL developed the omni-channel D2C platform and launched its user-friendly, intuitive mobile app - ‘ABCD’ to offer customers comprehensive financial products and services including Loans, Investments, Insurance, and Payments through a unified digital-first solution. ABCL launched its all-inclusive digital B2B lending platform ‘Udyog Plus’ to provide seamless lending and value-added services to the MSME ecosystem. In line with its strategic priorities, Vishakha and her leadership team has also led successful fundraising from marquee investors towards supporting the future growth prospects of ABCL’s businesses.
Vishakha is on the board of ABCL’s operating companies including, Aditya Birla Finance Limited, Aditya Birla Housing Finance Limited, Aditya Birla Sun Life AMC Limited, Aditya Birla Sun Life Insurance Company Limited and Aditya Birla Health Insurance Co. Limited. She is also a director on the board of Aditya Birla Capital Foundation and is an independent director on the board of NPCI International Payments Limited. Vishakha is a member of Aspen Institute's 'India Leadership Initiative’ and served as the Deputy Co-Chair of CII’s National Forum on NBFC & HFCs 2023-24.
Prior to joining Aditya Birla Group, Vishakha held a range of leadership positions and led significant strategic transformations, as a part of the ICICI Group. As the Executive Director on the Board of ICICI Bank, she helmed their domestic and international Wholesale Banking, Proprietary Trading, Markets and Transaction Banking services. She was also the MD and CEO at ICICI Venture Funds Management Company Limited and served as the Group CFO at ICICI Bank. Amongst her numerous achievements, Vishakha played a pivotal role in driving the merger of ICICI and ICICI Bank, which led to the formation of the second largest private sector bank in India. During her long career span, Vishakha also led ICICI Bank's structured finance business, served on the Board of ICICI Lombard General Insurance Company Limited, and chaired the Board of ICICI Bank, Canada.
A chartered accountant and a career banker with over 3 decades of track record in leading large-scale, long-term profitable businesses, Vishakha has been lauded with several prestigious honours for her valuable contribution to the world of business and finance including: