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About Us

Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.

Nationwide Branches

1,482

No. of Employees

59,000

Agents/Channel Partners

2,00,000+

Aggregate Assets

INR 3,550 Billion

Active Customer Base

39 Million

Consolidated Lending Book

INR 699 Billion

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Loans

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Complete Money Solutions

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Home Loan

Find customised home loan solutions for your unique needs

Balance Transfer

Find a better interest rate for your existing home loan

Top up Home Loan

Get a loan on your existing home loan to meet your needs

Loan Against Property

Turn your assets into a financial ally

Credit Track

Discover your financial fitness - check your credit score

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Home Loan EMI Calculator

Get an estimate of your Home Loan EMI now

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Mortgage Calculator

Calculate your Loan amount for your Current property

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Home Loan Eligibility Calculator

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Our Vision and Values

"To be a leader and role model in a broad-based and integrated financial services business."

The 4 pillars of our vision that will help us achieve it are:

To be a leader – we are committed to being a leader in all facets of our businesses, rather than being just another participant in this race.

To be a role model – we will not become leaders by cutting corners or making compromises. Whatever we do, we will strive to be the best in class. And if we are the best, then our customer will have no reason to go elsewhere – therefore our leadership is assured, on pure merit.

To be a broad-based player – we are committed to meeting all the felt and unfelt needs of our target customer. And thereby, we can retain him or her across their needs and life-stages.

We aim to be an integrated player –we believe that this approach gives us a competitive edge through sharing of best practices, deriving cross – business synergies & providing talent pool with world of opportunity to grow.

Our customers place a lot of trust when they choose us as a partner for fulfillment of their dreams - be it buying a dream home or investing their hard earned money in mutual funds or for meeting their retirement or child's education or protection needs or taking a business loan for expansion. At Aditya Birla Capital, our endeavor is to become a preferred financial services brand of choice for all our customers’ needs across their life cycle - a brand that customers will not only just trust but also happily endorse. Keeping this customer insight in mind, we have created a unique strategy & structure to present our spectrum of businesses and offerings under one virtual brand. From a customer perspective, this offers simplicity & convenience. For our employees, we offer a world of growth opportunities across all our financial services offerings. And to our shareholders, this gives the reassurance that we will attract and retain our customers, cost effectively, across their life-cycle needs.