1800 270 7000
- Housing Loan
- Personal Finance
- SME & Business Finance
- Gold Loan
- Loan Against Property
- Loan Against Securities
- Corporate Finance
Home Loan
Find customised home loan solutions for your unique needs
Balance Transfer
Find a better interest rate for your existing home loan
Top up Home Loan
Get a loan on your existing home loan to meet your needs
Loan Against Property
Turn your assets into a financial ally
Personal Loan
Meet all your dreams and needs with a collateral-free Personal Loan
Flexi Loan
Make loan repayment flexible and hassle-free with Flexi Loans
Get quick funds with Aditya Birla Capital Instant Personal Loan
Enjoy affordable repayments and a flexible tenure with Aditya Birla Capital
Check your Aditya Birla Capital Personal Loan eligibility
Enjoy low personal loan interest rates for affordable repayments
Are you eligible for a Personal Loan? Find out now!
CALCULATE NOW
Secured Business Loan
Boost your business growth with competitive rates and flexible terms backed by your assets
Line of Credit
Get anytime funds, quick approval, & ongoing support with Line of Credit
Working Capital Demand Loan
Strengthen your business cash flow with quick access to funds & flexible repayment options
Supply Chain Financing Solutions - Invoice Discounting
Improve your cash flow & gain quick access to funds by discounting your invoices
Unsecured Business Loan
Fuel your business expansion with fast approval and flexible terms without the need for collateral.
Constrcution Finance
Our solutions with Flexible funding, project requirements to drive construction forward.
Commercial Property Purchase
Turn your property vision into reality with flexible terms and competitive interest rates.
Lease Rental Discounting
Unlock the value of your property offering quick access to funds by leveraging your rental income.
Loan Against Shares
Leverage your investments with Loan Against Shares, while retaining ownership of your assets
Loan Against Mutual Funds
Unlock the value of your investments while keeping your assets intact
Loan Against Life Insurance Policy
Get loans for all your business needs at attractive rates
IPO Financing
Seize investment opportunities with IPO Financing to help you invest with ease.
Promoter Funding
Empower your business growth with financial solutions to support expansion & ownership
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Project Finance
Turn your ideas into reality with flexible funding to support your vision from start to finish
Working Capital Demand Loan
Keep your business running smoothly with quick access to funds for day-to-day operations
Term Loan
Achieve your business goals with flexible repayment options & competitive rates for long-term growth
Debt Funds
Diversify your portfolio and reduce risk with Debt Funds
Equity Funds
Invest smartly in Equity Funds to aim for higher returns
Hybrid Funds
Diversify your portfolio and reduce your risk with a mix of equity and debt
Goal-oriented fund with a lock-in period to create a corpus for retirement
Retirement Funds
Secure your child’s financial future with solutions-oriented children’s funds
Children’s Funds
Unlock a smart, hassle-free way to invest in various assets
Exchange Traded Funds
Fund Of Funds
Choose the smart way to diversify risks and grow investments
Index Funds
Follow the benchmark of smart investors to grow your wealth
Calculate wealth creation through lumpsum investment in Mutual Funds
Calculate Now
Term Insurance
Bring security and peace to life’s unpredictability
Retirement Plan
Get a guaranteed regular pension plus a lump sum on plan maturity
Savings Plan
Get a guaranteed regular pension plus lump sum on plan maturity
ULIP Plans
Get a guaranteed regular pension plus lump sum on plan maturity
Find out how much life insurance you need with our Human Life calculator
CALCULATE NOW
Eye Insurance
Protect your vision with comprehensive eye insurance.
Dental Insurance
Protect your smile with comprehensive dental insurance and coverage plans tailored for you.
Hospicash Insurance
Get financial support with our hospital cash insurance for unexpected medical expenses.
Mental Health & Nutrition Insurance
Get the best mental health insurance online with ABCD Aditya Birla Capital today!
Personal Accident Insurance
Secure your future with our affordable personal accident insurance plans.
Aditya Birla Capital Limited
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. Through its subsidiaries/JVs, ABCL provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 59,000 employees, the businesses of ABCL have a nationwide reach with over 1,482 branches and more than 200,000 agents/channel partners along with several bank partners.
Nationwide Branches
1482
No. of Employees
33,500+
Agents/Channel Partners
2,00,000+
Aggregate Assets
INR 3,550 Billion
Active Customer Base
39 Million
Consolidated Lending Book
INR 699 BillionCorporate Governance Policies
- Policy for appointment of Statutory Auditors
- ABCL NRC Policy
- Corporate Social Responsibility
- Fair Practices Code
- Internal Guidelines on Corporate Governance
- Familiarization Programme for Independent Directors
- Disclaimers
- Ombudsman
- Privacy Policy
- Trademark Policy
- Vigil Mechanism / Whistle Blower Policy
- Regulatory Disclosure
Financial and Debt-Related Policies
Business and Partnership Policies
- Press Releases
- Our Digital Lending Platform Partners
- ABCL Collection and Recovery Agency List
- ABFL Terminated Collection and Recovery Agency List
- Importance of Following Repayment Schedule
- Scheme of Amalgamation
- SEBI Disclosures
- Interest Rate & Service Charges
- Discontinued Service provider list
- Terms & Conditions
- Fraud Awareness
- Fraud Awareness
- My Track
- ABCD Of Money
- ABCD Of Calculators
- Personal Finance
- SME and Business Finance
- Loan Against Property
- Loan Against Securities
- Corporate Finance
Read about Money
Money management made easy
Read about Tax
Understanding direct and indirect taxes
Read about Retirement Plan
Know how to plan retirement well
Read about Insurance
Insurance and it's aspects for laymen
Read about Investing
Investments and their jargon - simplified
Read about Loans and Financing
Know all about loans and their management
Personal Loan EMI Calculator
Estimate your monthly loan repayments with Personal Loan EMI Calculator
Home Loan Eligibility Calculator
Calculate the expected EMI of your loan for easier repayments
BMI Calculator
It measure your leanness or obesity basis your height and the weight.
Income Tax Calculator
Calculate the tax payable by you based on your income
SIP Calculator
Estimate the returns you can earn with your SIP investments
SWP Calculator
Calculate the Life Insurance cover you need to secure your family’s future
Eligibility Calculator
Check your credit score and get tips on how to improve it
EMI Calculator
Healthy living made easy with ABCD’s Digital Health Evaluation
Application Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
FAQs
Manage your money effectively with Spend Track.
Financial Reports
Manage your money effectively with Spend Track.
SME & Business Finance FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Loan Against Property FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Loan Against Securities FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Risk Factors & FAQs
Check your credit score and get tips on how to improve it
Account Statement
Healthy living made easy with ABCD’s Digital Health Evaluation
Financial Reports
Manage your money effectively with Spend Track.
Forms
Bring your assets and liabilities under one platform
Brochure
Manage your money effectively with Spend Track.
Grievance Form
Manage your money effectively with Spend Track.
Life Insurance
Health Insurance
Mutual Fund
Home Finance
Personal Finance
Stocks & Securities
Aditya Birla Finance Limited, has curated a wide range of co-branded credit cards, catering to both individual consumers and business owners. Whether you are seeking a card that offers enticing lifestyle benefits and rewards or you require a credit line to support your daily business operations, we have the ideal card solution to meet all your needs.
Network Partners :
.webp?extension=webp){kind=link}
.webp?extension=webp){kind=link}
Presenting the ABC Flex Credit Card!
A lifetime free and customizable credit card. Choose where you spend and earn accelerated rewards and milestone cashbacks on the categories of your choice.
Available on Visa and RuPay Network
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Get the freedom to customize your card:
Live life unlimited with:
Fees and Charges
Zero Fees, Maximum Benefits with:
For more details on fees and charges, please refer to the Key Fact Statement
Customizable Features
Embrace the world of flexible choices with ABC Flex Credit Card
To check customizable feature, click here
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions about the ABC Flex, click here
For Frequently asked question click here
To track your application click here
Presenting the ABC Nxt Credit Card!
A lifetime free and customizable credit card. Move NEXT to better rewards, customized cashbacks, and other lifestyle benefits with ABC Nxt Credit Card.
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Get the freedom to customize your card:
Live life unlimited with:
Fees and Charges
Zero Fees, Maximum Benefits with:
For more details on fees and charges, please refer to the Key Fact Statement
Customizable Features
Embrace the world of flexible choices with ABC Flex Credit Card
To check customizable feature, click here
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions, click here
Frequently asked question click here
To track your application click here
Presenting the ABC Pro Credit Card!
Welcome to a privileged life with more rewards, lifestyle, and travel benefits with ABC Pro Credit Card.
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Live life unlimited with:
Fees and Charges
Minimal Fees, Maximum Benefits with:
Joining Fee reversal if ₹ 15,000 spent within 30 days of card setup
Annual Fee reversal if ₹ 1.5 lakhs spent in an anniversary year
*nil for select corporates
For more details on fees and charges, please refer to the Key Fact Statement
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions, click here
Frequently asked question click here
To track your application click here
Presenting the ABC Biz Credit Card!
Simplify your cashflow with ABC Biz Credit Card
An ideal credit line solution to your day to day business needs and operations.
Rewards and Milestones
Earn accelerated reward points on each transaction:
1X = 1 Reward Point per ₹ 200 spends. 1 Reward Point = ₹ 0.20
Reward Points not earned when spends done in the following categories: Fuel, Jewellery, Insurance and Rent.
Features and Benefits
Live life unlimited with:
Fees and Charges
Minimal Fees, Maximum Benefits with:
Monthly Fee reversal on spends of ₹ 10,000 in every statement cycle
For more details on fees and charges, please refer to the Key Fact Statement
Make your everyday exciting with these offer - click here to know more
To refer to the terms and conditions about the ABC Biz, click here
For Frequently asked question click here
To track your application click here
AU Credit Cards FAQ's
Aditya Birla, in partnership with AU Small Finance Bank, is offering 4 co-branded credit card variants for its customers – ABC Flex Credit Card, ABC Nxt Credit Card, ABC Pro Credit Card & ABC Biz Credit Card.
Apply for credit card through the link available on our website or download the Aditya Birla Finance app from Play Store or App Store and proceed to apply for Aditya Birla Co-branded Credit Cards. The entire process is a simple 4 step digital journey and takes less than 10 minutes.
ABC Credit Card is a Co-branded credit card issued in partnership with one of our banking / financial institution partners AU Small Finance Bank.
Yes, the Aditya Birla Co-branded Credit Card is a contactless card. It means you can tap your card at a terminal to pay for transactions up to ₹5,000 without having to input the PIN. Currently this limit is applicable only in India and on those terminals, which accept contactless payments.
In addition to your plastic Aditya Birla Co-branded Credit Card, there is a virtual rendition of the same card available for you in the Aditya Birla Finance app. This card is also a VISA/RuPay powered credit card so you can use it for any online or app-based transactions or purchases. The security parameters are set as per industry standards
We completely understand that sometimes we lose things, so if you feel your card is misplaced, you can block it from the Aditya Birla Finance app. Please call the AU Bank Customer Care at 180012001500 and place a request. Card Replacement charges of ₹100/- + taxes are applicable.
ABC Flex Credit Card and ABC Nxt Credit Card are lifetime free. However, you may choose features at a nominal fee to earn rewards, cashback & other varied benefits on your card.
ABC Pro Credit Card has an annual fee of ₹999/- + taxes, which can be reversed, if you spend at least
₹1,50,000/- for that year.
ABC Biz Credit Card has a monthly fee of ₹49/- + taxes, which can be reversed, if you spend at least
₹10,000/- for that statement cycle.
Applicant should be
- Primary cardholder between the age of 21 years and 60 years
- Add-on cardholder should be over 18 years
- Resident Indian
These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.
All customers can customise features on their credit cards by opting for specially curated byte sized products. Except in case of onboarding, all the features are valid for 90 days effective from the day they are activated. Each feature, however, will be designated as auto renewal and will be renewed after 90 days. Customers can disable auto renewal of any feature that has already been selected by visiting the Aditya Birla Capital App. Once disabled, feature would not be renewed post 90 days of existing feature duration. Please note that these features can be availed on the ABC Flex Credit Card & ABC Nxt Credit Card only.
Manage your card using Aditya Birla Finance app for Pin generation, Transaction controls, Blocking of card, etc..
Your application once submitted will be approved within 7 to 10 working days, subject to policy checks. Generally, the physical card shall be delivered at your delivery address given at the time of application within 3 working days of application approval.
To track your Aditya Birla Co-branded Credit Card application and Card delivery, login to Credit Card application portal (OTP authentication based) >> Track my application, to check the status of your Aditya Birla Co-branded Credit Card.
Your Aditya Birla Co-branded Credit Card will be delivered to your card delivery address given during your application.
You can always resume the journey from where you left off by providing your Mobile number.
You can approach us in any of the following ways:
- Call us at our Customer Care number: +918045858057 and +918069170708
- Write to us at: abc.cards@adityabirlacapital.com
For any queries on the card, - Call the AU Bank Customer Care number: 180012001500
- Write to us at: creditcard.support@aubank.in