Aditya Birla Health Insurance Co. Limited

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Aditya Birla Health Insurance Co. Limited

We are here to guide you through the Covid-19 vaccination process initiated by the Government of India.

Currently, the application CO-WIN is open for Citizens above 45 yrs of age.

Citizens can register themselves in two ways -

1. Visit http://www.cowin.gov.in

2. Download the Aarogya Setu app

Registration Opens from 1 March (Everyday 9am - 3pm).

Download

Essential Download's

1. Click to download the list of vaccination centres with pre-booked slots for Aditya Birla Health Insurance customers.

2. Click to download the list of hospitals with the best rates for Aditya Birla Health Insurance customers for Covid-19 treatments.

Here are some important things to help you

In this fight against Coronavirus, we are there for you. Your existing cover with Aditya Birla Health Insurance will take care of hospitalisation expenses due to Corona Virus.

Important Note
The General Insurance Council (GIC) has laid guidelines and recommended standardized rates for Covid-19 treatments for different hospitals. These guidelines and rates will be used as reference points while processing claims.
Click here to download the GIC recommended guidelines and rates.

Some precautions to consider

Symptoms you should not overlook. Incase you are experiencing any of these, please reach out to the testing centres in your area:

Have queries about Aditya Birla Health Insurance claim related to Covid-19 pandemic

Is coronavirus disease covered ?

This disease is covered for hospitalization as per the criteria defined in the Policy wordings , Provided valid documents have been submitted during the claim (Products covered- Activ Assure Diamond, Activ Care, Activ Health Platinum, Group Activ Health, Super Health Top-up).

Does it have any waiting period?

Except for initial 30 days of waiting period from the date of issuance of policy . The disease does not have any specific waiting period.This waiting period does not apply for any Insured Person that is accepted under Portability and for subsequent and continuous Renewals of the Policy with Us.

Can cashless treatment be availed for this disease?

Customer can avail cashless facility in all our network hospital. Customer can also file reimbursement however treatment should not be taken from blacklisted hospital. The list of black listed hospital is available on our website.

Will I get paid for any testing done to identify if I have coronavirus symptom? (Website & Contact Centre FAQ)

No, any Standalone Diagnostic Expenses towards Testing for Corona Virus Symptoms on OPD basis will not be payable.

I purchased a policy in India however got treated for Coronavirus abroad while travelling, Can I file for reimbursement claim? (Website & Contact Centre FAQ)

ABHI will be processing the claim for hospitalisation within Indian Geography only. if someone is admitted while travelling (in any other country) same is not payable

Can health assessment or Annual health check-up provided by ABHI help me identify if I have coronavirus symptom? (Website & Contact Centre FAQ)

No. HA & AHC check up provided by ABHI under policy framework does not cover diagnostic tests for Covid 19.

Any loss of life due to Corona Virus will be covered in my Policy?

No, this is a health insurance policy and it will only cover expenses during hospitalisation.

Have a doubt in your mind? You can ask

What is COVID-19?

COVID-19 is the infectious disease caused by the most recently discovered Coronavirus, which includes SARS, MERS and the family of viruses often responsible for the common cold.

What if I've contracted COVID-19?

The first step is to contact your health care provider if you've met someone who may have been exposed. Telemedicine is the first option.

What are the common signs and symptoms?

The most common symptoms of COVID-19 are fever, tiredness, and dry cough. These symptoms are usually mild and begin gradually. People with fever, cough, and breathing difficulties should seek immediate medical attention.

Is there any other way to keep a distance from this pandemic virus?

Here are some effective ways to prevent the spread of viral infection.

How to reach out to us in case of Coronavirus related claims or any other assistance?

WhatsApp number +91 8828800035

Access our website's self-service section here

Toll-Free Customer Care: 1800-270-7000

Download our app 'Activ Health' from App Store or Google Play

In case of emergency cashless claims, write to care.healthinsurance@adityabirlacapital.com

Have a question in mind regarding your policy?

If I'm tested positive, will my policy cover it?

Yes. The cost of admissible medical expenses during the hospitalization will be settled in accordance with the applicable terms and conditions of your policy contract.

If I am under quarantine, will my expenditure be covered?

Yes. The cost of admissible medical expenses during the course of treatment during hospitalisation, including the treatment during quarantine inside a hospital, will be settled in accordance with the applicable terms and conditions of your policy contract.

Do ABHI plans provide cover for viral infection too?

Yes. We cover viral infections under your hospitalization and treatment expenses. While you don't need to worry about the expenses of treatment, but it's better you keep yourself protected. Prevention, after all, is better than cure. Coronavirus is covered for Inpatient treatment in our products namely Activ health, Activ Assure , Activ Care, Group Activ Health and Super Health Plus top-up as per the policy wordings of the respective products. is better than cure.

Have a doubt in your mind? You can ask.

Get doctor on call for any health-related query within
30 minutes

(only for Activ Health Platinum customers).

Download Activ Health App

Coronavirus is covered for Inpatient treatment in our products namely Activ health, Activ Assure , Activ Care, Group Activ Health and Super Health Plus top-up as per the policy wordings of the respective products. Aditya Birla Health Insurance Co. Limited. IRDAI Reg.153. CIN No. U66000MH2015PLC263677. Advt UIN: ABHI/ONL/19-20/2700, Product Name: Super Health Plus top-up, Product UIN: ADIHLIP20079V011920, Product Name: Activ Care, Product UIN: ADIHLIP20001V011920, Product Name: Activ Health, Product UIN: IRDAI/HLT/ABHI/P-H/V.1/32/16-17, Product Name: Activ Assure, Product UIN: ADIHLIP18077V011718. AdvAddress: 9th Floor, Tower 1, One World Centre, Jupiter Mills Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Email: care.healthinsurance@adityabirlacapital.com, Website: adityabirlahealthinsurance.com, Telephone: 1800 270 7000, Fax: +91 22 6225 7700. For more details on terms and conditions, exclusions, risk factors, please read the policy terms and conditions document carefully before concluding a sale (before purchase) / for knowing features of the policy (post purchase). Trademark/Logo Aditya Birla Capital is owned by Aditya Birla Management Corporation Private Limited and is owned by MMI Group Limited. These trademark/Logos are being used by Aditya Birla Health Insurance Co. Limited under licensed user agreement(s). Coronavirus is covered for Inpatient treatment in our products namely Activ health, Activ Assure , Activ Care, Group Activ Health and Super Health Plus top-up as per the policy wordings of the respective products.

Waiting Period has been reduced from 30 days to 15 days to avoid delay in activation of protection for COVID-19 treatment for policy holders buying health insurance plans till 31st December, 2020. This is applicable for Activ Health (Product UIN: IRDAI/HLT/ABHI/P-H/V.1/32/16-17), Activ Assure (Product UIN: ADIHLIP18077V011718, Active Care (Product UIN: ADIHLIP20001V011920), Group Activ Health (Product UIN: IRDAI/HLT/ABHI/P-H(G)/V.1/19/2016-17) and Super Health Plus top-up (Product UIN: ADIHLIP20079V011920) policy holders. Home Care Treatment benefit as specified is provided under Activ Health and Activ Assure till 31st December, 2020. Home care benefit is Home Treatment facility to the Insured Person(s) in respect of the protocols otherwise requiring hospitalization and where policyholder has been advised Home Treatment by the treating Doctor in line with the ICMR Guidelines. This Home treatment facility would be provided on a cashless basis through our Network Providers and Empaneled Service Provider for COVID 19 symptoms (Active mild or medium cases), Dengue, Gastroenteritis, Chemotherapy, Peritoneal dialysis and Hepatitis.