The organization does not lie within our decline list The quote will be null and void if found otherwise. Sole proprietorships and Hindu Undivided Families cannot be covered.

a.   All the information submitted is to your best knowledge. If any deviation is found, quote will be null and void

b.   All employees and their dependents (if applicable) have to be mandatorily covered and should not be on voluntary basis

c.   We will not be covering any organization which falls under the below listed categories:

Sr. No.Industry1 Employees of Nuclear power plants, underground mines, explosives, hazardous material (e.g. fertilizers, asbestos fiber, toxic gases, pesticides…) 2Law enforcement agencies (including police, Paramilitary, military forces)3 Association of doctors 4Diagnostic Centers, Hospitals, Nursing Homes, Medical Colleges 5Retired Employees policies on standalone basis 6Lawyers 7Political Parties 8Print or digital media- Newpapers, Magzines, Periodicals, News Channels etc. 9Family own business where employees are members of single family 10Trusts involved in charity 11Members of Private clubs (e.g. tennis clubs, golf clubs, yachting clubs, culture clubs, horseback-riding clubs, etc.) or housing society12 Groups involved in offering free consultation/tie ups with hospitals/ discounted treatment/free camps/OPD packages13 Non-employer - Employee relationship / Affinity groups 14Groups, where the members are professionally (as their occupation) involved in sport activities 15Hindu Undivided Families 16Insurance brokers, Insurance companies and TPAs

     The organization does not lie within our decline list The quote will be null and void if found otherwise. Sole proprietorships and Hindu Undivided Families cannot be covered.

a.   All the information submitted is to your best knowledge. If any deviation is found, quote will be null and void

b.   All employees and their dependents (if applicable) have to be mandatorily covered and should not be on voluntary basis

c.   We will not be covering any organization which falls under the below listed categories:

Sr. No.Industry1 Employees of Nuclear power plants, underground mines, explosives, hazardous material (e.g. fertilizers, asbestos fiber, toxic gases, pesticides…) 2Law enforcement agencies (including police, Paramilitary, military forces)3 Association of doctors 4Diagnostic Centers, Hospitals, Nursing Homes, Medical Colleges 5Retired Employees policies on standalone basis 6Lawyers 7Political Parties 8Print or digital media- Newpapers, Magzines, Periodicals, News Channels etc. 9Family own business where employees are members of single family 10Trusts involved in charity 11Members of Private clubs (e.g. tennis clubs, golf clubs, yachting clubs, culture clubs, horseback-riding clubs, etc.) or housing society12 Groups involved in offering free consultation/tie ups with hospitals/ discounted treatment/free camps/OPD packages13 Non-employer - Employee relationship / Affinity groups 14Groups, where the members are professionally (as their occupation) involved in sport activities 15Hindu Undivided Families 16Insurance brokers, Insurance companies and TPAs