Individual Health Insurance

Our policy will cover all your hospitalization expenses such as doctor’s fee, room rent, surgery, pharmacy bills and many other related expenses.

In case of a critical illness, our customers can avail a second opinion from specialists.

This includes charges such as diagnostic tests and consultation fees which will be covered up to 30 days before hospitalization.

Expenses incurred after hospitalization such as medicines, physiotherapy etc. will be covered up to 60 days post hospitalization.

Medical procedures that do not require 24-hour hospitalization are also covered.

Even if you fail to get admitted to a hospital due to any reason, your medical expenses will be covered regardless.

The Cost of Ambulance transfer is covered under this policy if the service is availed from a hospital under our network.

In case of organ transplants, the medical expenses of the organ donor will be covered as well.

Get 100% reload of sum insured in case of unrelated illnesses and accidents within the same year.

Buy individual health insurance from us and you can enjoy complete freedom to choose a hospital room of your choice.

With Aditya Birla individual health insurance plans, you can gather no-claim bonus of 10% each year.

Get free health checkups, the frequency of which is customized to your life stage.

Get a lump sum amount for ancillary medical treatment expenses such as attendant charges, commuting expenses etc.

No matter where you are, we ensure that medical services reach you on time.

Earn rewards for staying fit in the form of Health Returns™ which can be utilized to pay your next premium or other medical expenses.

You can seek guidance from a qualified wellness coach who will give you the necessary guidance to lead a healthy life.

Under health insurance for individuals, we offer deductible options that apply on the sum of all admissible claims in that policy year.

For each day of hospitalization, you get an added benefit in the form of daily allowance.