Modification benefit , Education benefit , Funeral expenses , Repatriation of remains , Orphan benefits , Compassionate visit , Temporary Total Disablement (TTD) , Accidental in-patient hospitalization , Accidental medical expenses (OPD and day care) , Broken bones benefit , Coma benefit , Burn benefit , Adventure sports cover , Worldwide emergency service , Wellness coach

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Aditya Birla Health Insurance Co. Limited

Activ Secure Personal Accident Health Insurance

Q: Why Aditya Birla Health Insurance?

Activ Health app, Healthcare Network, Anytime, anywhere 24x7 support, Quick and easy claim settlement, Trusted care managers

Protecting your wellbeing after an accident.

Accidents and injuries can strike out of the blue and disrupt your life adversely. Safeguard your wellbeing and that of your family with a plan that provides protection against life’s unexpected events.

Premium starting at

₹212* /annum

Download Brochure Get Quote

Key highlights

Total and partial disability cover

Get up to 100% of the sum insured in case of permanent partial disablement and permanent total disablement.

Accidental death cover

Get 100% of sum insured in case of accidental death.

No Claim Bonus

Get a 5% bonus cover for every claim-free year.

Emergency road ambulance cover

Get an emergency road ambulance cover in case of an unfortunate accident.

Protection against income loss (Optional cover)

Get a regular inflow of income in case you are unable to the accident.

EMI and Loan Protect (Optional cover)

Get your monthly installments for your loan covered as per your policy terms.

What’s Covered?

Modification benefit

Get a lump sum payout of up to Rs 1 Lakh to repair or renovate your home or vehicle in case of damage due to an accident.

Education benefit

Get a lump sum payout of up to 10% of your sum insured, up to Rs 10 lacs, to cover the rising costs of education for your children.

Funeral expenses

Get a lumpsum payout of up to Rs 50,000 for funeral, cremation or burial expenses incurred due to death by accident.

Repatriation of remains

Get a payout of up to 1% of your sum insured, up to Rs 50,000, to transport your mortal remains to the residence or cremation ground.

Orphan benefits

Get a payout of up to 10% of sum insured, up to Rs 15 lacs, for dependent children, in case of accidental death of both parents.

Compassionate visit

Get travel expenses of up to Rs 10,000 for domestic and Rs 25,000 for international travel for a family member to visit you in the hospital.

Temporary Total Disablement (TTD)

Get a weekly payout of up to Rs 50,000 in case you are unable to engage in education or occupation on a temporary basis. The payout will be up to 2 times of your income and extends up to 100 weeks for any one injury.

Accidental in-patient hospitalization

Get up to Rs 1 Lakh or 1% of sum assured for Accidental Death, whichever is higher, to cover medical expenses related to hospitalization for over 24 hours.

Accidental medical expenses (OPD and day care)

Get cover for OPD and day care treatments/procedures (hospitalization of less than 24 hours). You can make convenient cashless payments at any of our 10051+ network hospitals. Click here to find a network hospital near you.

Broken bones benefit

Get a lumpsum payment of 1 lakh, 3 lacs or 5 lacs if you suffer fractures in an accident.

Coma benefit

Get a lumpsum payout equal to your Accidental Death cover of sum insured up to Rs 10 lacs, in case of coma induced due to an accident.

Burn benefit

Get a lumpsum payment of 1 lakh, 3 lacs or 5 lacs to treat burns caused by an accident.

Adventure sports cover

Get cover of up to the sum assured in case of Accidental Death (AD), up to Rs 10 lacs, in case of an injury due to adventure sports.

Worldwide emergency service

Get cover for transport to a medical facility in case of an accident when travelling internationally.

Wellness coach

Get personalized workout, diet and nutrition plans from experienced wellness coaches. Build good habits with support from your dedicated, holistic wellness coach.

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Check Eligibility
What’s not included

Eligibility Criteria

Minimum entry age : 5 years 
Maximum entry age : 65 years

Dependents Eligibility

Spouse, 2 parents, 2 parents-in-law and up to 4 children

Any claim directly or indirectly arising out of:

Intentional self-inflicted Injury, suicide or attempted suicide
Accident attributable to foreign invasion or act of war
Accident attributable to breach of law with criminal intent
Accident caused due to use or abuse of intoxicant, drug, alcohol or hallucinogen
Any event associated with any venereal disease or sexually transmitted disease
Engaging in hazardous activities such as bungee jumping, skydiving, paragliding, etc.

Why Aditya Birla Health Insurance?

For more details, download our policy documents

Product Brochure

Policy Wording

Visit Download Center

Find a Cashless Hospital Network near you.

Be it an emergency or a routine check-up, we’ve partnered with cashless hospitals all over India.

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We put our faith in a better you, thank you for trusting us!

Aditya Birla Health Insurance inspired me to maintain an active lifestyle by adopting healthy habits and rewarded me with 100% HealthReturns™. I earned it by walking 10000 steps daily and I'll use my HealthReturns™ to renew my policy.

Mr. Radhey Shyam Laddha

Aditya Birla Health Insurance has been my companion in my weight loss journey of losing 17 Kgs and helping me stay disease-free. Health Returns keeps my whole family motivated to be active and stay fit and each person can do the exercise of their choice

Mr. Rajinder Balhara

Construction Business Owner

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Staying healthy has become a way of life. I really enjoy using the Activ Health app that gives all my health solutions at one place.

Mr. Himanshu Chaturvedi

IT Professional & Marathoner

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I was hospitalized thrice & the entire claim process was 100% hassle free. I personally find the dedicated care manager benefit of the policy extremely useful.

Mrs. Prajakta Bhudivant

Homemaker

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When your child is sick, you will only focus on getting the best treatment. The entire claims process was handled by our care manager and was very seamless which helped us relax and be with our son all the time.

Govind & Deepika Shukla

IT Sales Professionals

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Are you ready to get insured?

90% of our members believe that by taking health insurance not only did it save them time and money but also improved their lifestyle.

Activ Health Platinum Enhanced Insurance Plan

Our Other Health Insurance Plans

Activ Secure - Critical

Coverage for 20-64 critical illness

Premium starting at

₹8,336*/annum

Learn More

Activ Cancer Secure

Health insurance for cover against cancer

Premium starting at

₹428*/annum

Learn More

Activ Assure Diamond + Super Health Topup

Health insurance + Health benefit

Premium starting at

₹11,746*/annum

Learn More

Looking for more answers? Check out our Health Insuarnce FAQs

1.
I want to cover my 4 family members. Do I get any discounts?

You can avail a discount of 10% on premium on covering 2 or more family members in a single policy.

2.
Whom can I purchase the policy for?

You can purchase the policy for yourself and include your spouse up to four children, and yours and your spouse’s parents.

3.
How should I claim benefit under the Personal accident plan?

You need to submit the claims documents to us within 30 days of occurrence of the event with the following documents:

Completed Claim Form
Photo ID and Age proof
Attested copy of medico legal certificate copy / first information report copy / Panchnama
Copies of consultation letters detailing the treatment taken immediately after Accident
Radiological investigation reports like X ray, CT scan, MRI etc
Additional documents as required for Specific Benefits

4.
What are the premium payment options under this policy?

You can choose to buy this Policy by paying a single premium, or you can choose premium payment on instalment basis. Monthly/quarterly/semi-annual instalment options are available for Policies with Policy Period of 1 year.

5.
Can I nominate my child a minor to receive the benefit in case of any Accidental death?

Yes, in such case guardian of the nominee has to be provided.

Stay fit with our Activ Health App

Track your daily physical activity - from steps to gym workout sessions

Book your health check-up

Store your health records

Earn and track your HealthReturns™ to earn back up to 30% of your premium

Browse doctors, diagnostic centers & pharmacies in your area

My Profile

Quick Links

Activ Secure Personal Accident Health Insurance

Key highlights

Total and partial disability cover

Accidental death cover

Emergency road ambulance cover

Protection against income loss (Optional cover)

EMI and Loan Protect (Optional cover)

What’s Covered?

Eligibility Criteria

Dependents Eligibility

Why Aditya Birla Health Insurance?

Activ Health app

Healthcare Network

Anytime, anywhere 24x7 support

Quick and easy claim settlement

Trusted care managers

For more details, download our policy documents

Find a Cashless Hospital Network near you.

We put our faith in a better you, thank you for trusting us!

Are you ready to get insured?

Our Other Health Insurance Plans

Activ Secure - Critical

Activ Cancer Secure

Activ Assure Diamond + Super Health Topup

Looking for more answers? Check out our Health Insuarnce FAQs

Stay fit with our Activ Health App