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Aditya Birla Sun Life Insurance Company Limited

ABSLI Vision LifeSecure Plan

PROTECTING your big smiles tomorrow is easier with smaller amounts today!

Maturity benefit at the end of policy term

Regular bonuses² starting from ﬁrst year

Whole life cover up to age 100

Guaranteed returns after a month^

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What is ABSLI Vision LifeSecure Plan

ABSLI Vision LifeSecure Plan provides long-term ﬁnancial security for you and your family. With the ﬂexibility to decide your policy term, you can enjoy life protection up to age 100 and steady growth to your savings over time.

Key Features:

Regular bonuses² starting from ﬁrst year
Maturity benefit at the end of policy term
Minimum entry age is 30 days
Whole life cover up to age 100

Benefits of ABSLI Vision LifeSecure Plan

Maturity Benefit

In the event the life insured survives till the end of the policy term, we shall pay you the Sum Assured, plus accrued regular bonuses, plus Terminal Bonus (if any). The policy continues even after the Maturity Benefit is paid.

Death Benefit

In case of death, your nominee will receive the sum assured on death, plus the accrued bonuses as on date of death and terminal bonus. If life insured survives till the policy term, the insurance cover will continue till age 100. In case of survival to age 100, or death during this period, if earlier, the Sum Assured on Death shall be payable.

Customisable Benefits

For added protection, ABSLI Vision LifeSecure Plan can be enhanced with the following riders for a nominal extra cost:

ABSLI Accidental Death and Disability Rider (UIN: 109B018V03)
ABSLI Critical Illness Rider (UIN : 109B019VO3)
ABSLI Surgical Care Rider (UIN: 109B015V03)
ABSLI Hospital Care Rider (UIN: 109B016V03)
ABSLI Accidental Death Benefit Rider Plus (UIN:109B023V02)
ABSLI Waiver of Premium Rider (UIN: 109B017V03)

You can opt for either ABSLI Accidental Death and Disability Rider or ABSLI Accidental Death Benefit Rider Plus and not both.

Check Your Eligibility

Entry Age (age last birthday)
30 days^* – 60 years
Policy Term
15 to 35 years
Premium Paying Term
Regular Pay
Minimum
Attained Age at end of Premium Paying Term is 18 or more
Maximum
Attained Age at end of Premium Paying Term is 75 or less
Minimum Sum Assured
Rs.2,00,000
Minimum Premium
Rs. 12,000 p.a.
Premium Frequency
Annual, Semi-annual, Quarterly, Monthly

How to Claim Online?

3 quick, everything online

Fill basic details
Claim intimation
Document submission

More About Claims

FAQs

What sum is assured on death?

In the unfortunate event of death of the life insured during the policy term, the death benefit payable shall be
Sum Assured on Death; plus
Accrued regular bonuses as on date of death; plus
Terminal Bonus; if any
Sum Assured on Death shall always be higher of Sum Assured or 10 times of Annualized Premium.

Can I change the premium mode?

You need to choose your premium mode at policy inception and can’t be changed later.

What happens if I survive the policy term?

In the event the life insured survives till the end of the policy term, the policyholder shall be paid Sum Assured, plus accrued regular bonuses, plus Terminal Bonus (if any). The policy continues even after the Maturity Benefit is paid.

What is so special about this plan?

The key benefits of the ABSLI Vision LifeSecure Plan are – Dual benefits of endowment and whole life plan.

Why should I buy this policy?

You should buy this policy for following benefits.
Comprehensive ﬁnancial protection up to age 100
Regular bonuses starting from ﬁrst year
Maturity benefit at end of policy term but life cover till age 100
Minimum entry age is 30 days
Tax Benefits¹
¹Tax benefits are subject to changes in the tax laws. You are advised to consult your tax advisor for the same.

What are accrued bonuses?

ABSLI declares simple reversionary bonuses regularly at the end of each ﬁnancial year and those will be accrued in the policy on its anniversary, upon surrender or on death. Bonuses once attached to the policy are payable along with the interim bonuses, as applicable on death, surrender or survival. In case of surrender the surrender value of the attached bonuses will be payable. The regular bonus rate declared by the company may vary from year to year and will depend on the actual experience regarding various factors and prevailing economic conditions. Future bonuses are, however, not guaranteed and will depend upon the future proﬁts of the participating business.

What is terminal bonus?

ABSLI may pay a terminal bonus at company’s discretion on death, or maturity, based on the actual experience and prevailing economic conditions.

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Other Insurance Plans

ABSLI Fixed Maturity Plan

ABSLI Fixed Maturity Plan is a life insurance savings plan which gives you a financial guarantee to fulfil your dreams while providing you with a life cover which safeguards your family in case of an eventuality.

Guaranteed Returns

Loan against policy for emergency situation

Flexibility of Investment Amount and Policy Term

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ABSLI Assured Income Plus

Aditya Birla Sun Life Insurance Assured Income Plus provides the benefit of life insurance cover during the Policy Term and guaranteed income for 20, 25 or 30 years to ensure fulfilment of your family’s long term goals and aspirations.

Long term regular income for 20, 25 or 30 years

Fully Guaranteed Returns on your investment

Loyalty Additions

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ABSLI Vision LifeIncome Plan

ABSLI Vision LifeIncome Plan is a traditional participating whole life insurance plan which oﬀers a perfect blend of regular income and ﬁnancial protection for your family in your absence.

Whole life cover up to age 100

Short premium paying term available

Income for whole life

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ABSLI Vision LifeIncome Plus Plan

Aditya Birla Sun Life Insurance Vision LifeIncome Plus Plan provides the benefit of a comprehensive life insurance cover for a lifetime, up to a maximum of age 100 along with a guaranteed regular income.

Life cover up to a maximum of age 100

Option to enhance your insurance cover through riders

Option to get cash-in-hand even while paying premiums

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ABSLI SecurePlus Plan

In today’s times of financial instability, there is a risk of your income not keeping pace with your needs and goals. Aditya Birla Sun Life Insurance SecurePlus Plan recognises such needs and provides you with a second income which secures your financial future.

Commutation Option

Loyalty Additions

Customizable Benefits

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ABSLI Assured FlexiSavings Plan

ABSLI Assured FlexiSavings Plan offers guaranteed returns to help achieve your financial goals and the flexibility to access your corpus through unlimited withdrawals.

Income Booster of 5% of the accrued amount each year

Loyalty additions

Enjoy a 10% additional benefit on total premiums paid

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ABSLI Jeevan Bachat Plan

Aditya Birla Sun Life Insurance Jeevan Bachat Plan boosts your savings by offering guaranteed returns and life cover 10 times of your annualized premium along with tax benefits.

Inbuilt accidental death benefit

No medical tests required

Easy and convenient to buy

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ABSLI Vision Endowment Plus Plan

ABSLI Vision Endowment Plus Plan offers secured savings and provides your family with comprehensive ﬁnancial protection for longer durations.

Comprehensive ﬁnancial protection of your family

Accrued regular bonuses to augment your savings

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Disclaimer

^ - Provided 0 year deferment & monthly income frequency is chosen at the time of inception of the policy.
²Some benefits are guaranteed and some benefits are variable with bonuses based on the future performance of the participating business and economic conditions
Trade Logo "Aditya Birla Capital" displayed above is owned by ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) and used by ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the license.
This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a traditional participating whole life insurance plan. All terms and conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. Some benefits are guaranteed, and some benefits are variable with bonuses based on the future performance of the participating business and economic conditions. If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One World Center, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. IRDAI reg no.109 CIN: U99999MH2000PLC128110. UIN: 109N087V04
ADV/9/20-21/1048
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IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.