Declared Bonus Rates as at March 2024
Products |
Bonus Declared per 1000 SA as at Mar’23 |
Bonus Declared per 1000 SA as at Mar’24 |
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ABSLI Vision Life Income (UIN 109N079V01), (UIN 109N079V04) |
In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for PPT of 20 year and above |
In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for PPT of 20 year and above |
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ABSLI Vision Life Income (UIN 109N079V05) & (UIN 109N079V06) |
In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum |
In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum |
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ABSLI Vision Endowment (UIN 109N080V01) |
In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum |
In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum |
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ABSLI Vision Regular Returns (UIN 109N081V01) ABSLI Vision Regular Returns (Mod) (UIN 109N081V02) |
26 No terminal bonus |
26 No terminal bonus |
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ABSLI Vision Life Secure (UIN 109N087V01) & (UIN 109N087V03) |
In addition, a terminal bonus accruing from 6th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more |
In addition, a terminal bonus accruing from 6th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more |
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ABSLI Vision Life Secure (UIN 109N087V04) |
In addition, a terminal bonus accruing from 6th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more |
In addition, a terminal bonus accruing from 6th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more |
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ABSLI Savings Plan (UIN 109N088V01) |
Policy year 1 to 5
Policy year 6 onwards and Interim bonus in 6th policy-year:
In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively |
Policy year 1 to 5
Policy year 6 onwards and Interim bonus in 6th policy-year:
In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively |
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ABSLI Savings Plan (UIN 109N088V02) |
Policy year 1 to 5
Policy year 6 onwards and Interim bonus in 6th policy-year:
In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively |
Policy year 1 to 5
Policy year 6 onwards and Interim bonus in 6th policy-year:
In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively |
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ABSLI Vision Endowment Plus Plan (UIN 109N092V01) & (UIN 109N092V03)
|
In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively |
In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively |
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ABSLI Vision Endowment Plus Plan (UIN 109N092V04) & (UIN 109N092V05) |
In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively. |
In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively. |
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ABSLI Vision Money Back Plus Plan (UIN 109N093V01) (UIN 109N093V03) |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
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ABSLI Vision Money Back Plus Plan (UIN 109N093V04) |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
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ABSLI Vision Star Plan (UIN 109N096V01) & (UIN 109N096V02) |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
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ABSLI Vision Star Plan (UIN 109N096V03) |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
In addition, terminal bonus of 5 per 1000 of sum assured per annum |
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ABSLI Monthly Income Plan (UIN 109N122V01) |
In addition, terminal bonus as % of sum assured
*IBT is Income Benefit Period and DFT is Deferment Term |
In addition, terminal bonus as % of sum assured
*IBT is Income Benefit Period and DFT is Deferment Term |
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ABSLI Monthly Income Plan (UIN 109N122V02) |
In addition, terminal bonus as % of sum assured
*IBT is Income Benefit Period and DFT is Deferment Term |
In addition, terminal bonus as % of sum assured
*IBT is Income Benefit Period and DFT is Deferment Term |
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ABSLI Vision LifeIncome Plus Plan (UIN 109N131V01) |
In addition, terminal bonus 2.12% - 62.49% of sum assured depending upon the Entry Age, PPT & Benefit Option |
In addition, terminal bonus 2.12% - 62.49% of sum assured depending upon the Entry Age, PPT & Benefit Option |
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ABSLI Akshaya Plan (UIN 109N136V01) & (UIN 109N136V02) |
Band 1: Annual Premium < 50,000
Band 2: Annual Premium >= 50,000
In addition, terminal bonus 2% - 24321% of sum assured depending upon the Entry Age, PT, PPT & Benefit Option |
Band 1: Annual Premium < 50,000
Band 2: Annual Premium >= 50,000
In addition, terminal bonus 2% - 24321% of sum assured depending upon the Entry Age, PT, PPT & Benefit Option |
ABSLI Vision LifeIncome Plus Plan (109N131V01) - Terminal Bonus Rate (% of Sum Assured)
Short Term Income
Premium Payment Term (years) |
Policy Term (years) |
Terminal Bonus (% of Sum Assured) |
8 |
18 |
1.97% |
10 |
20 |
2.00% |
12 |
22 |
1.83% |
15 |
25 |
2.34% |
Long Term Income |
||
Premium Payment Term (years) |
Policy Term (years) |
Terminal Bonus (% of Sum Assured) |
8 |
28 |
12.50% |
10 |
30 |
12.12% |
12 |
32 |
11.38% |
15 |
35 |
13.20% |
8 |
33 |
7.43% |
10 |
35 |
7.12% |
12 |
37 |
6.94% |
15 |
40 |
8.38% |
8 |
38 |
9.84% |
10 |
40 |
7.43% |
12 |
42 |
7.35% |
15 |
45 |
8.20% |
Whole Life Income
- Maturity Age 85 years
Terminal Bonus (% of Sum Assured)
Entry Age/PPT
8
10
12
15
0
62.45%
60.17%
53.58%
53.03%
1
58.85%
56.73%
51.09%
51.03%
2
55.45%
53.45%
48.70%
49.03%
3
52.34%
50.34%
46.41%
47.03%
4
49.45%
47.38%
44.21%
45.03%
5
46.57%
44.57%
42.11%
43.03%
6
43.68%
41.89%
40.09%
41.03%
7
40.80%
39.35%
38.15%
39.03%
8
37.91%
36.93%
36.29%
37.03%
9
35.03%
34.63%
34.51%
35.03%
10
32.14%
32.30%
32.43%
32.92%
11
29.25%
30.20%
30.34%
30.82%
12
26.50%
28.30%
28.34%
28.83%
13
24.59%
26.54%
26.45%
26.93%
14
22.90%
24.86%
24.65%
25.13%
15
21.28%
23.25%
22.93%
23.15%
16
19.74%
21.72%
21.30%
21.53%
17
18.35%
20.26%
19.74%
19.99%
18
16.80%
18.53%
18.26%
18.50%
19
15.95%
17.42%
17.20%
17.10%
20
15.10%
16.25%
16.39%
15.86%
21
14.26%
15.13%
15.61%
15.27%
22
13.41%
14.06%
14.86%
14.68%
23
12.56%
13.03%
14.13%
14.09%
24
11.72%
12.05%
13.43%
13.50%
25
10.87%
11.11%
12.72%
12.91%
26
10.69%
10.96%
12.48%
12.73%
27
10.51%
10.82%
12.25%
12.55%
28
10.33%
10.67%
12.01%
12.36%
29
10.15%
10.53%
11.77%
12.18%
30
9.98%
10.39%
11.53%
12.00%
31
9.80%
10.24%
11.30%
11.81%
32
9.62%
10.10%
11.06%
11.63%
33
9.44%
9.95%
10.82%
11.45%
34
9.26%
9.81%
10.58%
11.27%
35
9.08%
9.67%
10.35%
11.08%
36
8.98%
9.54%
10.21%
10.93%
37
8.88%
9.42%
10.08%
10.77%
38
8.78%
9.30%
9.94%
10.61%
39
8.68%
9.18%
9.80%
10.46%
40
8.58%
9.06%
9.67%
10.30%
41
8.48%
8.93%
9.53%
10.14%
42
8.38%
8.81%
9.38%
9.99%
43
8.28%
8.69%
9.24%
9.83%
44
8.18%
8.57%
9.12%
9.68%
45
8.08%
8.45%
8.99%
9.52%
46
7.64%
7.98%
8.47%
8.96%
47
7.21%
7.51%
7.95%
8.39%
48
6.77%
7.04%
7.43%
7.83%
49
6.34%
6.57%
6.90%
7.27%
50
5.90%
6.10%
6.38%
6.71%
51
5.47%
5.63%
5.86%
6.14%
52
5.03%
5.16%
5.34%
5.58%
53
4.60%
4.69%
4.82%
5.02%
54
4.16%
4.22%
4.30%
4.46%
55
3.73%
3.75%
3.78%
3.90%
- Maturity Age 100 years
Terminal Bonus (% of Sum Assured)
Entry Age/PPT
8
10
12
15
0
35.22%
44.72%
41.55%
47.43%
1
32.66%
42.44%
39.53%
45.98%
2
30.23%
40.25%
37.10%
43.45%
3
27.92%
38.14%
35.73%
40.95%
4
25.73%
36.12%
33.38%
38.80%
5
23.64%
34.18%
31.91%
36.39%
6
21.65%
32.32%
30.66%
34.86%
7
19.56%
30.53%
29.75%
32.78%
8
17.57%
28.81%
28.83%
30.66%
9
15.70%
27.16%
27.12%
28.65%
10
15.56%
25.35%
25.49%
26.73%
11
15.42%
23.84%
23.72%
24.70%
12
15.28%
22.34%
22.00%
22.77%
13
15.14%
20.86%
20.87%
20.94%
14
15.00%
19.44%
19.35%
19.21%
15
14.86%
18.08%
17.73%
17.57%
16
14.72%
16.78%
16.19%
16.02%
17
14.58%
15.53%
14.74%
14.55%
18
14.44%
14.20%
13.50%
13.30%
19
13.85%
13.40%
12.50%
12.73%
20
13.27%
12.61%
11.40%
12.17%
21
12.68%
11.82%
10.43%
11.61%
22
12.10%
11.02%
9.40%
11.05%
23
11.51%
10.23%
8.59%
10.49%
24
10.93%
9.44%
7.66%
9.93%
25
10.35%
8.65%
6.91%
9.37%
26
10.00%
8.30%
6.55%
9.01%
27
9.65%
7.95%
6.37%
8.66%
28
9.30%
7.60%
6.08%
8.31%
29
8.95%
7.25%
5.79%
7.96%
30
8.60%
6.90%
5.50%
7.61%
31
8.25%
6.55%
5.20%
7.25%
32
7.90%
6.20%
4.92%
6.90%
33
7.55%
5.85%
4.63%
6.55%
34
7.20%
5.50%
4.34%
6.20%
35
6.85%
5.16%
4.06%
5.85%
36
6.66%
5.04%
3.94%
5.59%
37
6.47%
4.92%
3.82%
5.34%
38
6.28%
4.80%
3.70%
5.08%
39
6.09%
4.68%
3.58%
4.83%
40
5.90%
4.57%
3.46%
4.57%
41
5.71%
4.45%
3.35%
4.32%
42
5.52%
4.33%
3.22%
4.06%
43
5.33%
4.21%
3.15%
3.81%
44
5.14%
4.09%
2.99%
3.54%
45
4.95%
3.98%
2.88%
3.30%
46
4.79%
3.83%
2.80%
3.20%
47
4.64%
3.68%
2.72%
3.10%
48
4.48%
3.53%
2.65%
3.00%
49
4.33%
3.38%
2.57%
2.90%
50
4.17%
3.24%
2.50%
2.80%
51
4.02%
3.09%
2.42%
2.70%
52
3.86%
2.94%
2.34%
2.60%
53
3.71%
2.79%
2.27%
2.50%
54
3.55%
2.64%
2.19%
2.40%
55
3.40%
2.50%
2.12%
2.30%
ABSLI Akshaya Plan (109N136V01) - Terminal Bonus Rate (% of Sum Assured)
Long Term Income
- Entry Age <= 40 years
Policy Term / PPT
6
8
10
12
15
25
23%
2%
3%
24%
52%
30
27%
22%
25%
54%
75%
35
67%
55%
60%
96%
115%
40
132%
100%
110%
158%
175%
- Entry Age > 40 years
Policy Term / PPT |
6 |
8 |
10 |
12 |
15 |
25 |
27% |
11% |
12% |
35% |
54% |
30 |
41% |
36% |
39% |
73% |
81% |
35 |
73% |
75% |
78% |
123% |
116% |
40 |
133% |
130% |
137% |
197% |
176% |
Whole Life Income
- Maturity Age 85 years
Entry Age/PPT
6
8
10
12
15
0
1952.69%
4127.39%
4790.80%
6838.42%
9801.62%
1
1821.68%
3848.49%
4461.93%
6365.56%
9126.94%
2
1726.57%
3590.40%
4163.60%
5925.19%
8498.62%
3
1602.52%
3351.27%
3885.77%
5516.65%
7915.53%
4
1487.36%
3115.04%
3612.59%
5123.00%
7355.28%
5
1384.10%
2888.85%
3352.27%
4750.41%
6825.74%
6
1289.63%
2675.03%
3106.96%
4397.71%
6325.17%
7
1201.51%
2476.89%
2877.74%
4074.06%
5865.29%
8
1119.31%
2291.49%
2661.97%
3771.90%
5436.05%
9
1042.62%
2119.00%
2464.81%
3490.53%
5036.36%
10
971.05%
1959.52%
2280.40%
3229.13%
4664.98%
11
904.27%
1811.08%
2108.91%
2987.81%
4321.88%
12
849.62%
1672.56%
1951.44%
2761.37%
4000.15%
13
782.75%
1546.88%
1805.02%
2555.39%
3706.89%
14
720.99%
1431.03%
1669.55%
2365.08%
3435.73%
15
663.93%
1324.11%
1545.88%
2189.63%
3185.51%
16
611.21%
1225.20%
1432.04%
2027.15%
2953.65%
17
562.49%
1134.32%
1327.14%
1877.73%
2740.15%
18
517.45%
1048.70%
1229.24%
1736.78%
2538.99%
19
475.81%
971.31%
1139.37%
1608.25%
2355.16%
20
437.31%
898.80%
1055.72%
1490.49%
2186.43%
21
401.69%
832.24%
978.35%
1380.61%
2029.00%
22
368.75%
769.66%
905.85%
1277.69%
1881.61%
23
340.58%
720.68%
850.74%
1181.78%
1744.24%
24
314.34%
675.39%
798.52%
1092.82%
1619.00%
25
289.91%
632.73%
749.34%
1025.00%
1525.00%
26
281.04%
592.73%
704.03%
967.00%
1430.00%
27
275.74%
546.38%
649.03%
902.83%
1337.67%
28
263.32%
501.99%
599.77%
834.25%
1239.52%
29
254.61%
461.61%
553.43%
768.65%
1145.89%
30
249.10%
422.85%
509.05%
709.08%
1060.61%
31
243.47%
387.71%
468.68%
652.04%
979.20%
32
238.00%
354.48%
429.86%
600.78%
905.72%
33
221.32%
323.21%
394.75%
552.43%
836.51%
34
213.50%
293.93%
361.54%
507.03%
771.58%
35
207.11%
265.40%
330.28%
465.65%
712.21%
36
198.49%
240.30%
301.00%
402.04%
625.42%
37
178.44%
216.12%
266.89%
375.83%
586.12%
38
163.78%
192.92%
248.49%
351.21%
549.21%
39
131.19%
170.42%
231.21%
328.10%
514.54%
40
124.68%
157.32%
214.97%
306.38%
481.97%
41
116.98%
145.00%
199.71%
285.98%
451.38%
42
109.68%
133.42%
185.38%
266.82%
422.63%
43
102.77%
122.54%
171.91%
248.82%
395.62%
44
96.22%
112.31%
159.25%
231.90%
370.24%
45
91.09%
102.69%
147.35%
216.00%
346.39%
46
86.55%
84.92%
136.34%
189.14%
309.38%
47
82.16%
70.00%
117.32%
166.43%
277.75%
48
66.51%
56.74%
100.41%
146.18%
249.42%
49
52.88%
44.96%
85.38%
128.12%
224.02%
50
46.01%
36.00%
72.00%
112.00%
201.24%
51
46.42%
35.39%
71.00%
113.24%
171.15%
52
57.19%
34.50%
70.00%
114.32%
145.40%
53
57.92%
32.01%
61.36%
115.24%
123.34%
54
51.40%
21.69%
50.25%
102.50%
104.44%
55
45.48%
12.00%
40.15%
91.31%
88.24%
- Maturity Age 100 years
Entry Age/PPT
6
8
10
12
15
0
8898.81%
11700.00%
14715.72%
16356.62%
24320.68%
1
8293.78%
10672.31%
13708.20%
15240.96%
15240.96%
2
7732.21%
9947.29%
12773.47%
14205.78%
14205.78%
3
7209.04%
9272.12%
11903.36%
13241.94%
13241.94%
4
6721.59%
8643.31%
11093.31%
12344.44%
12344.44%
5
6267.39%
8057.64%
10339.13%
11508.65%
11508.65%
6
5844.12%
7512.10%
9636.88%
10730.25%
10730.25%
7
5449.65%
7003.88%
8982.93%
10005.23%
10005.23%
8
5081.99%
6530.39%
8373.92%
9329.86%
9329.86%
9
4739.28%
6089.22%
7806.69%
8700.70%
8700.70%
10
4419.79%
5678.13%
7278.33%
8114.53%
8114.53%
11
4121.94%
5295.02%
6786.14%
7568.36%
7568.36%
12
3844.22%
4937.97%
6327.59%
7059.42%
7059.42%
13
3585.25%
4605.17%
5900.36%
6585.12%
6585.12%
14
3343.75%
4294.94%
5502.26%
6143.07%
6143.07%
15
3118.52%
4005.73%
5131.27%
5731.03%
5731.03%
16
2908.44%
3736.09%
4785.52%
5346.94%
5346.94%
17
2712.48%
3484.68%
4463.26%
4988.86%
4988.86%
18
2529.67%
3250.23%
4162.87%
4655.01%
4655.01%
19
2359.11%
3031.59%
3882.84%
4343.72%
4343.72%
20
2199.96%
2827.67%
3621.76%
4053.43%
4053.43%
21
2051.46%
2637.46%
3378.33%
3782.71%
3782.71%
22
1912.87%
2460.03%
3151.34%
3530.21%
3530.21%
23
1783.52%
2294.50%
2939.65%
3294.69%
3294.69%
24
1662.79%
2140.05%
2742.22%
3074.98%
3074.98%
25
1550.09%
1995.95%
2558.08%
2870.00%
2870.00%
26
1439.65%
1830.58%
2356.19%
2686.64%
2686.64%
27
1337.31%
1696.04%
2170.55%
2497.49%
2497.49%
28
1242.44%
1571.44%
1999.80%
2322.02%
2322.02%
29
1154.47%
1456.02%
1842.72%
2159.22%
2159.22%
30
1072.88%
1349.08%
1698.17%
2008.12%
2008.12%
31
997.16%
1249.98%
1565.11%
1867.87%
1867.87%
32
926.88%
1158.13%
1442.60%
1737.65%
1737.65%
33
861.63%
1072.97%
1329.77%
1616.71%
1616.71%
34
808.96%
994.02%
1225.84%
1511.70%
1511.70%
35
759.44%
920.79%
1130.07%
1400.00%
1400.00%
36
720.05%
861.84%
1053.15%
1314.48%
1314.48%
37
682.63%
806.62%
990.46%
1247.24%
1247.24%
38
647.08%
754.88%
931.52%
1183.46%
1183.46%
39
613.31%
706.38%
876.08%
1122.97%
1122.97%
40
575.88%
660.93%
823.93%
1065.59%
1065.59%
41
535.83%
618.32%
774.88%
1011.16%
1011.16%
42
498.65%
578.36%
728.72%
959.54%
959.54%
43
464.11%
540.00%
685.28%
910.56%
910.56%
44
432.01%
505.74%
644.41%
864.09%
864.09%
45
409.43%
472.77%
605.93%
820.00%
820.00%
46
365.83%
414.18%
543.22%
736.86%
664.70%
47
326.56%
362.34%
486.93%
662.36%
536.95%
48
291.16%
316.44%
436.36%
595.56%
431.66%
49
273.20%
275.78%
390.90%
535.61%
344.71%
50
293.00%
303.39%
377.69%
525.57%
272.79%
51
292.75%
292.19%
350.73%
508.22%
215.43%
52
292.43%
281.46%
325.37%
491.65%
167.67%
53
292.11%
271.19%
301.98%
475.85%
143.44%
54
291.83%
261.35%
280.38%
460.79%
134.94%
55
285.00%
251.95%
261.40%
446.44%
126.96%