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^ - ABSLI Nishchit Aayush Plan (UIN No 109N137V05), Provided 0 year deferment & monthly income frequency is chosen at the time of inception of the policy. ADV/8/23-24/1409
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I agree to the Terms of Usage and Privacy Policy. By submitting my contact details here, I override my NDNC registration and authorize ABSLI to contact me by phone/e-mail/SMS/WhatsApp. Trade Logo "Aditya Birla Capital" displayed above is owned by ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) and used by ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the license. BEWARE OF SPURIOUS / FRAUD PHONE CALLS! IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. ABSLI Nishchit Aayush is a non-linked non-participating individual savings life insurance plan (UIN No 109N137V05)

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Guaranteed Survival Benefits

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Definition:
Guaranteed Survival Benefits are the benefits given to the policyholder only on surviving during or the complete policy term.
Description:
It implies that a survival benefit is paid only if all the premiums are paid, and the insured has survived the premium payment term.

The survival benefits are usually paid under the Money Back Policies. If the insured passes away during the policy tenure, the nominee will be entitled to receive the death benefit. These survival benefits are paid out as periodic payments. Guaranteed Survival benefits can be an extra source of income as it is money received during the policy term. The benefit is risk-free since they are guaranteed and pre-determined.
Example:
Ashok took a savings plan with a policy term of 25 years. The premium payment term under the policy is 15 years. At the end of the premium payment term, the policy will provide survival benefits under the policy. However, Ashok will get a maturity benefit at the end of the policy term, different from the survival benefit.
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Buy ₹1 Crore Term Cover @ @Rs.492/month for Salaried Individuals¹
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ABSLI Fixed Maturity Plan
Give ₹ 1.5 Lakhs once & Get ₹ 2.74 Lakhs at maturity^
ABSLI Fixed Maturity Plan
Guaranteed Maturity
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Tax Benefits²
ABSLI Fixed Maturity Plan
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₹ 1.5 Lakhs
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₹2.74 Lakhs at maturity^
  • Disclaimer

    2Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
    ^ ABSLI Fixed Maturity Plan: Scenario: Rs. 1,50,000 Single Premium (exclusive of GST), Male, Age 32, Plan Option A, Policy Term : 10 years. Maturity Benefit: ₹274,575.
    ABSLI Fixed Maturity Plan is a Non- Linked Non- Participating Individual Savings Life Insurance Plan (UIN: 109N135V04)
    ADV/8/22-23/1072